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Found 9 results

  1. Hi I'm looking for a bit of advice regarding a debt collection agency that is hounding me at the moment... I have a few very old debts,credit cards and Catalogue debt that will be statute barred come December but this debt collector is now planning to issue CCJ's on them... There's a couple of these debts where i have grounds to dispute them as they are actually not my fault as the originally company just didn't attempt to take any payments off me for over 12 months and when they realised they demanded all the back payments all at once... My question is are there guideline
  2. Hi All I initially claimed ESA contribution and income based in October 2014....went for my medical for this in February 2015 and was told I was being awarded ESA and placed in WRAG Group in April 2015...Letter states that I was entitled to both contribution and income based due to lack of savings but as I have always worked I was being given contribution based...fair enough.... I recently applied for a budgeting loan and was point blank refused as they say I am not receiving ESA income based....I was under the impression that ESA contribution based only lasted for 365 days and that
  3. I was caught shoplifting from Tesco. I gave the item back and I was cautioned by the police. I paid £90 to RPL. This occurred in 2003. I now wish to apply for a job with Tesco. Will they have the incident on record after this length of time?
  4. Is it 3 years from the date of repair that the warranty is undertaken?
  5. Whats the average length off time the banks give you, to do a charge back. Im guessing will all be different but i would just like to know some average lengths So if you are with any banks and you know the length please share. Ive heard anything from a few months for debit cards upto like a year for credit cards. thanks.
  6. I am currently on JSA and my advisor appointments are done by the phone. I have a few issues with my advisor as she doesn't call regularly (ie: 2 week intervals) or at set times. And she keeps accusing me of making my phone unavailable - definitely not - i have no reason to avoid her. I also spent the last call on the phone for 40 minutes. Is that normal? it feels excessive - if i was in the job centre would i be kept talking for 40 minutes in this manner? Can I cut the call shorter next time? She is calling at some point in the next 2 days and i want a little more control of it.
  7. Hi Question 1. I've just been looking at the sticky above (Sticky: Ashbourne Management Services Ltd - Contracts longer than 12 months(1 Viewing) ) which seems to say that all gym contacts over 12 months are unfair - is this the case ? I ask because I was 'pressured' into signing an 18 month contract with my local gym (not AMSL). Question 2. I KNOW I should have read ALL the small print but there was so much of it!............. I had to sign-up 'there and then' as it was (supposedly) the last day of the membership deal. I specifically asked about suspending membership
  8. Hi all, A bit of a long post below so apologies! Please do bear with me! Basically, I think my employer might be trying to get out of giving me my full contractual notice entitlement, however I am not sure. The bottom line is, I think if am entitled to something, then they should be fair and pay it. I think I could be entitled to 2 months payment in lieu of notice rather than a week’s payment in lieu of notice based on the following: - My initial employment offer letter stated that my probation period was 3 months long and that the required notice in regard to termination o
  9. This is a question for a friend. She has been in her job 10 months as a temp then on a 12 month contract with the company itself but she has only done 4 months of the 12 month contract. As a temp she was with an agency not direct like she is now. Can you tell me if she has got enough service to put in an unfair dismissal claim please?
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