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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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To whoever insulted me, try my life...


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BB thank you for all the help you have and are giving me and everyone else. They must be jealous of you; despite all the problems you have encountered you are able to help others and are turning you life around. if they are sinking to that level they must be very sad and unhappy.

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People who are bullies attack others to mask their own inadequacies. They seek to exploit other peoples' vulnerabilities because it makes them feel better about their own unhappiness.

 

This kind of behaviour is despicable, and whoever is responsible knows it.

 

I add my support to BB, whose support for others is, for me, an exemplar of what CAG is about.

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Guest forgottenone

Didn't see anything ... as, coicidentally the same evening you had trouble on here, I was unable to get into CAG until yesterday afternoon ... site team sorted out whatever was wrong. But I have seen quite a few here this week ... threads/posts ... which don't look right, and as a result make me question ... they usually vanish when you do.

 

However ... as we have had a few people allegedly representing the DCA industry on here lately ... well, it's unacceptable behaviour but ... smacks exactly of how a DCA may bully someone. It has been a concern of mine recently that DCA's are now employing **** to come on CAG to intimidate debtors on a public forum.

 

****. Can't think of any other wording that would suit an inhuman creature who has no conscience for the problems others face ... in life, health and body ... Sociopathic springs to mind here TBH. Or just pure malice. Their lives can't be all that good themselves if they feel they must come on CAG to intimidate people like this. Bet they felt 'proud' after posting whatever they did here. But, right now, I am of the opinion that someone connected to a DCA however or whichever way ... a relative ... employee etc ... is behind these things. Disgusting human beings. What goes around comes around. If it is someone connected to a DCA ... then I think one of the major authorities needs to know this. As it goes way beyond any moral boundaries of harassment. The threatograms are enough as it is, but when it goes online, onto a public forum it becomes a whole different matter.

 

The Protection from Harassment Act covers internet forums BTW. As you may already know.

 

As I said, I never saw any of this. I hope it gets sorted out.

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Guest forgottenone

I should add that I've had a few PMs, which I have left unread, from newbies this week. Not opened, purely because what is so important they need to tell me, it can't be done on their thread? Sorry, just mentioning that ... cos it ties into all this as well. Or appears to.

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babybear39 dont worry, you will get your moment in time (STILL waiting for your sig!)

 

honestly who cares about what a bully says whilst hiding behind a keyboard?

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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Your reputation on here is well respected, you have helped and continue to help members everyday, (me included). Losers like this are the ones who will never acheive what you have. Shame they haven't got the wherewithall to see that. Blow him off, like the **** he is. Hugs xx

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Oh babybear,

 

Please, please, please ignore the ignorant b*****d that insulted you. You are a better person than they'll ever be or could even hope to be!

 

You are a brilliant asset to this forum and you give your help freely and widely.

 

Mr Z and I are really gratefull for your help as Im sure so are countless others, I can't imagine how upsetting this is for you, I can only say that I would feel just as violated as you obviously do if it had happened to me.

 

People like that who hide behind a keyboard and act in such a vicious way must lead a sad and lonely life, probably has no friends, making them jealous of those (like you) that take the time to help many, many people with debt problems. People like that are pure **** and make me so mad:-x

 

We are sending you big hugs,

 

Take care

 

Mr & Mrs Z :)

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Guest forgottenone

Okay, I removed my post. Wasn't helping, gave wrong impression. My apologies.

Edited by forgottenone
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Hi, BB.

 

Just caught your thread, It saddens me someone could attack a person like yourself.

 

Totally out of order, and they should be ashamed of themselves,beggers belief.

Without people like you, taking time to help others when you have problems of your own, there would not be any Forums like this, end off.

 

I have followed your posts for sometime, and your always there, helping out where you can and giving encouragement to people who need it.

 

You are a valued member of CAG, and long may that continue :)

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I don't think there is anything comical about it - I think it is downright disgusting and some things cannot be laughed off. As for what was

actually said, that is no one's business and is now between Babybear and his lawyer.

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I don't think there is anything comical about it - I think it is downright disgusting and some things cannot be laughed off. As for what was

actually said, that is no one's business and is now between Babybear and his lawyer.

 

I was just making a general observation on life to try and lighten up my own day as much as anything else; I'm sorry if you took it to mean something specific in relation to this thread...

Edited by zazen.warrior
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