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Buchanan Clark & Wells Verification Letter

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Hello

 

I have received a Verification Letter from Buchanan Clark & Wells today-

 

"We are trying to contact katypie with regards to a private matter We have confirmed your address through a credit link obtained via a credit reference agency as being the same person who lived at the original address above.

 

Please contact us on 0844 BLAH quoting the above reference number and one of our operators will be available to take any relevant detals to resolve the matter.

 

If you believe that you are not our customer, please contact us as soon as possible to enable us to amend our records and remove your address from our system file."

 

 

Doesn't say what it is about. Would I be right in thinking this is phishing and I should just ignore it? Anything it could possibly be for would be statute barred by now.

 

Thanks!

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IGNORE until the private matter is fully explained DO NOT phone.,

When this unfolds come back for advice.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Also, if they send private details, or full details of the debt without actually confirming you are there ( theyve only sent a verification letter so far), you could pull them up on a Data protection breach :)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Good point. Hadn't thought of that! Quite likely they will do this too.

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Just make sure you do as Brig advised. Keeping quiet and under the radar will cause them to start to panic and send out ever increasing threat letters. Once they do this, its a breach. The reason others cant get them on a breach of the DPA or violating ICO regulations is because they were silly enough to start replying to them. Once you reply, thats all the verification they need and is why they send silly letters out.

 

Going by their letter details:

 

We are trying to contact katypie with regards to a private matter. We have confirmed your address through a credit link obtained via a credit reference agency as being the same person who lived at the original address above.

 

If they have confirmed you are there (their words not mine or yours) then why are they sending a "bait" letter to you? ;)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I am actually looking foward to their next letter now

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I am actually looking foward to their next letter now

 

:whoo: Now you're getting the hang of it :)


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Dont forget to reply using their own envelope selotaped back up.

 

Tis what I do.

 

Saves me money :)

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There is no need to reply or respond to powerless DCA's, unless they own the debt under the law of property act then ignore them.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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So today I have received a settlement offer from them despite no confirmation that I am the person they are looking for. Apparently the debt is for c. £2700 from Aktiv KapitalGoldfish (I have never had a Goldfish account) and they are prepared to settle for £900. How kind of them. Ignore?

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So today I have received a settlement offer from them despite no confirmation that I am the person they are looking for. Apparently the debt is for c. £2700 from Aktiv KapitalGoldfish (I have never had a Goldfish account) and they are prepared to settle for £900. How kind of them. Ignore?

 

No, I would write back to their compliance manager stating that they have traced the wrong person, as you have never had a Goldfish Account. Tell them that they must stop processing any data relating to you, otherwise they risk legal proceedings being taken against them.

 

Check your credit record to make sure that they have not made any wrongful searches or entered any wrong data. If they have then you will also need to make a complaint about that as well.

 

Best to deal with it now, rather than find out in 6 months time, that your records have suddenly been noted with a debt that is not yours.


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Hi all I've had the same sort of letter I've never lived at the mentioned address shall I just ignore? I've done return to sender also stating that I've never luvd there but that doesn't seem enough from what I've been reading.

 

Shall I email them as this is worrying me alotm

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Ignore it as its s phishing letter. If you start playing letter tennis, theyll just keep harassing you.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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What are BCW Chasing?

 

I would send the following to their Compliance Mnager.

 

Ref: as on their letter:

 

 

Sir,

 

Further to your letter dated xx xx xxxx Please take not I have NEVER resided at the address specified and I do not acknowledge any liability for any allged debt.

 

I am not the debtor you seek. I am familiar with the OFT Guidance on Debt Collection 2003/2012 and the sections concerning contacting individuals when it is unsure that you are contacting the right person.

 

I consider this matter closed, this is my final response.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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It doesn't say, ill keep that brigadier and send it if theydo send me another letter, no doubt they will!

 

No doubt!!


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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2013 is turning out to be a desperate year for the debt collection industry.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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2013 is turning out to be a desperate year for the debt collection industry.

 

 

Good News:whoo:


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi I haven't sent this letter yet however in the meantime been told that the debt is through provident for £12 Defo never used them or lived where they say I have..

The letter doesn't mention the supposed address just all my details and goes on like this..outstanding balance £212, with reference to the above account we now have legal right to collect the full amount including through court if needed. Please call us .... Then it says if you fail to respond to this letter we have no option than passing to our debt collection division.

 

They have also included a notice of assignment of debt mentioning nothing of the previous address?

 

Shall I send that letter or just ignore I'm scared I'm going to have door step collector's for someone else's debt.

 

 

 

Thanks

Edited by helpneededplease13

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Send the letter now by recorded delivery.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Keep an eye on your credit records.

Shall I put my address on it with my name I know it sounds silly.

 

Guys thanks for your support hopefully this stops it.

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Yes name address and PLEASE sign it as it will most probably be ignored if you dont.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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