Jump to content


  • Tweets

  • Posts

    • J&P Credit Solutions are specialists on debt recovery. Either way they seem to be swapping between the JandP and IDR whatever their exact definitions are.
    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Diskmandave-vs-Mint ***conceded***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6050 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Coming soon to a terminal near you!!

 

Already know they only have an 'application' that doesn't comply with Section 63.

 

This started 6 months ago when I new nowt and they've just sent me an IE letter which means we can poke the bear forearmed this time...! ;)

 

Would have started this tonight but i've just realised i've been on here for 8 hours solid now!! :eek: (Note to self; Asda, get a life section :lol: )

 

Well, that'll only leave Wescot after this...! :D Watch this space then!!

Link to post
Share on other sites

  • Replies 146
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Will look forward to this one. Glad you're not starting it tonight, i've been meaning to log off for the last 45 minutes. There's always just 1 more thread i want to read....

 

...coffee anyone??? :p

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

Seriously, i really need to go to bed, it's been a long day.

 

Oh, your coffee's on the side CB ;) Is this whole role play thing wrong???

 

Definitely time for bed before this gets out of hand :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

Who's for cornflakes, who's for toast?

 

Dave, i think the sooner you start posting some constructive stuff the better :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

Dave, i think the sooner you start posting some constructive stuff the better :D

 

Agreed!!!

 

To get in front of ourselves to begin with, this is the "agreement" they're going to send me when I CCA them again...

 

Advanta.jpg

 

Will start the opening letter in response to IE forms a bit later...

Link to post
Share on other sites

OK, back to sensible now! Slowly work my way back into a dialogue that I froze on way back then!

 

First draft of letter...

Dear Sir/Madam,

 

I refer to your recent letter dated 09 July 2007 which was received on 16/07/07.

 

Whilst I confirm that I am unable to make an increased payment at this time I am

concerned that upon checking through previous papers that I find I have still not

received a response to my letter dated 16th February 2007 which was signed for

by your office on 20th February 2007 in which I respectfully requested to be

supplied a copy of the original credit agreement accompanied with the requisit fee.

 

I am aware of the timescales set out by the Consumer Credit Act 1974 and the

implications of not meeting them. However, I am also mindful that items of post

can and do go missing from time to time should this prove to be the case in this

instance. I would therefore further respectfully request to be provided with a copy

of the original credit agreement, the requisit fee having already been furnished

and claimed.

 

I appreciate your due diligence and co-operation in this matter.

 

Yours faithfully,

Any comments?
Link to post
Share on other sites

OK, back to sensible now! Slowly work my way back into a dialogue that I froze on way back then!

 

First draft of letter...

Any comments?

 

I think it's a keeper...

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

I write a pretty mean message too!! ;) PMSL!

 

You tinker. Between you and Rory my husband thinks something dodgy is going on!!!!:p

 

If only i had either the time, energy or the inclination:rolleyes:

 

Oooooh and the offer!:-(

Link to post
Share on other sites

Dave you really are just showing off now aren't you? Not only do you frequently come up with spot on answers for us less knowledgeable ones, but you also have the power to write responses to letters you haven't yet recieved. Genius :smile:

 

Is there a template for mystic skills? :D

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

Link to post
Share on other sites

Dave you really are just showing off now aren't you? Not only do you frequently come up with spot on answers for us less knowledgeable ones, but you also have the power to write responses to letters you haven't yet recieved. Genius :smile:

 

Is there a template for mystic skills? :D

 

Thank you! It's nice to know one's appreciated! ;)

 

:-D

Link to post
Share on other sites

Hi DMD

 

are you actually paying them anything towards this account, whilst waiting for them to send you the CCA.

 

NO! Applied the letter of the law...!

 

Payments stopped as soon as went to default...

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...