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About Belfin

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  1. Thanks very much for the help. My wife had a call from them again today (01782 code), so we shall block them and ignore them. Cheers, Paul.
  2. Hi All, Way back in 2014 my wife and I started getting letters from HMRC saying we had been overpaid child tax credits to the sum of £180.12p dating from 2008. My wife and I never claimed any child tax credits for this year, as we were fed up with constantly being overpaid and having to pay money back from previous years. It was just not worth the hassle! We queried HMRC about how this debt was possible when no claim had been made. They were always evasive and less than helpful. I asked for everything to be put into writing, a reasonable request which they have never been able to do. After searching and reading other threads on here, I sent them the 'Prove it letter' and the 'Limitations Act' letter. They tried it on a couple more times, then all went quiet for a few months. On Friday my wife received a letter from Advantis Debt Collection Centre stating that they have been appointed by HMRC to collect the £180.12p. Yesterday I received an identical letter claiming £180.12p from me too. Today my wife had a text message from Advantis telling her to call them to discuss an 'urgent business matter'. Any advice or guidance as to what we should do now would be very gratefully appreciated! Cheers, Paul.
  3. Thanks, I'll pass that on. Is it legal for these people to ignore a Court Order and demand more money from the debtor? Surely they would have to go through the courts themselves?
  4. Hi All, I have a mate at work who is beside himself with worry regarding Jacobs. I recommended this site to him, however he has no internet. From what I can gather, prior to him getting married his wife had a debt with the local council which she has been paying off by Court Order at the rate of £50 a month. She has never missed a payment via direct debit. Suddenly a firm called Jacobs has appeared and has claimed the balance of the debt is now to be paid to them, at far greater installments which my mate and his family cannot afford. My mate hasn't a clue why they've become involved due to the regularity and consistancy of his wife's payments. They've been harrassing him over the phone at his home and at work, threatening legal action and demanding his and his wife's income details. Any advice I can give this poor fella would be greatly appreciated.
  5. Been watching your thread with interest - Congratulations on your new job!!
  6. I was mightily confused by the whole thing - I settled and cancelled everything to do with Next years and years ago! I've moved two or three times since then and only my current and one previous address now show on my credit file (do older addresses get removed over time?). they may have been just 'phishing'.
  7. Hi All, Well I sent off my letter as suggested and today I got this reply from Debt Managers Ltd; 'Thank you for your letter regarding the above account. I can confirm that I have investigated this matter. I can confirm your name and date of birth are linked by Experian the credit reference agency, with the name, address and date of birth provided by our client. If you require any further information regarding the link please contact Experian directly. I have however taken on board your comments and have removed all your details from our file. I can confirm you will recieve no further correspondance from Debt Managers Ltd regarding this matter. Yours sincerely,' Well looks like I've won this one almost too easily! Dunno why they reckon I had the debt in the first place and linked all these details together! Hopefully that's the end of it. Sincere thanks to each of you who have read my thread and offered advice to me. Cheers!
  8. Hi All, Just a brief update again.... Had my meeting yesterday morning accompanied by my union rep. HR Adviser and Business Manager were keen to get across the point that they have been trying to find me an alternative role within the company. They provided me with copies of internal emails between departments as their evidence of this. They've found nothing suitable to allow me to get fit again. It looks like I've lost my job. I was however offered a compromise agreement; four weeks wages taxed, four weeks lump sum, and the remainder of my holiday entitlement earned (only one day). It's a total of just under three grand. There is a clause in the agreement that I cannot later pursue them for unfair dismissal. However, they are obviously already aware that I have a separate claim already running. I'm at work again on Monday for one last week, as I have a final meeting at the same time, same place next Friday to tell them my decision. They have assured me that they will continue to look at other roles for me until then. I'm not being greedy, but the company has already admitted that my accident was their fault on two counts (poor housekeeping and negligence). As a tradesman, I'm not just losing my job; I'm losing my whole livelihood! I’m going to have to retrain in something and courses cost time and money. Patdavies - I've never heard a thing from the HSE. The accident could easily occur again as no preventative action has ever been taken - unbelievable! In actual fact, on Monday when I took union rep into my workplace to remind him how my accident had occurred in May last year, the whole dangerous scenario was exactly the same! Cheers all for your help.
  9. Got my meeting in the morning, so just preparing myself, what to mention, what to expect etc. My union rep will be with me, so hopefully all will be ok. If I do get dismissed, I've been told I'm getting four weeks wages and another four weeks wages tax free. Surely considering it was my company that injured me they should compensate me for the loss of my job?
  10. Just a quick update... The help given to me on here was very helpful, an interim payment is being sorted awaiting a final settlement - thanks for the advice! My meeting never materialised last week, so I spent the week in a temporary position at work so as not to aggrevate my condition further. This morning I got the letter I've been dreading - meeting with HR and business manager this friday. Letter hints very strongly to my dimissal due to ill health.
  11. Wow elche, very helpful reply. Put my mind at rest on the financial side! Thanks all very much for your advice.
  12. Thanks for the links bazak1, very helpful. I do have a claim against the company for injury and loss of earnings purejayne, but my union solicitor (Unite) says it's difficult to come to a full and final settlement while my injuries are still a problem. Thanks for your replies and help!
  13. Thank you for your help Brassed Off, I'll get one done this afternoon. Fingers crossed! Cheers.
  14. Hi All, I was injured at work in May of last year. My company has, without hesitation, fully admitted liability for my injury. I was off work for 13 weeks and was being paid my basic wage, less my fixed rate of bonus. When I returned to work I was on reduced hours and reduced pay for a few weeks and then returned to normal hours and pay just before christmas. My injury has never stopped affecting my work and I am still receiving hospital treatment for it even now. In July of this year, I could not pretend all was well anymore so I sought an appointment with the company doc. He recommended that I go back onto light duties, resulting in my wages being reduced again. I've been on basic wage plus 80% bonus ever since, meaning I'm about £40 quid down per week. The human recources dept are aware that I am claiming my previous loss of earnings back via my union and when I complained they just told me to add all this to my claim. I know I cannot function in my current role as my injury needs time to settle down. The company has been looking at alternative positions for me, albeit in positions of reduced wages, with no success I have a meeting next week with the business manager and human recources advisor. I honestly think I'm going to be laid off. Does anybody know what I'm to expect, or what I need to do, or what I'm entitled to? I'd appreciate any advice - thanks for reading my ramble! Cheers.
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