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About blueboy1

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  1. Morning Everyone, Can I just have a quick reminder please. All my debts are statue barred now. One company PRA Group rings me everyday, even though I have blocked it, it still leaves a message. By sending the statue barred letter and harassment letter, can I get this stopped.? I know they will give up eventually, and Restons tried Court recently and backed out, when my defence was Statue Barred. What do you lovely people think I should do? Many thanks
  2. Just thought, I would update everyone. Rang the Court and yes, it was stayed. So all that effort, thank God I kept the paperwork with the last payment date. They knew that it was Statue Barred I had even sent Restons a letter before the Claim saying so. Many thanks for all the help everyone.
  3. Afternoon Guys, just looked online, and my defence was received on 8/5/2017. There is nothing else listed. It is well past the 28 days, so does that mean Restons have not continued with the Claim?
  4. PARTICULARS OF CLAIM The Claimant claims payment of the overdue balance due from the Defendant under a contract between the Defendant and Littlewoods. Dated on or about Oct 08 2001 and assigned to the Claimant on Oct 01 2006.
  5. I still have a copy of the letter with the Post Office receipt clipped to it.
  6. Name of the Claimant ? Capquest Date of issue – . 2-5-2017 What is the claim for – the reason they have issued the claim? 1. THE CLAIMANT CLAIMS PAYMENT OF THE OVERDUE BALANCE DUE FROM THE DEFENDANT UNDER A CONTRACT BETWEEN THE DEFENDENT AND LITTLEWOODS DATED 8-10-2001 AND ASSIGNED TO THE CLAIMANT 1-10-2006 What is the value of the claim? 560.00 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? catalogue When did you enter into the original agreement before or after 2007? BEFORE Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. CAPQUEST DEBT BUYER Were you aware the account had been assigned – did you receive a Notice of Assignment? MANY YEARS AGO Did you receive a Default Notice from the original creditor? MANY YEARS AGO Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? NO Why did you cease payments? IN SERIOUS DEBT PROBLEM What was the date of your last payment? 5-9-2009 Was there a dispute with the original creditor that remains unresolved? NO Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? YES PAID A POUND FOR A FEW YEARS - THEN FOUND THIS SITE AND SENT CCA WHICH THEY COULD NOT PROVIDE AND KEPT THE POUND FOR IT AND PAID IT INTO THE BALANCE OWING ON 18-8-2011 NO PAYMENT SINCE. As I have a clear SB defence, what is the best course now?
  7. Evening Everyone, Can someone just walk me through a Claim Form that I have received today. Reston Solicitors on Behalf of Capquest. Very Old Debt SB Sept 2015 16-8-2011, sent one pound postal order to get Credit Agreement. 12-9-2011 sent letter asking for money back as they didn't supply Agreement and kept money to take off debt. Capquest over the years, have sent random begging letters with big discount. Have not replied or entered into conversation by phone or letter. 28-3-2017 had letter from Reston Sol, threatening court. 4-4-2017 sent SB Letter 7-5-2017 had Claim Form. Will defend as SB, can someone just give me a quick guide on correct procedure. Many thanks Have just edited it into separate lines but goes back to this!
  8. Ok, so Instead of the SAR, just do the LBA and wait a fortnight? If you are sure, then I will do this instead. Thank you
  9. thank you, Will post off a SAR tomorrow morning. If I recall correctly, they have 40 calendar days to reply.
  10. Where did the other attachments go? I posted them up tonight? Sorry, haven't sent a SAR as was not going to bother with the PPI as Welcome Claim that if I sign the acceptance form, all the PPI money will go to Hillsden who have bought the debt long ago for pennies.
  11. I've uploaded the files but where are they on here lol Here we go letter1.pdf
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