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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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There is a god, 1st Credit gets a SERIOUS slap from OFT - Re Stat Demands etc


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I have only just found out about this. What fabulous news. :)

 

Interesting point I discovered when looking into this further I discovered that....

 

Not only in Alan Milburn (lined up by David Milliband as Chancellor during his oh so brief leadership tussle) on the advisory committee (read influencer and arm twister) of Bridgepoint the VC company that actually own 1st Credit BUT ... and this is where it gets really interesting...so is Sir James Crosby, the once Chair of HBOS and the now infamous ex Head of the FSA as appointed by dear old Gordo himself.

 

Now surely this is super embarrasing for both these given the OFT's quite gargantuan (by its standards) slap on the wrist of 1st Credit. Questions should be asked.

 

FF

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Fuzzy if you do another youtube could you mention the involvement of Milburn & Crosby in 1st Credit

 

Can you PM me all the details and I'll see what I can do.

 

I'll also be recording any tv news stories I can find out DCA's, so if anyone has any links to videos posted online that may be useful. I'm sure also the next few episodes of watchdog might uncover some goodies too.

 

Once I have some good source material to work with, then I can have a good play with the editing software and produce a fuzzybobbled view of reality.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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That You and Yours feature is only online for a limited time and it's either 28 days or until the 28th of this month. I would capture that immediately.

 

BREAKING NEWS!!!!

 

Just popped back to add this...marvellous getting on a high so much good news around.

 

http://www.credittoday.co.uk/news/news-item.cfm?news=1015

Edited by Rhia
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BREAKING NEWS!!!!

 

Just popped back to add this...marvellous getting on a high so much good news around.

 

Credit Today online

 

 

In re the story about Aktiv Kapital, I note that:

 

... in the last week the UK company’s director of trace and compliance and its director of people and development have both resigned.

 

Apart from the stunning news that Aktiv actually had a compliance manager, the words 'sinking', 'ship' and 'rats' spring to mind...

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Seems strange that the festering organ that is the CSA website (is there a H missing) has totally failed to mention the activities of its president. Considering the number of breaches of the CSAs own guidelines it would seem that if the CSA existed in the real world his position would be untenable.

 

I think I shall contact Lord Gnome to see if he would like to do a little piece in his illustrious organ.

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That You and Yours feature is only online for a limited time and it's either 28 days or until the 28th of this month. I would capture that immediately.

 

BREAKING NEWS!!!!

 

Just popped back to add this...marvellous getting on a high so much good news around.

 

Credit Today online

 

 

OOER:eek: I'm on a high & me heed's spinning..........can't take much more good news...............need a beer:D

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Can you PM me all the details and I'll see what I can do.

 

I'll also be recording any tv news stories I can find out DCA's, so if anyone has any links to videos posted online that may be useful. I'm sure also the next few episodes of watchdog might uncover some goodies too.

 

Once I have some good source material to work with, then I can have a good play with the editing software and produce a fuzzybobbled view of reality.

 

 

Fuzzy check out Funky's post 102

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They probably had to redesign their website & cut all the carp out of it......they were left with their address:D

 

That's all they need. Where the receivers need to travel when the time comes.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Luckily I still have the 1st Credit video off their site. Where you can hear *** ******* saying, "we adhere to all legislation...." YEAH RIGHT.

 

That clip would look good with some scrolling pork pies added to it. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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See what you mean Cerb, they've added to the article.

Wonder who the 'spokesman for 1st Credit' was?:p

Oh deary deary me. Credit Today,

"The Magazine for Credit Professionals"

 

Nathoo is also president of the Credit Services Association, which recently met government to discuss its concerns about debt collection practices. CSA executive director Kurt Obermaier said 1st Credit was working with the OFT to address the problems. "It can happen to any company. It doesn’t mean to say the company is a bad company or the president is a bad president," he said.

 

The OFT is believed to be looking at several other companies in the debt collection industry.

 

A spokesman for 1st Credit said: "We have an ongoing and positive dialogue with the OFT as we seek constantly to improve our business practices and ensure that the highest standards are met and exceeded.

 

"We have since late 2008 made improvements in our training and processes in all of the areas highlighted and suggested proposals in response to the OFT requirements which were accepted by them."

 

He added: "We continue to seek to improve our processes and welcome the recognition by the OFT of the constructive approach that we have taken in response to the matters raised."

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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Nathoo is also president of the Credit Services Association, which recently met government to discuss its concerns about debt collection practices. CSA executive director Kurt Obermaier said 1st Credit was working with the OFT to address the problems. "It can happen to any company. It doesn’t mean to say the company is a bad company or the president is a bad president," he said.

 

 

 

Spin worthy of Tony Blair.

 

David

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Nice one ODC. Another mugshot for the fuzzybobble DCA hall of shame.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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