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    • Any update here?  I ask as we have others now taking on CPM.
    • I am sorry about getting your status mixed up.  I have noticed one thing in your excellent WS. On their claim they are only pursuing you as the keeper-I think it is  in their Point C that  states along the lines of -the driver did not pay , so the keeper is liable. So on your No keeper Liability section  You may prefer  to alter 13 to    . It is trite Law that the driver and the keeper cannot be regarded  as the same person and the claimant has failed to offer any proof who was driving.  BY  only pursuing the keeper  when the PCN does not comply with PoFA must mean that their claim fails. See what the Site team thinks as it should  stop the Judge from looking at who was driving as your statement preempts them from even thinking about it.
    • What would suffice as proof? I just emailed them back my date of birth. Should I send a copy of driving licence? 
    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Barclays Litigation Team Good or Evil? You Decide..


dar£n
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stupid question i know, but is this just barclays, or do they deal with Barclaycard as well? I'm a while away yet, LBA only went in last week, but just like to be forewarned

 

cheers

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

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Just to let everyone know.

 

My friend has just phoned a barrister turned up nice guy and had been instructed by Barclays to settle.

 

The judge adjourned the case to give Barclays chance to settle it.

 

So not all bad news .

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isnt it just typical why oh why do they do that when they have had all the this time to sort it out. i applaude your friend for taking to so far. well done hope she doesnt have to wait too long for her money

linda x

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Hi guys,

 

This may not be the best place to stick this but I figured more and more people are having to turn up to directions hearings so it may be ok...

 

I have a directions hearing on Monday 6th August in Plymouth. I spoke to a lady there this morning to check that they had everything they need from me and she was brilliant. I cannot thank her enough. She has put my mind at ease as I am certain Barclays won't settle before the day.

 

Below is a quick version of what she told me, if you have a hearing coming up I hope this helps...

 

1) don't panic

 

2) the only people who will be present will be you, a judge and (in her words) Barclays representative if they bother to send them

 

3) the hearing will be in a relaxed environment in a room not a lot bigger than a front room - that said, make sure you're looking smart so no shorts etc!

 

4) unless you've been specifically asked to bring something else, your POC and SOC that you submitted with your N1 will be all the judge needs at this point - if you have anything else you feel the judge should see then you are free to bring it (I have two emails from two different members of the LIT team that they want to settle before court so I'm taking them)

 

5) the hearings are only a very short time so the judge won't be asking you loads of questions - as I am claiming CI I am sure I will get asked about this so I am going to make sure I know exactly what it is and exactly why I am claiming it... if anyone can help me here I would be massively grateful, thanks (reply in koalaattack vs barclays to avoid hijcking this)!

 

6) The banks very often settle at the very last minute so don't rule this out, but be prepared for the hearing anyway

 

7) They cannot say that it will be a final hearing as there may be other details the judge will need to consider, there is a good chance the judge will rule in one way or another at this time though as they don't want to waste anymore time

 

8) DON'T WORRY

 

I hope that helps.

 

Cheers,

 

KA

Prelim letter received by Barclays: 26/03/07

**************no reply***************

 

LBA received by Barclays: 10/04/07

**************no reply***************

 

N1 filed at court: 25/04/07

N1 received by Barclays: 04/05/07

Offer of £1,885.00: 04/05/07 (turned down)

Offer rejection received by B'clays: 08/05/07

Barclays Acknowledge Claim: 11/05/07

Barclays Defence Filed: 18/05/07

 

Directions Hearing Date Set: 06/08/07

Case Stayed Until Feb '08

 

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I second that, at the directions hearing i had, the court staff were really helpful. Barclays had settled with every case before hand. If they dont...dont worry, the judge will break for recess when he'll ask for the sols to negotiate. Even then if you dont settle remember at directions hearings it isnt a final hearing, so the judge might ask the bank to settle in 28 days then possibly it'll go to a final hearing. I've won 2 x with barclays, they've never made it to court, last time they didnt even submit their bundle.

HTH

Jennyxx

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Hi All Again,

 

Just to say spoke with Greg at Barclays litigation again today. I basically asked him for a cheque rather than paying into the account and said that we would have to cross out the confidentiality agreement, as we were involved in this forum and couldn't guarentee it.

 

He agreed to send a cheque, although it will take slightly longer than if we had it put directly into the account and crossing out the confidentiality bit was fine with him, everyones doing it.

 

I asked for this all to be confirmed on e-mail, which again he did, I then faxed the signed agreement to settle.

 

I will contact the court tomorrow to say that Barclays have settled and the job is done.

 

We have got back £2,270, so no complaints there.

 

I found Greg very helpful and friendly and in the Good or Evil debate he is a GOOD:) Or should I wait till we get the cheque?

 

Anyway finally Greg says he looks on here occasionally, so a hello and thanks to you Greg.

 

If I can be of any help to anyone else let me know

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Thanks for this. I've actually sent all the information to the court as the case is Monday and we won't have the cheque by then and asked for an adjournment, saying I will discontinue the claim once the monies are received

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a few days ago a barrister went to court , cant remember whos it was,,, but agreed an adjournment [to get their paperwork in order - yeh right] but wouldnt agree a date until after Sept 4th.... What else do they know??

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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sorry but i might be a bit thick but can someone explain this bit to me and how and if it will affect us

linda

What happens to those wanting to, or in the process of reclaiming charges while the case is going on?

It will be for the courts to decide in relation to claims made to them.

The Financial Services Authority has issued a 'waiver' from its complaints handling rules. This action means that until the test case is resolved any bank or building society that applies for the waiver will not be required to handle complaints relating to unauthorised overdraft charges.

The UTCCRs law is one factor that the Financial Ombudsman Service must take account of when making its decisions. As this action is expected to provide certainty about the law, the Financial Ombudsman Service has decided not to progress complaints about current account charges until the outcome of the legal action is known.

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if you have a claim that is being processed then continue as you are it will be upto the judge whether he awards you the case, as it was before, but there may be more that are going to want to wait for the outcome so will put a stay on the hearing.

 

once again we are at the mercy of the judges.. it means more than likely they will ignore our requests to settle even more now.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Pure speculation here... but the OFT and the banks are probably going to carve out a £10 charge, amend the UTCCRs etc and then leave it at that! As I say pure speculation... don't take this as if I have inside knowledge...I definitely don't and wish I did. They could argue on several fronts - not very plausibly - but still corporate lawyers against consumers, big teams against one person. I think the Hull case might be the way it's going to go. Collective action and vigorous defence>

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Pure speculation here... but the OFT and the banks are probably going to carve out a £10 charge, amend the UTCCRs etc and then leave it at that! As I say pure speculation... don't take this as if I have inside knowledge...I definitely don't and wish I did. They could argue on several fronts - not very plausibly - but still corporate lawyers against consumers, big teams against one person. I think the Hull case might be the way it's going to go. Collective action and vigorous defence>

think the same, but would they repay difference from 10-30 and pro rata for 6 years.?roughly what they have been offering in good will.tez.

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Good will is typically 30-40%, no interest or costs. Things are changing. They're getting their top legal brains together, they'll try to void precedent through argument, and even without legal training I know the lines I'd be taking if I was them, not that I'm posting it here! I'm still of the opinion they'll get their wrists slapped even all the way to the high court if necesary, because there's been too much abuse of process and clearly unlawful activity.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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