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  1. Hi there, I had a letter from these guys asking me to contact them on a Freephone number. The letter states that they have confidential information that they feel I should be aware of. When calling, they ask me to quote a personal reference number. I've looked at their website and they look like consumer audit service, consumer rights, credit loss adjusters, inheritance administrators. to be it, looks like one of these PPI types, or other miss-sold products etc. Website is http://www.buchanandrummond.co.uk Anyone had any communications from these people? Many thanks.
  2. Hi, I wonder if anyone can help? I received a letter from Buchanan Clark & Wells in relation to a debt to Orange Pcs Ltd for £130. I have no idea what the debt is for. I sent them a CCA letter (template on Forum) asking them to prove what the debt was for. I sent it recorded delivery and asked them to respond within a timeframe. Today I received a letter from BCW stating "we act as agents for Orange PCS Ltd in relation to the outstanding balance and do not hold the documentation you require. In order to obtain a copy of the documents you have requested, you will need to conta
  3. Hello All I received a letter from the above named company and had to google them to find out the nature of their business. They refer to my previous brief address, does this suggest my previous Landlord has issue with me? I left on bad terms in that they practically threw me out, however I left owing nothing as all utilities, heating, electricity and water were included. I am reluctant to enter into any kind of dialogue on the phone and will reply by mail, is this advisable? Would be grateful for any help in this matter. Ce1este2
  4. Hi all i've stumbled across this website as I have Buchanan clark&wells chasing me, 2 weeks ago I got a letter regarding a debt from approx 9 yrs ago (next catalogue account). I called them to say they have the wrong person then i got a call on my landline and then a verification letter and now today a letter saying they will accept half the debt if i pay now (I have not admitted I am the person they aare looking for). I have read that you can send a "sar" letter if there is not a ccj against you and the debt is over 6 yrs old? i have joined ex
  5. Hello, I posted on here a few years ago with regards to my husband's catalogue debt - which is now under control, we pay Lowell £5 a month for 2 accounts and they've not given us any hassle. We're saving to buy a house, and I know he's had a few defaults in the past so we did an in depth credit check and the only defaults showing as active were his Lowell ones which we're managing - which is fine. Fast forward a few months and we get some post from our old address regarding a Provident Loan thing that's been sold onto BCW group and they're demanding over £1000 -
  6. Hello I wonder if someone can help me. Last weekend my husband received a letter from this company quoting his previous address from some 6 years ago and asking to confirm he was now residing at the address that the letter had arrived at. I just ignored it. Since then he has received a further letter saying that a personal loan company have sold them an outstanding debt of £189.00 and to ring up and settle it over the phone or it may be that they will send their debt collection agency to the door to collect. Firstly there has been no confirmation that he is living in this
  7. I had a contract with 02 but due to illness and having to leave my job I had to sign on for ESA and DLA, at the moment I could only afford to pay 02 £20 a month but they told me it was being send to a DCA. I got a letter from them a week ago stating they are going to send an agent to my house as I failed to contact them from their earlier correspondence that I never actually received. I obviously want to pay this debt off but what are my rights if they do send someone? would it be classed as trespassing? I got a template from another website and sent it to them ;
  8. Hi ive recieved this today and its a little worrying so was hoping someone can advise on what i can do. ResolveCall. Dear sir/madam despite several attempts we have been unable to contact you to discuss the above Scottish power energy retail limited account. this being the case, we will now apply to the local magistrate for a warrant of entry under the rights of entry (gas and electric) act 1954 one of our agents from resolvecall will attend dudley L.J.A magistrates' clerk's office, the inhedge, dudley dy1 1ry on the 28/1/2011 at 0915 hrs. in order to obtain the warran
  9. Hello I have received a Verification Letter from Buchanan Clark & Wells today- "We are trying to contact katypie with regards to a private matter We have confirmed your address through a credit link obtained via a credit reference agency as being the same person who lived at the original address above. Please contact us on 0844 BLAH quoting the above reference number and one of our operators will be available to take any relevant detals to resolve the matter. If you believe that you are not our customer, please contact us as soon as possible to enable us to amend our re
  10. Dear kind people I require assistance in a matter related to Buchanan Clarke and wells. Earlier this year they contacted me via a verification mail pertaining to a property I had lived in Scotland. I was naive enough to contact them back and then what followed was two weeks of constant harassment - chasing me up on a Scottish Hydro electric bill which they claimed I had yet to pay. (The harassment was so bad that I had to go to the GP for anti-depression medication and I was unable to function at my job properly – as they kept calling in the middle of meeting with cl
  11. Hi everyone, This is the first Credit Agreement that has been sent after a CCA'd them. Akitiv Kapital has this acct which I was paying £1 per month. They sent one page and the signature is mine. I saw that I had signed 'Protecting Your Acct'[ATTACH]30131[/ATTACH] Could someone check over it and the bottom part is that sufficant. If that is correct, do I SAR GE Capital to get all the charges etc taken off to reduce the debt. Current Bal is £1,263.10 On agreement for credit card limit was £500. Please advise.
  12. I was part of forming a company in company house in 04/2008. I was appointed as sectary and held 25 shares. After running the company for almost a year (we had HSBC business back account under the company name and I had access to the account) I had dispute with other partners. I resigned in 06/2009 as the sectary, filled letter of resignation to Company House and had the impression given from the bank that they will also keep their record in line with Company House. So I thought my access to the account will be cut off. But in fact that didn't happen. However after I left the
  13. Hi There I wonder if anyone would be so kind as to help me out with this query? I received a letter from BCW recently asking me to contact them about a personal matter. I ignored this but I answered a call from them today and they told me that I owe £400 to Orange. I do know that I have a 10/month contract that I have missed payments on but I have recently been diagnosed as disabled with depression, PTSD and a lot of other conditions which have made my last few months very difficult and my finances got all to pot. I think my support worker has helped me get back on top
  14. This is a new one on me... Being chased by BCW on Barclays gold charge card debt - this is a card that was linked to my account and did not have to be paid off each month so also acted as a credit card. Barclays have passed the debt on to BCW who started by making me offers to pay it all at a reduced rate. I duly CCAd them and they have just sent me back my postal order stating that they are 'not the creditor so do not hold agreements or invoices at this office. You will need to contact our clients directly if you wish this information.' Uh?? This debt is
  15. Hi everyone. First post here so be gentle A month ago I received a letter from Buchanan Clark and Wells stating that they are acting on behalf of their client, Hoist Portfolio Holding Limited (A company who I have had no dealings with, ever), for a £1000 debt I ran up nearly 9 years ago with a catalogue company. I ignored this letter and then recieved another one around a week ago stating " Notice of impending further action.". They say they are going to advise Hoist to take further action on the account. This could result in CCJ's, warrant of execution etc unle
  16. Hi all, I'm new to this site, in fact it's the first time I've ever been on a forum...scary stuff lol!! I've read a number of threads and feel my story maybe corresponds with others on your forum, hence I thought I would join and hopefully gain the knowledge and strength to get this resolved quickly, and without repercussions! On Monday this week, out of the blue, 2 letters came through my letterbox in different envelopes: 1. Robinson Way Ltd's letter said 'we hereby give notice by an agreement dated 10th Nov 12 your account has been sold & assigned to Hoist Portfol
  17. hi all buchanan clark wells send a notice that never answered, now they send me a final notice for a debt that I do not own from a coffee shop that I gave up 2 years ago the bill is for e on energy solution limited from mid 2009 to start 2011 of £600 precise, so now what should I do I will not respond to them anyway. is there a statue of limitation to a debt I was trading as the name cafe
  18. Hi all, Having received a verification letter out of the blue yesterday from BCW, I thought I would do a little research into them before responding to them as a. . I hate paying for 0844 numbers. I found so many comments about them, especially on this site but thought I would share my letter as it seems to be slightly different in that the letter is addressed to me at my home address saying that they are trying to contact a My Name how previously lived at the original address above, which is the same address as they have sent the letter to! The rest of the lett
  19. Hi, I'm new here so I hope I've put this in the right place! i received a letter from a company called Buchanan Clark & wells saying they were acting on behalf of Hoist Portfolio Holding 2 Limited a nd that I owed just over £1,000 and the creditor was Next. Now, I've lived in my current property for nearly 10 years and have had no contact regarding this supposed debt during all that time. I've no idea whether it is an old debt - it could be as I did have a Next account years ago but we are talking very old here, probably around 12-13 years ago! Anyhow, I sent them the st
  20. Evening all. I'm posting for some advice, I've searched around, and I can't seem to find anybody else in the same predicament. I'm a monthly paying member of Experian. Last week I received an alert saying my information had been changed. I logged on to find that a company named "Gothia LTD" have registered a default against my name for £51! This is in my name, but the address they have supplied for me is INCORRECT! It's not a previous address, or a linked address. It's just INCORRECT. I have NO IDEA who they are, and have certainly never had dealings with
  21. Have been contacted a few times by these people and have recently offered a payment of £5.00 to them. They have been in touch asking for the usual financial information before they can consider the offer. I was just wondering what we should do next as we are offering them what we can afford and don't see the point in going through all this - especially as owners of far bigger debts have been accepting this payment for many months. Thanks in advance - Lee.
  22. Evening all I keep getting letters from AK stating I owe them various amounts to different companies. They also write offering a reduction in the amount I could pay, such as sending me a "gift voucher" today for £3,000 off a 'debt' and stating I should pay them £300. I am also getting daily text messages from BCW asking me, by name to contact them urgently, quoting a unique ref number. I am aware any debt that I have is statue barred, as they are over 6 years and if my memory serves me right ar eover 10 years. I havent made any contact with either company although I
  23. Hi all. I had a letter from Buchanan Clark and Wells on the 27th August claiming that I owed two amounts to British Gas. The supply address they claimed I lived at is not an address I have ever lived at, but the address is one line short of my own. It is very similar and is often mistaken. Anyway, I sent them a letter advising them that I have never lived at this address and do not acknowledge the debt. I also asked them to provide me with a signed contract to prove otherwise. After this letter, they requested that I send proof of my address for the supply period to pro
  24. ADVICE NEEDED I received this letter 2 weeks ago from this company We are trying to contact Mr X with regards to a private matter. We have confirmed your address through a credit link obtained via a credit reference agency as being the same person who previously lived at the original above address. I had not lived at that address for over 13 years so I ignored it,a week later I received another letter from them saying OUTSTANDING BALANCE £151 With reference to the above account which was previously with Yorkshire bank we write to advice you that we BCW GROUP LTD now hold the legal r
  25. I`m looking some advice and help please if possible ref BCW and an old MBNA account. This was defaulted back in early 2009 and has been batted around a few DCAs since. I was once sent an application form dated from 2000, acknowledged as an application form with the accompanying letter from Link.I replied with a letter from the MBNA section of CAG which I now am unable to access for some reason pointing out the various flaws which rendered it unenforceable in court. My question is after all the court cases over the last few years, have things changed and could an application form now
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