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    • Items for sale include five rare Ferraris and a pair of Air Jordan sneakers signed by Michael Jordan.View the full article
    • TECHZONE BUXTON LTD overview - Find and update company information - GOV.UK FIND-AND-UPDATE.COMPANY-INFORMATION.SERVICE.GOV.UK TECHZONE BUXTON LTD - Free company information from Companies House including registered office address, filing history, accounts, annual... thread title updated. dx
    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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If an OC ask for money and you ignore - you then get this OC's 'in-house' collector hassling you - is the inhouse collector then a dca or not? Is the inhouse collector allowed to default you etc\/

 

Is the inhouse collector then part of the OC or separate company. think most inhouse collector have set themselves up as separate legal entities so the inhouse part doesn't really apply then does it - it's the same as any other dCA?

 

I have Mercers in mind. They apparantly are barclaycards's inhouse collector but then again they are a separate Ltd.

 

Then we have other DCAs which may not be separat legal entities to 'mother' company?

 

Can anybody then explain what difference is - if any? Also how does this ffect sar, cca or anything else?

 

At moment I have Mercers assling me but I do not want to reply to them. Debt not sold to them nor passed on. Had no news from Barclaycard so do not see why I should reply to Mercers if that makes sense?

 

Also added to that Mercers now writen to say they 'will' a local dca to collect payment. is that allowed? - they 'will' and to 'collect' payment rather than 'may' and 'discuss'???

 

Also should Barclaycard not have warned me that Mercers would be writing / hassling?

 

Have noticed that Mercers say that they have not been able to 'contact' me which is no quite true - I just have not replied.

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I've got alleged debts, please provide proof of claim!!!!!!!!!!

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

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"I just say what I say because everyone is entitled to my opinion!"

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SHOCKING!!!!

 

Faced with mounting debts and a two-year-old daughter to care for, James Smith felt forced to consider drastic action. So the British nurse has been advertising one of his kidneys for sale on the internet."

 

How, can anybody be put into this situation?

 

Good Grief, what has is come to when people even contemplate such things?

 

Holds head in hands...:(

 

Is GB/UK really akin to a third world country?

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Is a NOA basically the document that notifies you that a dca had bought a debt.

 

Which party sends it?

 

When do they have to send it and how (in person / registered post?)

 

Does it have a set layout / wording?

 

Are there other types of 'assignments'?

 

How can a OC or DCA mess up this part of the process - if at all? Any snippets of a law anywhere that clarifies?

 

Thanks.....

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The law covering assignments is the Law of Property Act 1925 S136. It's not that DCAs get it wrong - they and the assignors just don't bother about it at all. You have been around long enough to know now that consumer law is of no interest to banks and DCAs - they just do what they like in the hope the customer won't know any better.

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This is a tragic story and just proves how desperate people are, in these terrible times.

 

Although I have never considered this I have sold plenty of my homely possessions this year after I was made redundant just to get by.

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Sorry for any problems caused i was just trying to help, Ive been looking for a template letter for request for a NOA myself,but could not find one so i picked this from another site. Is the information in the above post completely incorrect Then?

Thanks

BB

Blue Boo 1 - First Direct 0 :razz:

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Boo V GDR - Acc Disputed complaint made :confused:

Boo V 1st Credit -Acc Disputed complaint made:-x

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Is a NOA basically the document that notifies you that a dca had bought a debt.

 

Which party sends it?

 

It has been said on CAG, that either party can send it. I would have thought personnaly that the original creditor would have tro send it. If I sent you a letter stating that you had to pay me now instead of MBNA, would you?

 

 

When do they have to send it and how (in person / registered post?)

 

I beleive it is supposed to be sent registered post.

 

Does it have a set layout / wording?

 

Unsure

 

Are there other types of 'assignments'?

 

I beleive the 2 types are simple and absolute. The first can be returned easily to OC, if it does not pan out.

 

How can a OC or DCA mess up this part of the process - if at all? Any snippets of a law anywhere that clarifies?

 

Thanks.....

vint

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thanks one and all.

 

Pinky - yes I have just about realised that they all do what they want regardless but I do like to keep 'on the ball' regarding whether they are flouting some law or another - it all adds up for the defence for when I need it in court if at all.

 

1925 law eh.... lol

 

any clues as to where I should look within that Act? ( Law of Property Act 1925 S136)

 

should NOA go from OC to the DCA they sell it to or to me?

 

How come an OC can sell it to a DCA and then get it back again? Does that mean they sell it back or sale is 'reversed' ie void?? Is that then another NOA each time it is 'sold'?

 

am very confused.

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Well it couldn't be done in this country, it's illegal to sell organs in the UK.

 

I have a heart available, one owner; 75% working, but one leaking valve.

Also a pancreas, but it will make you diabetic as it produces no insulin. ;)

 

Offers on a postcard to.........

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"...........we can, of course, consolidate all of your loans into just one brain" :lol:

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Should I be getting monthly statements once an OC has defaulted the account? It seems I'm getting statements off some OCs and none off others. Some are adding late payment fees still. Some have written to say they have terminated account and still they put in late fees eg RBS / Mint. They have all defaulted the accounts as far as I know. (Need to SAR Eexprian to find latest).

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