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    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
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BPO chasing Pointless Debt for plusnet 88p!!


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Hi,

 

I have come had a recovery letter sent from BPO Collections trying to recover 0.88p from a 2 year old Plusnet internet account?

 

Other than being slightly stunned that a DCA would purchase a debt of 0.88p - I wanted some advise on the best way to proceed as I dont want to give BPO my card details ets and Plusnet are refused to deal with me or take any payment for this ridiculous amount.

 

Cheers

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Hi

You have to be kidding. :!: 88p! Please post this letter up with no identifiable details on it.

 

I would write to the CEO and expose them to all and sundry

 

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This has got to be the thread of the week :-)

 

You just couldn't make it up. They could send two letters to you and that would negate any amount due. I would send them 88 pennies, neatly sellotaped to a piece of card and sod the postage costs.

'Accidentally forget to add postage' so that they have to pay to get the letter. That would be soo funny.

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It'd be hard to accidentally forget to put the stamp on, and then they might well try and say it was deliberate and try to get anything they have to pay for postage back.

 

Me, I'm just careless sometimes.... I mean I might not realise that I'd put it in a large letter envelope rather than a small letter envelope, even if 88 pennies came within the weight allowed for a single 1st class (small letter) stamp ......

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If your eyesight isn't particularly good, a 1p stamp could be mistaken for a first class stamp.

 

88 pennies would weigh in at around 320g, so a first class stamp wouldn't cover the cost of posting anyway.

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ignore

they write even more if you do

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ignore

they write even more if you do

 

Come, come : CAG doesn't encourage debt avoidance..... I'm sure the OP is open to discussion of ways then can settle it IF they are concerned it is owed ......... 😇

 

Seriously, though - make sure they haven't made an entry on your credit file .....

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let them write - their monies at least you would have plenty of back up paper for the loo (make sure you use with print on the outside)! & the postage they would end up paying before a buffoon in office wakes up!

:mad2::-x:jaw::sad:
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only 25p in coppers is legal tender.

Itf this is your debt I would be asking them for a payment plan. Tell them that the first payment is by way of postage stamps attached to the outside of this letter's envelope.

This has got to be the thread of the week :-)

 

You just couldn't make it up. They could send two letters to you and that would negate any amount due. I would send them 88 pennies, neatly sellotaped to a piece of card and sod the postage costs.

'Accidentally forget to add postage' so that they have to pay to get the letter. That would be soo funny.

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  • 4 weeks later...

Is it possible you could edit the document and repost it please :)

 

And, did you make payment or ignore ?

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