Lies and the lying liars who tell them

[Fred Bassett]

The folks from Preston who tell you that they're from Preston but can't tell you who they are because of the "Data Protection Act". They're on to a loser every time with that one.

 

Fred

[ODC]

All the DCAs who say they act in a lawful manner.

 

 

What a huge porkie.

[ODC]

Oh yes and the Cretins who boast on their websites about their 'Highly Trained Staff''

 

[ODC]

Or lies of the printed variety

 

[Fred Bassett]

Mr Brown/White/Green/Black will be calling on you on .......

 

 

Fred

[F_DCAs]

All excellent stuff - keep it coming. I'm sure there's a few missing. Attachments of earnings, bailiffs, seizure of property.

 

So much scope for choice - surely there's been some classic whoppers told in relation to these as well.

[cashins]

Can't you get your wife to pay it?

 

When we take you to court, she will have to pay it anyway.

 

MBNA

[rory32]

I'm sure there's a few missing. Attachments of earnings, bailiffs, seizure of property.

 

Your forgetting costs for court cases. Either they already add their costs before the court case - only a court can determine costs - or their costs are totally wrong. I once knew of someone where the DCA were adding costs of 250 quid for a small claims in Scotland as solicitors fees. You do not get solicitors fees awarded for a small claims.

 

Similarly (this happens in England, Wales, NI and Scotland) certain DCA's will add collection costs of approx 500 quid to the account. There is no contractual or legal basis for doing this and indeed if there was a contractual clause for them doing this then this would in many cases effectively void (I mean void in the legal sense) the contract.

[bobcatman]

"valid even if not read by you"

:?

[foolishgirl]

How many of these examples do you think will be included on You & Yours (BBC Radio 4, daily 12.00pm) in their feature on 'Credit' next week or Panorama, similar topic (10 Nov)??

[rory32]

You and yours did one on Monday (it was quite interesting in how they exploit people in vunerable situations) - did anyone catch it?

[reallymadwoman]

'Legal action will commence in 7 days'

 

I've counted. I've had 37 of those on one account. I'm still waiting for the N1 though.

[angel_1]

hello guys

 

i had mbna, tell me when unluckily i answered the phone at 8.10 am by accident,,, they are a telephone company and they can call, even after i explained that id told them already in writing, to only correspond only in writing, and me back to them in writing, she said she would call back later, i told her i wouldnt be answering the phone! dont believe they have called me since

 

also the pretty postcards from mbna, going to be calling, implying a home visit, no one ever comes, it possibly means another phone call!

 

also mbna are an american company, yes maybe, but you are governed by English law,,,took me back to my playground antics, so there!!!! lol

 

oh if one wishes to set up a payment plan they need income and expenditure, all other creditors and the amounts owing and what offers are given, workplace contact details, company employer,,,,,

 

well no go there my dears, not getting employer details or any work contacts or address from me, only the tax man can have that you silly people,,,,arhghhhh

 

Oh back to edit, just remembered , can your family or freinds help you pay??? Erghhhhhhhhh no why should they and why are you asking me to get into further debt by borrowing again, that is against oft guidelines, moron!!

 

cant think of anything else a lot already covered, good thread,,well done

 

ciao for now maz

Edited November 5, 2008 by maz1964
remembered asking family and friends to pay!

[rory32]

The following may be of interest in how creditors (and indeed brokers) get around FSA rules BBC - Radio 4 You and Yours

 

I'm fairly sure it was Mondays programme that feature this (sorry no sound card on the PC I'm on).

[surprise]

AIC who had conducted a Land Registry Search before speaking to me and telling me that they would get a charging order - I was laughing and he said you sound very confident - my reply I don't think xxxxxxxx homes will be very pleased neither will my daughter who is the tenant.

[Fred Bassett]

You and yours did one on Monday (it was quite interesting in how they exploit people in vunerable situations) - did anyone catch it?

 

Which channel is that Rory?

 

Fred

[Fred Bassett]

Scratch that - I've just seen your link.

 

Fred

[alanalana]

This is its own thread but I had to post here as no doubt we have guests on this thread as well.

 

A Post to assist all DCA Guests on this site

 

aa

Edited November 5, 2008 by alanalana
Scotland fully integrated into this post ;)

[rory32]

This is its own thread but I had to post here as no doubt we have guests on this thread as well.

 

A Post to assist all DCA Guests on this site

 

aa

Please note this does not apply to Scotland Edited November 5, 2008 by rory32
Please note the law of threats can lead to life imprisonment. Big happy smile.

[SteveH2508]

Rankine - we can do what we like (or not) blah blah blah BS BS BS

ad nauseam

[Rooster-UK]

Ring-Ring...... Ring-Ring..... Ring-Ring.....

 

Hello?

 

Is Mrs. Rooster there?

 

Who's calling?

 

Sorry, can't tell you that.... Data Protection Act.

 

Sorry, can't tell you if Mrs Rooster is in.

 

Why not?

 

Data Protection Act....... Good-bye!

 

CLICK!

[alanalana]

Thank you Rory,

 

Link amended in earlier post to reflect your response.

 

aa

[huggy41]

hello guest's

[alanalana]

Yes Good evening Guests,

 

Please make sure you take note of post 43.

 

aa

[rory32]

I shall add to your post to include Scotland