Thanks Brig

If this is a resolution to the evils that be of BCW Thank you so much for your help I have been worried sick with this hanging on me

Right here it goes I got this today as well as sending them a letter by recorded delivery - the only thing I dont get is first they say the complaint has been refuted then say they wont contact me again (surely this is a contradiction?) hopefully this is the last of them PS my credit file shows no mention of previous addresses could they have found "me" by name or DOB? Thanks Final Response Dear Mr. XXXXX, I write with regard to your contact of January 30, 2013, issued in relation to the aforementioned account. I can confirm we have undertaken an investigation into the issues raised in the above referenced correspondence and have concluded that your complaint has been refuted. The reasons for this are detailed below. I must firstly advise that the actions of BCW Group will have had no adverse effect on your property address or credit rating as you are not the named account holder. BCW Group acts in good faith on the information and instructions issued to us by our clients. We are passed this information on the basis that the information provided is true and correct at the time of issue. In this instance, we were passed a file in the name of Mr. XXXX XXXXX with instructions to obtain his current whereabouts and correspond accordingly. Your above noted contact with this office was the first we have received in this regard and was therefore the first that we were aware that we held an incorrect address on our file. We could not have sought to update our system file sooner. We do not consider that our actions in this regard are therefore contrary to the OFT Guidance quoted. Your address of XXXXXX, was linked to Mr. XXXXX by a Credit Reference Agency called Experian. Due to a prevailing link between your address and Mr. XXXXX, anyone conducting a similar search will get a similar result. You may wish to contact them directly to advise them of this

Sent by email will post they better not come back should it stop them

Shall I email it aswell

Shall I put my address on it with my name I know it sounds silly. Guys thanks for your support hopefully this stops it.

Hi I haven't sent this letter yet however in the meantime been told that the debt is through provident for £12 Defo never used them or lived where they say I have.. The letter doesn't mention the supposed address just all my details and goes on like this..outstanding balance £212, with reference to the above account we now have legal right to collect the full amount including through court if needed. Please call us .... Then it says if you fail to respond to this letter we have no option than passing to our debt collection division. They have also included a notice of assignment of debt mentioning nothing of the previous address? Shall I send that letter or just ignore I'm scared I'm going to have door step collector's for someone else's debt. Thanks

Thanks for your help

It doesn't say, ill keep that brigadier and send it if theydo send me another letter, no doubt they will!

Hi all I've had the same sort of letter I've never lived at the mentioned address shall I just ignore? I've done return to sender also stating that I've never luvd there but that doesn't seem enough from what I've been reading. Shall I email them as this is worrying me alotm