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Found 17 results

  1. Hi, I have a similar thread on Barclays. I have some old credit card charges on my Cahoot card from 2002/2003. I have the statements!!! I have plugged the charges into the compound interest calculator and the total comes to: Charges: £275 Compound interest (24.99%): £7842 Total: £8117 Do Santander/Cahoot settle eventually or are they courtroom bruisers?
  2. Hi, I work in sales and my contract was amended some months ago to give me 1% commission on all combined sales above a target figure. The target was designed to be easily achievable as my base salary was lower than I'd liked and I was effectively doing two jobs - both sales and IT. The commission became due so I requested it twice via email (no response) I then raised it again via telephone. I got sat down in a meeting with my manager and the finance guy, they tried to tell me it was not payable for several months longer and also that the company didn't have the money.. Aft
  3. Hi, Hope everyone had a good bank holiday. I (and three others!) missed crap signage and got a Contractual Breach Charge from Ethical Parking on my windscreen over the weekend. Just double checking that it is currently still best to do nothing until a notice to keeper arrives (between 28 and 56 days) before I take any action on one of these? Then if it (NTK) arrives on time post photos of it and signage on here for assistance? Just don't want to get it wrong! Thanks!
  4. A company called Oakham have been in touch regarding a loan i took out several years ago, although i thought it had been paid they claim i still owe them a small amount of money. I asked them for a statement which seems to say they are correct. The issue i have is the large amount of interest charged each month, they call it 'Contractual Interest' and i am wondering if this is the same as PPI? Would be grateful for any help on this.
  5. Hi all Looking for a bit of help, again. My wife was shopping and overstayed her free welcome by 18 minutes as shown in the attached file (hopefully have deleted all pers info). I havent contacted them to say, cmon its 18 minutes over, however wondering if there is anything legal I can go back to them on? I know that local authority tickets have to be issued within 14 days however any chance that works with private companies such as this? Any help appreciated. Thx
  6. (Sorry if this has been answered before but I am not great on the laptop and couldn't find any answer on the site.) I have had a contractual breach charge left on my car in the car park of the flats I live in and wanted to get some advice. I was displaying a valid permit but they claim I was parked obstructively( I guess because the only place free I could park was in front of the steps) but I had left plenty of room for people to walk behind my car. Also, as the part of the car park where I parked does not have marked bays, isn't it up to the person parking to decide if they ca
  7. Bardan can you let this know how this goes seems very stressful have they given up now or are still after you? http://www.consumeractiongroup.co.uk/forum/showthread.php?452658-G24-continued-threats-5-mnths-on-do-I-stand-firm&p=4937339#post4937339
  8. While away on holiday my Father removed our Ethical Parking Permit ( as he thought it was the permit for our road) from our car which was parked on our buildings car park. We then received a ticket on our car saying we have a fine. The fine is for a "Contractual Breach" as our car was parked without displaying the permit. We own our flat and really don't see why we should pay this as it seems like blatant opportunism on their part as we have explained that we live there and it was a mistake. Does anyone have any advice? Many thanks in advance
  9. Received my first parking charge notice today .. its from G24, was about to pay it when i decided to research into it a bit more and found that many people do not pay fines from these types of companies. The notice states that i went over the free parking of 150 minutes, my parking period was 207 minutes.. they have cctv pictures of my car entering and leaving the retail car park (with the time and date). Also i am sure there is a sign entering the car park about the terms and conditions etc. So my question is should i pay or not? its £36.00 if i pay within 14 days or it goes up
  10. Hi All Parked in Brighton last Saturday morning. Placed parking ticket on dashboard, checked it was in place after shutting door and went off shopping. Returned to find ticket on car floor and Contractual Payment Charge on window. Charge states that 'ticket falling from dashboard' will not be accepted as grounds for appeal. I appealed anyway on the basis that: 1. Tickets are paper, not adhesive, so cannot be secured 2. Weather was windy 3. Stated that I cannot be responsible for what happens when I am not at the car. There are many reasons beyond my control that the
  11. I was not the driver but the driver and their family went to Freeport outlet village Braintree on 2 April and parked in their car park which was believed to be a free car park. Travelled 45 miles approx to go there. Today I received in the post what's headed a Contractual Parking Charge Notice with issue date 9.4.15, and showing images of the car entering at 13.05 and leaving at 19.45, by which time the car park was of course fairly empty. The notice is addressed to me as registered keeper. I was not in fact the driver. The charge is £100 for "over staying" by 20 mins !! I
  12. I don't know if this should be in this forum or employment, but am sure one of the mods will move it if I placed it in the wrong forum? Six years ago next month I went onto leave (followed by maternity leave) from my job. I had received a letter from our Head of Personnel stating when I would be on annual leave both paid and unpaid, maternity leave both paid and unpaid and unpaid additional maternity leave. Over 18 months later I received a letter from our pay offices saying that I had been overpaid, I queried this as although there was 2 errors in the pay I received, one was an overpa
  13. Hi all, Hopefully someone will be able to help with our situation - I seem to be getting so much conflicting advice! Sorry this may turn out to be a long one... I currently live with my husband in a rented house. Our fixed term AST came to an end on 1st August, and as happens every year, the lettings agent pushed for us to renew the tenancy. As we are in the process of buying a house, we requested to move on to a periodic tenancy so we are not tied to a fixed term. After a bit of to-ing and fro-ing the LL agreed to this. All well and good, we thought - however, the agent still demand
  14. Starting off another thread to get educated responses. We all know about claiming back excess bank charges etc. What i wish to concentrate on are excessive charges within any financial agreement. The Office of Fair Trading decided that charges levied on an account holder for a failed direct debit as an example will no longer be challenged by the OFT if below £12.00. It would be for a court to decide Under laws of contract, a company cannot charge any fees in excess of what it would normally amount to. A computer generated bill for £25.00 for saying a direct debit has bounced will be
  15. PLEASE HELP ME , i had a ccj against me in 2006 for £17.5k and with interest plus court costs it came to about £21k i was told to pay £40 per month but then i got made redundant i could not keep up payments i panicked and did a runner {I know i could go to prison} - no you cant!! i got a letter from HL Solicitors acting on behalf of Lloyds TSB who said fill in attachment of earnings order and make an offer of repayment or they will enforce the suspended attachment of earnings which was £40. My question is can i go back to the district Judge and ask him to lower
  16. Hi all, A bit of a long post below so apologies! Please do bear with me! Basically, I think my employer might be trying to get out of giving me my full contractual notice entitlement, however I am not sure. The bottom line is, I think if am entitled to something, then they should be fair and pay it. I think I could be entitled to 2 months payment in lieu of notice rather than a week’s payment in lieu of notice based on the following: - My initial employment offer letter stated that my probation period was 3 months long and that the required notice in regard to termination o
  17. On the BIS.gov.uk website the relevant section relating to holiday entitlement on termination contains the following paragraph: "If a worker's employment is terminated, they have the right to be paid for leave accrued during the time of employment, no matter how short a period of employment. In such cases, holiday entitlement is based on the date they would have left if they had worked the full notice period, unless the worker agrees otherwise." Is anybody able to confirm, with regard to the second sentence that I have emboldened above - does this actually have a basis in law and, if
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