MamaG1 , i have come along way since my first posts here in Oct 2007, for a start i now know that all Mortgages are fraud in factum, on the basis that the "lender" did not provide any consideration for the so-called mortgage CONtract. Basically you created the funds when you signed which they then "lent" you!!! ie they lent you your own credit!!!!.. straight up fraud!! my remedy revolve around commercial liens & estopple

There is no treaty between the USA & The uk for debt collection, anyone they try and get to do it in the usa is a chancer/interloper and should be told where to go ( canada, germany & Aus do have treaties however)

For ANY contract to be lawful it must comprise the following: A) FULL DISCLOSURE by both parties. Neither party can later claim 'you should have known' if it was not specifically declared at the time of making the contract. – Theevin Banks Plc bank did not provide full disclosure, B) A CONSIDERATION offered by both parties, this being the subject of the exchange. It must be a sum of money, or an item of value. Both parties agree that their CONSIDERATION is worth (to them) the other party's CONSIDERATION. As you now know, Theevin Banks Plc did not provide anything of value, I did! C) LAWFUL TERMS & CONDITIONS for the contract, to which both parties agree. These do not exist, as you are now well aware! D) 'Wet' SIGNATURES of both parties. This means hand-written SIGNATURES, as made by two human beings – A “wet” signature was never given by Theevin Banks Plc!

I know Charlie, & i know you know, i have seen many of your dropped hints in other threads :D!, still i battle on, not so much on this forum anymore, just dont have the time nowadays. .. if you know where i'm at! I think during 2010 more people will wake up from their slumber, esp as we move into the mother all of ( planned) financial crashes most of will ever see .. February & March are going to be very interesting! & yes i know that challenges under the CCA also work as well ...Nuke em

...

Pinky, when you say you are debt free, do you mean this: I Pinky had any or all of the following : -Credit Card(s), Personal Loan(s) , Mortgage(s), HP Finance and other debtor/creditor based loans etc, which due to a change(s) in my personal circumstance i was unable to, or due to information i subsequently found out about CCA stuff & other info, decided/choose not to pay. Then OC's started to try and reclaim those "monies" from me using various legal& illegal methods but due to my endeavors & strategies those debt have now been cleared & /or paid back a lesser amount in F&F settlement , in some way. So that all the account(s) previously held would under UKGAAP accounting rules be demonstrated to have zero balances. This is the understanding of both Pinky & all/any OC(s) in question and Subsequently, ****** DCA’s were passed some/all of my “accounts” and they attempted to extract using various legal& illegal methods, money out of me , however due to my endeavors & strategies those debt(s) have now been cleared in some way so that under UKGAAP accounting rules, all the DCA(s) in question regard those accounts are now also at zero balance. This is the understanding of both Pinky & all/any DCA(s) in question. -Pinky, Is this you?

shinobi101 , dont go around bringing extra info/ facts to research/discuss on this thread, you will get hammered! lol

Actually , obviously you don't! Here is a good quote "The ultimate ignorance is the rejection of something you know nothing about and refuse to investigate" - couldn't have put it better myself

@Pinky69 - No one asked you to read 'em @Vjohn82 - Yea, or you could research & fight 'em back @PriorityOne - Denial is not just a river in Eygypt!

Sarnie/Fuzzybobble, Re Above & Sarnie's post, that is all i ever get on this here, most just dismiss or try and make it out to be a big joke 'cos they just wont'/can't understand and they certainly wont do any research! they are very quick to post, never bothering to spend time to do their own research. If they did they would be SHOCKED as i was 18 months ago when i started to get into all of this. all i can say is that my methods work for me!

Check out how many Business Entities have CCJ's against them, banks fair enough but if the rest were really Local Authorities/gov depts etc why would they have CCJ;s ? The Hall of Shame Hall of Shame | www.tpuc.org

Hefty - i think you need to get out of your zoo cage once in a while,the exercise will do you good.! Of course you wont find them under Companies House 'cos they are not a Limited or Public Liability Company, doh , However if you look in Dun & Bradstreet for example, you will find under D_U_N_S number 22-549-8526 you see the entry:- Ministry of Justice Selbourne House 54-60 Victoria Street London SW1E 6QE Line of BUSINESS ----- Government Department ( Note how i cleverly made the word Business big so you wouldnt miss it) It also states They are Trading as- Asylum Immigration Tribunal, Magistrates Courts, Public Trustee Office etc ONLY BUSINESSES have D & B numbers, whether they are a limited liability, public liability ( Plc), based in this Country & or anywhere in the world, or another type of business entity... BUT THEY ARE ALL for-profit businesses ALSO YOU WONT WANT TO BELIEVE THAT Alistair Darling is t/as the Labour Party ! BR THE LABOUR PARTY Also Traded as DARLING,ALISTAIR, xxxxxxxx EDINBURGH, xxxxxxx , GB Or that the Department of Transport t/as Driver & Vehicle Licensing among many many others ! Plus the United Kingdom is also Corporation, check it out !!! ( at d & B , NOT AT COMPANIES HOUSE!!!!!!!!!!!!!!!!) Or that the M.O.D t/as the Bank for International Settlements ! ( BIS) Shocking! But it's all true! Whether you feel this is right or wrong is not relevant, but what is relevant is the fact that these businesses are very irresponsible with your money – so the question is – why are you still paying them? Company; an institution created to conduct business; Business; a commercial or industrial enterprise and the people who constitute it. plus Check out this link if you ever needed any more proof that the Court system is nothing more then a revenue generating business: Information About... If you are 'unsatisfied with the SERVICE you can complain to the CUSTOMER SERVICE UNIT BTW: When was the last time you were ordered into Asda to do business? This is their Home Page: Her Majesty's Courts Service - Home Have a good look at 'Justice' in this coporate country! EVERYTHING IS BUSINESSS & CORPORATE , Everything!, get used to it, research it yourself before you type the posts !, it makes you look silly! Its all about the money Master- OUT!

Lets get the "Cheeky Girls" back to perform for DCA's , they're the cheekiest bunch around! THat will sort them out

lol very funny

The other process they def don't like is the "commercial injury" route against them, which involves gaining estopple & the placing of a commercial lien against them. i will have the first of my liens against them maturing with a month. Then i become the creditor with my superior ( ie higher value) claim! .....Assuming of course that i wanted to take it into the Public ie a court which i will not be doing, it will all be kept in the Private...which is where it is now also check this out http://www.consumeractiongroup.co.uk/forum/legal-issues/242278-recd-summons-court-its.html#post2702036 and this one http://www.consumeractiongroup.co.uk/forum/general-debt-issues/175668-how-credit-cards-bank-16.html#post2737419