Anglian water 'debt' was wescot, now Past due credit chasing

[dx100uk]

discount offers usually mean no debt exists

 

they are trying to fleece you.

 

ignore them

 

dx

[Corrections34]

Thanks Dx

 

I have been ignoring all letters and phone calls. Its just starting to get on top of me a little.

[SWLABR9]

Pehaps you should consider getting a call-blocker for your phone, assuming it's a land-line.

[Corrections34]

Its my mobile they text and call. Ive blocked a number but they just use alternative numbers so its never ending. The letters worry me more because they get more threatening

[SWLABR9]

I think that's the idea!

 

Remember, there's no law (so far as I'm aware) against them making all kinds of threatening noises so that's what they do.

 

The really significant thing they've said is the discount offer.

 

In my limited experience, that's a sure sign they've got no case against you.

 

Ask yourself, if they have a genuine case, why don't they just take you to court instead of harrassing you?

 

Their behaviour gives them away.

 

If they had any real power they'd be using it.

[Corrections34]

Ive had no contact from LCS for over a week. The last threatogram gave me 72 hours to pay up or they are going to take me to court. The also offered a discount. Im now getting concerned that the next letter will be the dreaded court summons

[Corrections34]

OK I thought this had gone away!! Clearly not.

 

about 6 months ago I had a letter from Wescot saying I owe Anglian Water £900 from a previous address.

 

I challenged them with a prove it letter which they were unable to do.

 

That was the last I heard from Wescot.

 

Then a letter from LCS re: the same debt.

 

They were writing constantly making all kinds of threats.

 

I ignored every letter and they just went away.

 

Then, today a formal demand from Past Due Credit Solutions for the £900 allegedly owed to.AW.

 

1) If this debt had any substance and they are certain im liable would'nt Wescot have seen it through?

2) Shall I just ignore these idiots or send a prove it letter? This seemed to work with LCS.

 

PLEASE HELP

[unclebulgaria67]

So do you owe Anglian any debt or not ?

 

Is there any dispute about the water bill ?

 

Wescot don't always follow through.

 

I would suggest that you write back to PDCS asking them to prove that this alleged debt exists. Advise them that you have previously been contacted by Wescot and they could not provide any proof. Send the letter by recorded delivery.

[Bazooka Boo]

What have AW got to say about it?

 

IMO a prove it letter is the only thing I would send, if anything! Send it then ignore. If you don't owe this money to AW then you need to start their complaints procedure and exhaust it.

[Corrections34]

To my knowledge I owe Anglian Water nothing. Wescot told me that they acted in good faith and have conducted a credit reference trace. However it appears im not the individual they seek and apologised

[unclebulgaria67]

To my knowledge I owe Anglian Water nothing. Wescot told me that they acted in good faith and have conducted a credit reference trace. However it appears im not the individual they seek and apologised

 

Check your credit record. When 2 DCA's contact you about a debt that is not yours, it seems a bit odd.

[Corrections34]

There is nothing on my credit file re AW?

[Bazooka Boo]

And start a formal complaint with AW, this is something they need to sort out.

[unclebulgaria67]

And start a formal complaint with AW, this is something they need to sort out.

 

Agree. Unless you sort this out with Anglian, this could drag on for years.

[Corrections34]

Ok will do. Thank you

[dx100uk]

you already had a thread running

 

I've merged the threads AGAIN.

 

the debt is sadly due as you were living with the ex when it occurred

 

and

 

she was paying it until march 2009

 

so its not SB'd yet.

 

however, the last lot offred a discount

 

so somethings up with it.

 

PDC are bottom feeders that chase debt no-one else will take on

or have given up on.

 

pers i'd be ignoring them.

 

if AW wanted their money They'd have you in court.

 

dx

[Corrections34]

Hi

 

I apologise for starting another thread. I just pursumed that because it was another DCA that an alternative thread was needed.

 

This debt and others are all in my past.

 

I cant talk to my girlfriend about them because im embarrassed.

 

In fact the only people I can talk to is you guys.

 

Everyone has been a real help especially dx.

 

say these debts are are getting on top of me is an understatement.

 

The last thing I want is to come home and have to hide letters from DCA's from my partner,

then lay awake at night wondering what to do.

 

The last thing I wanted to do dx was upset you and I apologise.

[unclebulgaria67]

If the water bill was in your ex-wifes name,

then I expect that for some reason she has refused to pay for a period.

 

Because you were resident at the address and therefore they can make you liable for your usage,

then they are chasing you.

 

But I suspect that it is not that straightforward taking you to court, if the bill was in your ex-wifes name

 

The question would arise as to why they were not issuing a court claim against your ex-wife.

 

You could just write back that you are disputing any liability for this debt,

as the property concerned where the water usage was incurred is your ex-wifes residence and the bill was in her name.

 

Suggest to them that they refer the matter back to Anglian to ensure that this account is dealt with properly.