DEBT Collection Agency of the YEAR Awards

[dannyboy660]

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[dannyboy660]

I would rather shovel a cart load of horse manure with a teaspoon before I would lower my self to be associated with a DCA and their scummy work.

 

A man/woman after me own heart!!!

 

God bless ya!!!

[andrew1]

Geez, what have I started?

[snlc]

Here's a fantastic example of what a lot of us are talking about - where does this cut and pasted information come from? The Credit Today online website... Credit Today online

 

Hi Paul

As a debt collection company specialising in door collections this is something i would be interested in looking over, to collect on your behalf.

As you will be aware, sending letters to debtors often does not have the desired effect. However our experience shows that visiting the debtor at their establishment is likely to result in immediate payment or agreement to satisfy the debt.

Feel free to call me on 0113 243 6969 or alternatively look at are website for further information. Pro2col - Debt Recovery - Home

 

 

So the said company pro2col thinks it's fine to just turn up on people's doorsteps and demand money...There's many an OFT guideline being broken there me thinks.

 

Now this is an interesting post on that Credit today forum that pmfhc has picked out. Teresa Callaghan, Nee Crossley is an extremely Professional and knowledgable little lady who knows this business inside out. Read between the lines:

 

Teresa

Callaghan

Business Development Manager

Transcom Worldwide

Posts: 2

Joined: 03 Aug 07 03 August 2007 13:06 Reply Consumer debt sale in the UK is very mature, but there are a number of debt buyers who buy commercial debt. Price will depend on the age of the debt and the amount of data that can be provided. As there is very little commercial debt being sold, buyers are keen to buy in small batches to see how it liquidates - if they price badly but the overall cost was not significant the pain is not too great.

Expectation is the biggest problem - sellers expect a "high" price.Rembmer that the buyer has to cover the cost of servicing and make a profit, but saying that a good paper that the market has little experience of will raise a good price.What is small - I would say c£500,000 face, any smaller than this will probably be too small for most players.

[dannyboy660]

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[dannyboy660]

Try some Tielman Susato.

 

Brings you back to Earth!!!

[andrew1]

Nay bother big yin!!!

 

 

Don't shrink from the feeling of loyalty to your Brethren!!! It's what equates you to the wider world and the global village!!!

 

 

 

Have you forgotten??

 

 

Brother ? big yin?

Moi? a shrinking violet forgetting my cause - ? Oh yes, now you remind me, silly me, Cabot - what was it I wanted to do to them? :D

 

Sarah xx

[dannyboy660]

Removed.

[dannyboy660]

Lyrics and Music

[andrew1]

Lyrics and Music

 

Blinkin heck ... a Lonnie Donnigan hit :D

[elizabeth1]

Geez, what have I started?

 

 

I am saying nothing

[andrew1]

I wonder if our Mr Hurlston remembers this little snippet of an interview with the Newstatesman - after re-reading this he surely can't seriously still believe his place is on the prize giving team. New Statesman - The debt pandemic

[elizabeth1]

I wonder if our Mr Hurlston remembers this little snippet of an interview with the Newstatesman - after re-reading this he surely can't seriously still believe his place is on the prize giving team. New Statesman - The debt pandemic

 

 

So Mr Hurlston recognised emerging problems way back then !!!

 

"Earlier this year Richard Cullen, a self-employed mechanic from Wiltshire, committed suicide. He had debts of £130,000 on 22 different cards. Cullen used one card to pay off another, so he appeared solvent when in fact he was bust. "Suicides are mercifully rare," says Hurlston. "But, whatever the lenders say, customers can't always look after themselves."

The CCCS points also to "a huge increase" in callers below the age of 25, particularly women. "With student loans and easy access to credit, many youngsters are desensitised to borrowing," Hurlston says. "They seem resigned to servicing massive loans for the rest of their lives."

[debt_mountain]

Here's a fantastic example of what a lot of us are talking about - where does this cut and pasted information come from? The Credit Today online website... Credit Today online

 

pmhcfc. this Credittoday forum makes some horrible reading. I wonder how long it will take for more "new members" to that forum starting to give the other side to the stories and questions.

 

I see 1 person has started giving some constuctive comments already.

[sillygirl1]

Lyrics and Music

 

I think that the anthem should be "Money Money Money" by Abba or the excellent Meatloaf song "I want my money back....."

[tiglet]

Excellent - anyone want to join?

[sillygirl1]

We Got a mention -

 

Credit Today online

 

Plus they have a list of all their members and contact names and addresses... quite interesting reading.

[ODC]

We Got a mention -

 

Credit Today online

 

Plus they have a list of all their members and contact names and addresses... quite interesting reading.

Their responses should make for interesting reading and no doubt a boost to the CAG membership as lots of DCA monkeys come along to read the TRUTH about their sleazy industy and its sleazy unlawful behaviour.

 

Who knows we may even prick the consience of one or two of them so that they may realise what a squalid industry they work for

[debt_mountain]

How long before the Credit Today forum becomes a members only site?

[ODC]

Register NOW before its too late

[sillygirl1]

The CAG strikes back - there are also job adverts on that site

 

Credit Today online

 

I can't apply as I have a CCJ, but there are other jobs there.

 

I found it a very nauseating site, all "we are doing our jobs brilliantly" slant and some of the articles are so badly edited the original meaning has been lost. There is one about the Information Commission which has been well and truly mauled away from it's original meaning.

 

I shall see if they will let me become a member of the forum... will use a different name though, Kinyobi comes to mind (Japanese for Friday or money day....)

[andrew1]

We Got a mention -

 

Credit Today online

 

Plus they have a list of all their members and contact names and addresses... quite interesting reading.

 

Well about time too.

 

Let Me make one thing PERFECTLY CLEAR to our guests from Credit Today, Firstly, welcome to you all. Our Campaign is aimed solely at the CONSUMER credit Industry not Corporate recovery. Corporate recovery is a very different kettle of fish and an important part of Commercial trading.

 

Consumer Debt Collection is what we are about and you should ALL visit Seahorses Blog at Cabot Financial - how they treat one of their customers. too as just a sample of what this about - Cabot are the ones in the limelight, but none of you are excluded, some will have been ' introduced to The CABOT FAN CLUB but you all know Mr Maynard - ask him what we do.

 

Enjoy the ride and if you learn something and can make changes from within it will save you having to do it once we've finished with you...

 

not a threat - a promise ..

 

Sarah

[tiglet]

Nobody is going to be interested in what we say on that forum. We are the "debtors". So we obviously:

 

a) Want to get away without paying

 

b) Lie to do so

 

C) Could affect their bonuses and commission

 

 

Has anyone actually spoken to someone at a DCA who has been willing to listen? Has anyone spoken to someone at a DCA who is both willing to listen and act correctly on information given? Judging by my experiences and others on this site, it truly is the exception, rather than the rule.

 

On particular occasion, I was abused: threatened; shouted at and told that I was commiting a criminal offence. Guess what? The debt wasn't even mine. Now, did I get an apology? I think not.

 

It's soooooo obvious that the "training" the staff get tells them not to believe what a person is saying - in fact, there most be some way they are taught to depersonalise debtors, or the staff would not be able to sleep at night.

 

So, clearly, the thousands of bad experiences told on this forum must be sob stories in order to get out of paying. Such nice people with awards ceremonies and everything wouldn't really hound the mentally ill, bereaved, desperate, single parents, those who find themselves on benefits or those who simply do not know the law, now would they?

 

Sometimes, a little direct action helps. How about a well organised, disciplined PECEFUL protest outside of this awards ceremony - that's one right they can't try to take away from us.

 

Vive la revolution!

[andrew1]

So, clearly, the thousands of bad experiences told on this forum must be sob stories in order to get out of paying. Such nice people with awards ceremonies and everything wouldn't really hound the mentally ill, bereaved, desperate, single parents, those who find themselves on benefits or those who simply do not know the law, now would they?

 

Sometimes, a little direct action helps. How about a well organised, disciplined PECEFUL protest outside of this awards ceremony - that's one right they can't try to take away from us.

 

Vive la revolution!

 

A little direct action like going along to CCCS and asking for their help when you are desperate having had x number of DCA's threatening you with bailiffs then finding out the boss of said charity is giving out prizes to those very people. yes Direct action indeed....

[tiglet]

Well, it's about time it was brought to people's attention then, isn't it?

 

I mean outside of the forum.