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Werner M

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Everything posted by Werner M

  1. Hi and thanks again,.......I'm getting the yearly Winterfuelpayment. and a happy Christmas to you and thanks for all the help you provide on this Site. Werner.
  2. Hi,...I'm on longterm Incapacity Benefit ( 4 years) and I'm 63 now , will I get a coldweatherpayment ??I'm not on any other Benefit. Thanks for your reply.
  3. Hi, ...I lost my Job with the local Council about 16 years ago. At the time I lived in tied housing with my then 8 year old son and wife. It was arranged for me by the council to meet with a H/A guy and we were taken to look at a brand new 2-Bed house locally and within a few days moved in ( no waiting lists , Interviews, etc.)... In the last few years we have spent a lot of money on the house. We couldn't afford this before as my sons education was paramount. I'm 63 now and due to illness have only been able to work partime. My Wife ( 53) works full time. I have been on Incapacity Benefit for the last 4 years. Now do I have to give up my 2-bed Hse at my (our) age??? My son can't afford to rent privately and still lives at home....Our Rent is £ 450 per month for the house, which is very small by the way and has a very small garden and I wouldn't mind paying up to 20% more per month. In this area the equivalant would cost nearly £1000 to rent per month privately. In Europe people have a far superior security in renting privately than here because People are NOT conditioned to own their Property and renting is the norm . Furthermore, in this country when reaching old age they risk having their own property taken away again to pay for their care. In my Opinion that is perverse.
  4. Hi, a sample of the new Med 3 - 'fitness for work' certificate can be found at: www.dwp.gov.uk/docs/fitnote-employer-guide.pdf Werner M
  5. ......let me wish you all the best and a speedy recovery. Werner M.
  6. Hi,......very ,very old Debts !! mine is from 13 years ago and originally was chased by Mackenzie Hall and various other bottomfeeders. Happy Easter , Werner M.
  7. ...Hi all, just a simple question. Would a married couple, he hasn't worked for over 20 years and she has only ever worked for two years, no children (just a cat that recently died) be entited to pension credits? She is in receipt of DLA and he was on Incapacity Benefit until recently when it was stopped. He is just 60 and she is nearly 50. Just curious..... Werner
  8. Hi, There was a report on today's 6 'o' clock news about the amount of people being turned down for benefit by ATOS - DWP. The Citizens Advice Bureau are releasing a report tomorrow regarding their concerns. Watch this space.... PS. The report is available on BBC iplayer until tomorrow. Link is:BBC iPlayer - BBC News at Six: 22/03/2010 You'll have to fast forward until about a third of the way through. Werner M.
  9. .....Hi,.I just wonder how long it generally takes between "medicals"??? 1 year, 2years, 5years???...and does the frequency also depend on age?? Thanks. PS: I've been on IB for the last 4years.
  10. ...I don't know if it's just another IB50 to fill in. or a "medical"....
  11. ....Hi all, I've been on IB since 2006 , had 1 medical in 2007 and passed, I'm 62 now and I wonder if age matters ,as my IB is coming up for review in May?? Werner.
  12. ....3 years ago I went to a "medical", and apart from a desk ,a computer, and a Couch there was NOTHING !!....sorry , I forgot a ceilinglight and wallpaper;.... good Luck, Werner. PS: and he hardly spoke english!!
  13. Hi,.same thing "Clarity-Cabot" happened to me in December....Debt been Stat. barred since 2000......Ignore them !! good luck, Werner.
  14. Hi,.....I believe,Watercompanies are legally NOT allowed to cut you off or even reduce the Pressure!.... good luck, Werner.
  15. .....HI, Legally they cannot cut you off nor are they allowed to reduce the waterpressure...if they do take it further let them (in my Opinion) ,as a court would decide a far fairer repayment of the outstanding Balance....and I believe ( if your on Benefits) it can be as little as £4.00 per week. Good Luck, Werner.
  16. Frohliche Weihnachten und ein gluckliches Neues Jahr ! all the best, Werner M.
  17. Hi,...this is exactly what we did 12 years ago but we stll keep getting Letters every year with Loanoffers , even my Son gets Letters and he never had any dealings with those Sharks !
  18. Hi again and many thanks for your advice.....my debt is well over the 750 threshold ( nearly 1500)...I will try and pay 40% off it and ask for instalments for the rest ....I've been paying a DCA (RW) for the last 4 years for a previous water debt ( nearly finished now)....I had Bills but "put my Head in the Sand "for the first couple of years and then it just got too much for me to cope with it financially....but they never got in touch( Watercompany) with me neither...I've been on Incapacity ben. for the last few years and all the Bills are paid by my Partner who lived with me for the last 3 years...I know I should know better at my age (62)...THANKS again!! PS: the Watercompany has their in-house DCA on to me ( without any warning)..
  19. Hi all, just a quick Question. Can a person be made Bankrupt for a Waterdebt??? Thanks,...
  20. ESSEX and SUFFOLK WATER seem to have a collecting agency called: JAMES ALEXANDER in Lowestoft-Suffolk......
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