Itsme VS Welcome Finance

[reidnet]

Hi Itsme,

Im not too sure what would happen with the wrong information in your Statement of Claim, It may be well worth giving the court a ring and see what they recommend.

 

Ian

[itsmeandonlyme]

Ian,

in N1, spreadsheet and Statement of claim i have a breakdown of the charges(ppi+interest+8%+£120) Total £xxxx.... and they are correct

 

I have just noticed that on the page x in my statement of claim:

 

The claimant has calculated the claim using the following calculation.

 

Claim for charges, and interest paid on those charges scheduled separately:£1,146.36

Claim for consolidated loan interest added to 1 above:£778.06

Claim for interest on consolidation loan interest claimed:£118.46

Court fee: £120

 

Total Claimed £2162.88

 

Alternatively, the Claimant seeks damages of £2162.88 in regards to the Defendants clear breach of the Claimants human rights as prescribed by Article 1 of the first protocol of the Human Rights Act 1998 whereby the Defendants actions did cause the Claimant to suffer personal loss to the sum of £2674.24.

I phoned to the court..and they do not know what to do..they advised me to seek a legal advise or amend the claim with £35....

Feel a bit stupid..and very lost...Do i amend it with judge? or just leave it as it is.

On all other forms the total amount is correct.....

Thank you

[carinas]

Hi Itsme,

 

I have only claimed the 8% interest. I'm not stressed about it at all at the moment! I just put the form in and now i'm waiting to see if they defend. I honestly thought that it was quite likely they wont defend as if they do and they lose then they have the possibility of every one of their customers making a similar claim? That said, i have not found any threads on here from anyone who has taken them to court - let alone won! yours was the first i have seen. As far as i can see we both have valid claims and it will be against Welcomes interest to fight them and lose. That said i know what arses this company are and i would be willing to bet they will drag the cases out for as long as they possibly can.

 

C x

[itsmeandonlyme]

hello Carinas,

I belive 2 people won WF claims..but i think i was before court...everybody else just left it undone...Hopefully WF will not defend neither in my case no in yours:)))

but i am more than happy that in this case i am not along...and have YOU:)))))

[reidnet]

Hi Its me,

I think I would just leave the claim as it is for the momment, I doubt very much that they will go to court over the claim. I may be wrong but Im sure others will correct me here if that is the case.#

 

Ian

[itsmeandonlyme]

Thanks for the info Reidnet - much appreciated :)))))

[hannah8686]

Hiya

 

i am in the process of ttrying to get my money back for PPi from welcome finance.

 

I am trying to figure out how to calculate the interest. not the court interest but the amount that would have been put oon the pii as it was added to the loan

 

my loan amount was 1500

ppi cost 320.81

 

apr was 44.6 and monthly interest was 2.75 %

 

so how on earth do i figure it out???

 

do i just work out the monthly 2.75% figure from the date i took out the loan until the settle ment date???

 

i confused llol

[itsmeandonlyme]

hanna, i would need the date of the first payment, the monthly ammount u pay......

[itsmeandonlyme]

Oh well, today i've received the Acknowledgement of Service:)))) from 15 March 2007....28 days to file a defence............how sweet:)))

[carinas]

does that mean that they are defending?

[itsmeandonlyme]

no....it means that they are taking 28 days to prepare defence....the other letter said ..till 27/03/2007 to REPLY))

Well thay have replied and took 28 days...to defend themselfs..

And the Legal Manager is Ian Onill))

[reidnet]

They will now have 28 Days from the date of Service to submit their defence, No doubt they will leave this to the very last minute too.

 

I have AQ now from Court so will be getting that Back ASAP, let them know I mean Business..lol

 

Ian

[itsmeandonlyme]

Sweetie, u always mean Business:))))))....i am glad..u back...and much stronger than ever before:)))))

 

Will u ( or can u) post AQ in ur thread?)

[ab2mlf]

Hi Its Me Just recieved my answer from Welcome looks i too have 28 days to get them to court they sent me letter today still offering me £315 as a goodwill on their behalf but they do not feel the PPI was missold that it was voluntary so you are not alone Archie

[itsmeandonlyme]

Good for you..Archie,...keep going:)))u ll get all of it at the end

[carinas]

Good for you..Archie,...keep going:)))u ll get all of it at the end

 

Wheres the end... .cant imagine what i'll do with myself when this is all over! no more letters to write.....

[itsmeandonlyme]

lucky u..i 've just started:)))) Halifax..Barclaycard..Wallis Card(Creation Finance)...It seems that i have started with the hardest claim- WF.....))

Any news on yours? have they aknowledged?

[TANZARELLI]

Just subscribing, and thanks for the link to the thread IMAOM

 

Tanz

[banksworstnightmare]

..

[carinas]

lucky u..i 've just started:)))) Halifax..Barclaycard..Wallis Card(Creation Finance)...It seems that i have started with the hardest claim- WF.....))

Any news on yours? have they aknowledged?

 

No just a letter from the court saying it has been served and they have until April 10th to reply.

[itsmeandonlyme]

Thank you, Bankworthnightmare....very helpfull:))) But i am more than sure WF is taking as much as possible time to make claimant to change their minds, scare tham...i am taking it to the end...In some other cases they started to make some offers to the claimants...to shut them up...(never happend to me))))

 

Will wait for their defence..and if you have some more important info..you can simply PM me..or post it here:))) everything helps:)))

 

 

kind regards....

[maybelline]

Hi Itsme,

 

Good luck with your claim against Welcome - I hope they pay out.

 

Part of my job involves getting Welcome to pay their bills - it's like getting blood out of a stone!

 

I'm glad to see Welcome are getting some stick as they are pants.

 

You might be interested to know that Welcome offer their employees some pretty good incentives to meet their targets such as exotic holidays abroad, trips to posh hotels in Paris, meals out and huge cash pay outs! So their employees are probably using every trick in the book to get good results. I bet they have targets on getting customers to sign up for PPI so it's not surprising me there are so many mis-selling claims.

 

thanks, the programme about banks really did show what goes on in the financial industry and how it leads to misselling, we need all the help we can get to prove it!

[maybelline]

banksworstnightmare - has anyone taken them to court for the money they owe, you can always pm your answers

 

I am preparing to go to court, I have my schedules, forms, particulars sorted just waiting to hear from someone and then off to file.

[itsmeandonlyme]

Hello Maybelline,

nice to see u back..how r u doing? did u find the answers?

 

regards,

[carinas]

i have an acknowledgement of service now too, 28 days from 24th March.... Tick tick tick........