Jump to content


  • Tweets

  • Posts

    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

First Parking/DCB(L) Hire Taxi ANPR PCN PAPLOC - 18 mins stay - Appealed - St George's Wharf sth Lon


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 276 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi folks not been on the site for many months due to thankfully not having any disputes recently. This one here they've been pestering me for a few months now due to overstaying the allowed 20 mins taxi-pickup time outside a block of flats in South London.

Just posting to ask if this is still at the ignore stage, as you can see it's headed "letter of claim" but this is not an official court proceeding started by the PPC, rather it's just more badgering with official sounding wording courtesy of the PPC's attack-dog, debt collection agency right?

Many thanks in advance

S

2023-07-xx DCB(legal) PAPLOC.pdf

Link to post
Share on other sites

Hi.

A Letter of Claim is something we think should be responded to as it can be the last correspondence before a claimform turns up. People send what we call a 'snotty letter', as in many threads here, to let the PPC and their tame lawyers know that you would be trouble for them if this gets to court.

Have you kept the original paperwork like the PCN please? It would help if you give us the information requested in the forum sticky so we have the full picture so far before advising you.

HB

 

 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I see DCBL are still referring to their now infamous TV program where they demonstrated that Clare Sandbrook and her 'agents' have a very limited knowledge of the law and debt collection enforcement.

Don't worry, these muppets are not acting as Bailiffs here, just powerless DECT Collectors so you can laugh at their silly attempts at intimidation and their demand for unicorn food as somehow the original charge notice amount has increased!

Send a snotty letter to let them know you are not intimidated or impressed by their threat but provide the info asked for first as there may be an obvious easy win should the PPC decide to try it on in court (only the PPC can do that, not DCBL in any guise).

Link to post
Share on other sites

  • dx100uk changed the title to First Parking/DCB(L) ANPR PCN PAPLOC - overstay - St George's Wharf sth Lon
  • 2 weeks later...

Sorry about the delay was away for a couple of weeks.

No I had a clear out of lots of old correspondence related to old PCN's etc plus other documentation that's no longer needed and probably slung it out along with that other stuff.

The only correspondence relating to this one is what I still get from the debt collection agency chasing it as above.

I did write a snotty letter that I'll stick in the post later though, let me know if this is ok,

many  thanks

St Georges Wharf PCN (2).pdf

Link to post
Share on other sites

please do the Q&A HB asked you too.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ok found the original letter from the 
PPC that luckily hadn't been thrown out, please find attached

Regards

1 Date of the infringement 15/12/2022

2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 06/01/2023
 

3 Date received 11/01/2023
 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Yes it does


5 Is there any photographic evidence of the event? Yes


6 Have you appealed? [Y/N?] post up your appeal] Yes
 

Have you had a response? [Y/N?] post it up Yes but no longer have them, discarded in error
 

7 Who is the parking company? F1RST PARKING

8. Where exactly [carpark name and town] 
 

For either option, does it say which appeals body they operate under.

 

2022-01-06 F1rst Parking PCN - incident date 15-12-22.pdf

2023-01-13 my appeal.pdf

Link to post
Share on other sites

pcn is out of 14 days time limit...

however...shame you appealed.. youve named yourself as the driver removing the protection you had under POFA2012. next time NEVER EVER EVER appeal a speculative invoice...

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to First Parking/DCB(L) ANPR PCN PAPLOC - 18 mins stay - Appealed - St George's Wharf sth Lon

You need to send the snotty letter, but before doing that ...

... I've had a search of the forum and the only record we have of First/F1rst Parking doing court is when they knew someone had moved and they could get a backdoor CCJ.  In all the other cases, despite their bluster, they wet themselves when the real prospect of court reared its head.

Secondly, you state in the snotty letter draft that you overstayed the 20 minutes' allowed time, but their invoice has photos of you staying for only 18 minutes in the er, car park park :-).  Are you sure the limit is for 20 minutes?

Edited by FTMDave
Extra info added

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

You weren't parked there. You are a cab driver so went there to pick up a passenger. That is not parking. You may have been waiting as the passenger was late but you were not parked,. If you look at the Homeguard v Jopson  court case you will see that just as the Judge decided that Jopson wasn't parked neither were you.

The PCN is not compliant with the Protection of Freedoms Act 2012 for two reasons at least. The main one being they took too long to send you the PCN. That means that only the driver is now responsible for the charge but the keeper is not responsible at all.

As you have already outed yourself as the driver that is one argument you cannot win. However the other fail by First Parking is that they have failed to mention the parking period. What they  have done is to use the arrival and departure times of your car as the parking period. You could not possibly be parked whilst driving from the entrance to the passengers door . Nor could you be classified as parking when you left the site. As those two driving periods could easily have taken up at least three minutes that means you would have been stationary for a maximum of 15 minutes.

As you are allowed a 5 minute Consideration period and a 10 minute grace period at the end of your time even if a Judge decided that you had been parked [which I think unlikely they will think that] you then have the counter argument that you left within the stipulated legal time  so you did not breach their alleged contractual times.

I am surprised that a company as big as Addison Lee does not have a service to help their drivers in circumstances like yours.

  • Like 1
Link to post
Share on other sites

All very helpful, useful info folks thanks a lot. Couple of responses to the above from you, yes I thought it was 20 mins but as I was only in there 18 mins I guess it must be 15 mins their allowed waiting time, but it doesn't state anywhere what it is. Maybe I'll swing by there and take a photo of the sign they usually post up at their sites.

It sounds like F1RST and a toothless tiger so to speak judging by the lack of cases they've pursued and I'm not moving anytime soon so there'll be no backdoor ccj they can claim an easy victory with.

Noted about the appeal DX, I'll come here in all future instances before doing anything and outing myself as keeper etc.

Addison Lee does have a parking dept but I've found them to be pretty useless in the past tbh and limited in what they'll do and their knowledge. I think it's better to have the knowledge oneself rather than rely on a dept or whatever to take care of it, knowledge is power and all that. Plus it's been a good while since I fought one of these so my knowledge and experience is very rusty but I'm making notes and will always come to you lot first for advice before contacting the PPC in future.

In the meantime I'll post that snotty letter off,

 

kind regards

 

 

 

 

Link to post
Share on other sites

OK, but I would suggest a couple of changes due to you not being over a 20-minute limit, plus you've mixed up "letter of claim" and "claim form".

You know the drill.  Invest in two 2nd class stamps and get two free Certificates of Posting from the post office.

 

24/07/2023

Dear Sir/Madam,

I write in reference to the above numbered speculative invoice.

As I explained to your client months ago, I’m a London minicab driver and at the time this was
issued I was attempting to pick up a resident at the residential flats at this property and got
messed around by the passenger who kept me waiting.

The cab was only there for 18 minutes!

I have all the proof for this so should your client be foolish enough to attempt to pursue this
nonsense through the small claims court, myself and a legal friend of mine, who’s very
knowledgeable about contract law will wipe the floor with them.

Pass this information onto them and get them to issue me with a formal claim form
initiating court proceedings or alternatively to go forth and multiply, their choice!

COPIED TO FIRST PARKING LLP

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Thanks for posting your PCN and you have the perfect out.

You are hiring your car. This makes a difference for the parking rogues and so few of them get it right and I would think that your one comes under that category..

. Under Schedule 4 S13 [2] the keeper complies with the Act by  2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given—(a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement.

Once the keeper has sent those to the rogues, only the hirer is ten responsible for the charge. BUT if the rogues have no sent you copies of the documents sent to them by the keeper in addition to the PCN they cannot pursue you.

SChedule4 S14 [2]  he creditor may recover those charges (so far as they remain unpaid) from the hirer.

(2)The conditions are that—

(a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper;

If they haven't sent you those documents in addition to the PCN then the Hirer  has no liability to pay the charge.

So the question is-did they include  those documents sent by the keeper to you? If they didn't you are off scot free.

As an aside the PCN is a joke. I understand that it is out of time but as it should have included a  a Notice to Hirer and  that Notice could have complied with the Act id done correctly.

They haven't done it properly and it is wrong in Law since the onus to pay the charge lies with the Hirer, not the driver. There is no facility in the Act for the hirer to notify the rogues who was driving .Here only the hirer is liable for the debt and in your case, you are not liable for any of it.

You would have thought that as the Act has been in force since 2012 that First Parking could have done a btter job . I cannot believe that some hirers have not pointed out already how bad that PCN really is so virtually by sending ths to you in the form they have should mean they have breached your GDPR.

Link to post
Share on other sites

The only thing I received was the original speculative invoice from the ppc and then letters from the attack-dog debt collectors

OK many thanks,  I'll get things amended and post it off with proof of postage

Regards

Edited by dx100uk
unnecessary previous post quote removed
Link to post
Share on other sites

In that case you are not liable for the charge.

They failed to comply with the Protection of freedoms Act 2012. They now have more chance of becoming the royal family  of Norway than winning this case in Court.

What they should have done is send you a new PCN - Notice to Hirer with the date it was sent giving you 21 days to pay the charge and offering a discount if paid within 14 days. They didn't do that.

They just sent a copy of the original PCN that they sent to the registered keeper which they should have done anyway so that you can see  how you breached the terms. But they should also have sent a new PCN with current dates plus copies of your agreement with the hiring company to prove that you were hiring the car when the alleged offence took place. 

They did none of that. You owe nothing. Just relax and get on with your life.

Link to post
Share on other sites

  • dx100uk changed the title to First Parking/DCB(L) Hire Taxi ANPR PCN PAPLOC - 18 mins stay - Appealed - St George's Wharf sth Lon

That's good to know,  most of these PPC's turn out to be paper tigers in the end.  The only time I came unstuck was at Southend Airport a couple of years back when after much help from you guys on here,  I thought I had them beat only to find a ccj had been issued without me knowing how since I didn't receive the court docs. Maybe the letter of claim went missing in the post or something I'm not really sure.

Anyways I appreciate all your help and info,  you certainly seem very knowledgeable on this. 

Regards

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...