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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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New strategy for Allocation Questionnaires


BankFodder
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If you have used the new strategy, was it successful?  

80 Caggers have voted

  1. 1. If you have used the new strategy, was it successful?

    • Yes - the draft was made into an order
    • No - standard/other directions were ordered


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Hi all,

At the stage of completing the N149 AQ (vs Barclaycard) and need some advice.

Could someone please confirm:

 

1)that I can use the new more aggressive strategy for the AQ against a credit card i.e.Barclaycard?

2) if so then:

i) are there any sections that need to be amended?

ii) do we still attach and refer to the Lincoln County court order (even though this specifically relates to LloydsTSB).

iii)any other points we need to be wary of?

I spent a lot of time reading this thread and cannot seem to find the specific answers to my queries as above (i may have overlooked by mistake) and would appreciate any help.

 

Kind regards,

 

Spurs9

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Hi y'all,

 

Have received defence from LTSB with an N150 AQ, which has to be in by 20th August.

 

This is a verrrry lonnnng thread! Have seen the earlier advice re the AQ, just wondered if this has been updated recently in light of the OFT case, if so could someone point me to the very latest version, please?

 

Also as my claim is for approx £7.5K before sect 69 8%, is it worth applying to have the case moved to the small claims track?

 

Many thanks.

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Hi all,

At the stage of completing the N149 AQ (vs Barclaycard) and need some advice.

Could someone please confirm:

 

1)that I can use the new more aggressive strategy for the AQ against a credit card i.e.Barclaycard?

2) if so then:

i) are there any sections that need to be amended?

ii) do we still attach and refer to the Lincoln County court order (even though this specifically relates to Lloyds TSB).

iii)any other points we need to be wary of?

I spent a lot of time reading this thread and cannot seem to find the specific answers to my queries as above (i may have overlooked by mistake) and would appreciate any help.

 

Kind regards,

 

Spurs9

 

 

Any advice re above please?

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Sent my AQ in along with the draft order and have be sent this in return

 

 

Before DISTRICT JUDGE COOPER sitting at Basingstoke County Court.

 

upon the Courts own motion. The Court has made this order of its own initiative without a hearing. If you object to this order, you must make an application to have it set aside, varied or stayed within 7 days of receiving it

 

IT IS ORDERED THAT

 

THIS CLAIM BE ALLOCATED TO THE SMALL CLAIMS TRACK

 

1.the claiment do serve on the defendant and send to the court a schedual of each and every item of charging relied upon giving date and details of the account and the amount by the 14th day after service on him/her of this order

 

2.the defendant do serve on the claiment and send to the Court full details of any facts and matters relied apon to show that each and every item of charging so detailed by the claiment is reasonable and proportionate by the 14th day after service on it of the claimant's schedule under paragraph 1 above

 

3 refer back to the district judge after the 35th day after service of this order on the claimant.

 

So what next.....

 

Do i send the statements i got from the bank in relation to the S.A.R - (Subject Access Request) or do i send the statements i have that include the 8% interest from the date of each charge?

 

and should i be sending any other stuff.

 

thanks in advance

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Davemw - send only a schedule of charges and the related interest calculations that should tie in with your claim form. No need to send statements.

 

That is a good order.

 

You should stick to answering these questions on your thread. If you get no response then BUMP or post a link on another thread as a last resort.

If I have been helpful please click on my star and add a comment.

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After sending in my bundle within the 21 days requested by the judge. The defendant 42 days are up this Friday 17th August since the order 6th July.

If i don't get a bundle from the defence on that day or hear from them, do i need to contact the court, say on the Monday to request a judgment form N225. What part of the scenario does this involve. Is this the time to claim for expenses and time caused by the bank for dragging the claim out this far.

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Hi, just jumping in as I recently sent a request for judgement for my case as the bank had not put in their response to my schedule as instructed by the court - my case was due to be heard on 10th September. As a result I got a letter from the court saying that they had ordered a stay and vacated my hearing. I can't help wondering if I had not requested a judgement whether I may have just turned up at court and won. I have sent a request for the stay to be lifted but don't have much hope.

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After sending in my bundle within the 21 days requested by the judge. The defendant 42 days are up this Friday 17th August since the order 6th July.

If i don't get a bundle from the defence on that day or hear from them, do i need to contact the court, say on the Monday to request a judgment form N225. What part of the scenario does this involve. Is this the time to claim for expenses and time caused by the bank for dragging the claim out this far.

 

Banks don't tend to send in a bundle. They have laready filed their defence and so unless they want to add any additional info, they leave it at that.

Moodle

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So what happens next. Do i wait for a letter from the court. The defence has to serve a response to the claimant's schedule stating in respect of each item claimed. They also have to show what the true cost of dealing with the matter was, an order which the defendant has to comply with by the judge, something the banks are trying to avoid.

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Need some help, please.

 

Forgive me, but I'm in the thick of my AQ, which has to be in tomorrow, and need an answer to help.

 

I've had a letter from SC&M saying that they're going to request a stay. I've used garyh's "Section H - N150" opposing a request for a stay. But in their letter it seems their request will be relating to the OFT test case, which is not covered in the section H letter.

 

Can you help or point me to a more recent template? Please

 

Matt

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Guide to the new AQ strategy

 

 

 

In section G (H if N150) of the AQ, you get the opportunity to add any other information you think may help the judge manage the claim, or make a request for specific orders that you want the judge to consider making.

 

Untill now, we have always requested an order of standard disclosure in this section, as per the AQ guide notes in the templates library.

 

A standard disclosure order, if it were ordered by the judge, would oblige the bank to fully substantiate exactly how its charges are made up and provide costings and documentary evidence, etc.

 

Trouble is, that standard disclosure is not availible in small claims cases - it is only usually ordered in the fast and multi-track. Judges do have the power to order it in small claims cases if they see fit, but up untill now they have been very reluctant to do so. In fact I'm only aware of a handful of cases in which it has been ordered dispite it being requested in hundreds of AQ's.

My claim is over £15k and likely to be Multi-Tracked. I've got to hand in the AQ on Thursday. How do I request an Order for Standard Disclosure? I can't find the old way you used to ask for Standard Disclosure.

Do I just write on the AQ that I want Standard Disclosure or do I specify what I want them to disclose?

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In a multitracked case, standard disclosure is automatic but if you want can you can refer it in the AQ in the section which asks what directions you want.

 

Please get back to us when the court has made its order.

 

Which bank is it?

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  • 2 weeks later...

Been on holiday so forgive my ignorance but why have all the claims been put on hold exactly?Surely after paying to start the claim and then when you put your AQ in you have the right for a day in court.Do I understand it right by saying whatever way this test case goes will decide the outcome of our claims?Will we get a refund from the courts for not carrying out our claims if they back the banks?:???:

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Hi,

 

Do I have to provide all the below with the allocation questionaire?

 

Documents attached in support of this statement

  • Letter from Martin Orton, Lloyds TSB Customer Recovery Centre - or any letter or material in which the charges are described as 'defaults', 'penalties', 'covers costs', etc.

Thanks Benjy48

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  • 3 weeks later...

Dear Bank Fodder,

 

I desperately need some help in completing my allocation questionnaire which has to be completed today. I don't really understand what I'm doing and would appreciate some guidance. My claim is for £8,298.89 (inc interest). The court have sent me a N150. Please help!!!

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  • 3 months later...

I got one of those defences lol

"The only thing that interferes with my learning is my education." Albert Einstein

 

"No-one can make you feel inferior without your consent" - E. Roosevelt

 

 

Don't lie, thieve, cheat or steal. The Government do not like the competition.

 

 

All advice is offered without prejudice.

We are being sued for Libel. Please help us by donating

 

Please support the pettition to remove Gordon Brown as he was not elected primeinister. He was elected Party Leader something completely different.

 

http://petitions.pm.gov.uk/gordan-brown/

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