Jump to content


  • Tweets

  • Posts

    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2584 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Twelve years ago I applied to the planning department of my local council for planning

permission to build an extension to my house.

I was granted planning permission and therefore built the extension.

A planning officer from the council visited here to make sure my application was truthful

and accurate. OK no problem.

However, I have recently discovered that it was illegal for me to have the extension built

due to a restrictive covenant on my house deeds.

I wasn't aware that the covenant said that I'm not allowed to extend my house without permission

from the owner of the covenant.

I have been ordered from the owner of the covenant to demolish my extension as I never

obtained covenant permission to build it.

The owner of the covenant has offered me the option of paying them £10,000 to remove

their demand to have my extension demolished.

You may be wondering who is the owner of the covenant.

Well the owner is the same council who granted me planning permission to build my extension.

I give up.

Link to post
Share on other sites

Too late now for them to do anything.

It's just a bluff.

When you apply for planning permission is the council responsibility to check if there's any restriction in place which forbids new projects of any sort.

They granted planning permission and the fact that they are the owner of the covenant makes it even more of a screw up from them.

Tell them to take you to court and they'll soon disappear with their extortion.

What council is it?

Link to post
Share on other sites

Thread moved to the appropriate forum...Local Authority/Council

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Too late now for them to do anything.

It's just a bluff.

When you apply for planning permission is the council responsibility to check if there's any restriction in place which forbids new projects of any sort.

They granted planning permission and the fact that they are the owner of the covenant makes it even more of a screw up from them.

Tell them to take you to court and they'll soon disappear with their extortion.

What council is it?

 

Hi King and thanks for your reply. The owner of the covenant is South Gloucestershire Council.

My house was a council house until 1985 when the tenant bought it.

I bought it from the ex-tenant in 1989 for the full market value.

I will tell them to take me to court as you recommend.

Link to post
Share on other sites

Hi King and thanks for your reply. The owner of the covenant is South Gloucestershire Council.

My house was a council house until 1985 when the tenant bought it.

I bought it from the ex-tenant in 1989 for the full market value.

I will tell them to take me to court as you recommend.

 

Which may be an expensive mistake.

 

Applying for planning permission doesn't create a liability on the local planning authority (LPA) to check for restrictive covenants.

 

The LPA will assess the application according to their 'development plan'.

https://www.gov.uk/planning-permission-england-wales/after-you-apply

 

From : http://www.herrington-carmichael.com/services/problemswithrestrictivecovenants

Planning permission for all or any of the things the covenants prevents can be applied for and the existence of the covenants will form no part in the planning decision. The fact that you get planning permission will not override the validity of the covenants. Issues of planning and issues of restrictive covenants are separate matters and are dealt with in completely different ways.

 

Additionally

http://www.independent.co.uk/news/business/check-the-deeds-before-you-build-permission-counts-for-little-if-a-covenant-is-breached-1512874.html

 

It is also a salutary lesson for all homeowners to remember that the granting of planning permission to build does not necessarily mean you have complied with the conditions in the title deeds of your property.

 

Expect the planning dept. to say "we gave planning permission, so we didn't refuse you permission to build on planning grounds : but we made no ruling / assessment regarding restrictive covenants, as this is a matter unrelated to planning permission".

Link to post
Share on other sites

When you apply for planning permission is the council responsibility to check if there's any restriction in place which forbids new projects of any sort.

 

No, it isn't the LPA's responsibility to check for restrictive covenants.

Link to post
Share on other sites

No, it isn't the LPA's responsibility to check for restrictive covenants.

 

It is because they are the landlord.

Even when they're not, that's the first thing they check when applying for planning permission.

Asking for money after 12 years to close both eyes on their mistake is nothing more than extortion.

In any case, by granting permission they have agreed that the extension could be built and they are the landlord.

Now they claim that permission was not seek???

I would take the chance to have my day in court (which most likely will never materialise imo)

Link to post
Share on other sites

It is because they are the landlord.

Even when they're not, that's the first thing they check when applying for planning permission.

Asking for money after 12 years to close both eyes on their mistake is nothing more than extortion.

In any case, by granting permission they have agreed that the extension could be built and they are the landlord.

Now they claim that permission was not seek???

I would take the chance to have my day in court (which most likely will never materialise imo)

 

You've ignored where I've highlighted that granting of planning permission takes place without the LPA checking restrictive covenants : which remains the responsibility of the applicant!

 

Do you think the 2 sites I've quoted (including the Independent) are wrong?

 

The council aren't the "landlord"!, (since the OP owns the freehold).

They are the beneficiary of the restrictive covenant .... which the LPA has no obligation to check when considering planning permission.

If you can't tell the difference between "landlord" and "beneficiary of a restrictive covenant" : I'm not sure the OP ought to be taking an expensive gamble on your reassurances!

 

Can you give any cites to support your assertion that the LPA check for restrictive covenants (either if they are the beneficiary of them, or all restrictive covenants)?

 

The article in the Independant notes (as its closing summary);

But do not be lulled into a false sense of security. Just because you get planning permission and build in accordance with it, it does not mean that you have complied with the restrictions in your title deeds.

Link to post
Share on other sites

http://ha2.boroughofpoole.com/akspoole/images/att8535.doc

The solicitor who was the council's head of legal services noted:

At 3.3

Planning permission does not override the restrictive covenant in itself

 

and in conclusion:

Put simply, the answer to the question posed by members of the Planning Committee as to the relevance of a restrictive covenant in their deliberations on a planning application is that, for all practical purposes, the existence or absence of a restrictive covenant is of no relevance whatsoever and must play no part in their decision making processes.

 

"Must play no part in their decision", not "the first thing they check" (as you have suggested).

Where do you get "that's the first thing they check" from?

 

In case you might want to suggest that there is a difference between when it is the council who are the beneficiary of the covenant and when a third party is the beneficiary.......

 

http://www.fridaysmove.com/property-law-blog/chriss/your-home-extension-could-violate-covenant-even-planning-approval

If the local council originally imposed a covenant, a planning or building regulation application is not effective as an application for consent under the covenant. This is because such matters are dealt with by separate departments which will only be concerned with applying the relevant regulations, and will not be aware of the existence of any covenant.

Link to post
Share on other sites

Take a look at a Court of Appeal case regarding planning permission and restrictive covenants.

Graham v Easington District Council [2008] EWCA Civ 1503

 

It is for the Lands Tribunal to decide the effect of planning permission on a restrictive covenant. The tribunal MAY (my emphasis, not 'WILL") decide that the grant of planning permission might prevent the council enforcing a restrictive covenant.

The planning permission is but one factor for the Tribunal. If the use is "reasonable use" and "the public interest" are other, major factors.

 

If things were as simple as king12345 makes out ("planning permission granted, council can't enforce the restrictive covenant") : surely the Court of Appeal would have concluded that, rather than the decision (that it is the Tribunal's decision) that the Court of Appeal reached instead....

Link to post
Share on other sites

I have to agree with BazzaS

 

The OP would have been aware of this Restrictive Covenant when they purchased the property as it would have been in the Title Deeds thus when applying for Planning Permission they should have made the LA aware of this restriction.

 

During Planning Permission it is not for the LA to check the OPs Title Deeds as they should have made the LA aware of this restriction on the Application for Planning Permission.

 

I can see the LA using the Planning Permission Application form against the OP so they need to be careful here.

 

Now a little TIP as you had the planning permission granted on XX/XX/XXXX date any policy etc they have mentioned in recent correspondence you ask then for exact copies of these specific policy etc not the new updated ones you want the ones in place at the time you were granted Planning Permission as these were the ones in force at the time and if there is any mention of covenants.)

 

The tip may or may not help but others will be along to advise

Edited by stu007

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

http://ha2.boroughofpoole.com/akspoole/images/att8535.doc

The solicitor who was the council's head of legal services noted:

At 3.3

 

 

and in conclusion:

 

 

"Must play no part in their decision", not "the first thing they check" (as you have suggested).

Where do you get "that's the first thing they check" from?

 

In case you might want to suggest that there is a difference between when it is the council who are the beneficiary of the covenant and when a third party is the beneficiary.......

 

http://www.fridaysmove.com/property-law-blog/chriss/your-home-extension-could-violate-covenant-even-planning-approval

 

Been in the building game most of my life and many application come back with conditions or refusal because of restricted covenant even when the council has no part in it.

Differently from a restriction imposed by landlords on a freehold property sited in a private road where tenants pay maintenance to a management company who owns the communal parts.

In that case the council does not get involved because any restriction is between the management company (landlord of communal grounds) and property owner.

In op's case the council is the covenant owner so by granting planning permission they agreed for the op to build.

They now claim that they should have been consulted.

They were consulted by application for planning permission and the £10k request is unjustified.

If they were a third party and had not been notified, they could have extorted this money, but they were notified 12 years ago and agreed to the extension to be built.

Link to post
Share on other sites

Been in the building game most of my life and many application come back with conditions or refusal because of restricted covenant even when the council has no part in it.

Differently from a restriction imposed by landlords on a freehold property sited in a private road where tenants pay maintenance to a management company who owns the communal parts.

In that case the council does not get involved because any restriction is between the management company (landlord of communal grounds) and property owner.

In op's case the council is the covenant owner so by granting planning permission they agreed for the op to build.

They now claim that they should have been consulted.

They were consulted by application for planning permission and the £10k request is unjustified.

If they were a third party and had not been notified, they could have extorted this money, but they were notified 12 years ago and agreed to the extension to be built.

 

Well, your 'many years in the building game' view that the council's grant of planning permission constitutes a withdrawal or an overriding of the restrictive covenant seems at odds with the Court of Appeal's view that it is for the Land Tribunal to decide.

 

Why do you feel the case cited isn't relevant?

Why do you feel the websites cited are wrong?

 

Examples of councils refusing PP or imposing PP conditions doesn't mean that every time they grant PP they are withdrawing any restrictive covenant : perhaps with the examples you state the restrictive covenant was disclosed in the application and/or the council refused or imposed conditions because of their local development plan!

Link to post
Share on other sites

Well, your 'many years in the building game' view that the council's grant of planning permission constitutes a withdrawal or an overriding of the restrictive covenant seems at odds with the Court of Appeal's view that it is for the Land Tribunal to decide.

 

Why do you feel the case cited isn't relevant?

Why do you feel the websites cited are wrong?

 

Examples of councils refusing PP or imposing PP conditions doesn't mean that every time they grant PP they are withdrawing any restrictive covenant : perhaps with the examples you state the restrictive covenant was disclosed in the application and/or the council refused or imposed conditions because of their local development plan!

 

I don't think so because I submit the planning application.

Maybe I work with more efficient councils with their eyes on the ball.

In op's case the council is the covenant's owner so they have been informed at the time.

Link to post
Share on other sites

Baz and King.....I think we will have to agree to disagree...lets wait for Jim to return to consider the options/advice offered.

 

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Baz and King.....I think we will have to agree to disagree...lets wait for Jim to return to consider the options/advice offered.

 

 

Regards

 

Andy

 

Today I managed to find all the conveyancing documents and final account from my Solicitor when I bought

the house back in 1989. The previous owner of my house had built a small single storey extension on the gable

end of the house. My Solicitor must have realised that the previous owner breached the covenant which could lead to claims in the future. He therefore took out indemnity insurance to cover against any such claim.

Thank goodness he did this otherwise I would be right in the you-know-what.

I suspect there may be thousands of people who have bought ex-council houses and extended without

knowledge of an existing restrictive covenant.

Link to post
Share on other sites

Today I managed to find all the conveyancing documents and final account from my Solicitor when I bought

the house back in 1989. The previous owner of my house had built a small single storey extension on the gable

end of the house. My Solicitor must have realised that the previous owner breached the covenant which could lead to claims in the future. He therefore took out indemnity insurance to cover against any such claim.

Thank goodness he did this otherwise I would be right in the you-know-what.

I suspect there may be thousands of people who have bought ex-council houses and extended without

knowledge of an existing restrictive covenant.

 

Excellent. You are fortunate to have found cover where the beneficiary of the restrictive covenant is known and could easily be approached ; often insurers are wary of such (and if the beneficiary has actually been approached prior to seeking the insurance the insurers will decline to quote for cover!).

 

Pass any communication from the council regarding a breach of covenant on to your insurers, breath a sigh of relief (and buy your conveyancer a pint if you see them in future!).

Link to post
Share on other sites

  • 2 weeks later...

I tried to track down my conveyancer from 1989. Sadly he died of a stroke some seven years ago.

regarding indemnity insurance I have read that such insurance can be taken out after a restrictive covenant

has been breached to cover any future claims from the owner of the covenant.

I find that very strange indeed.

Seems similar to driving a car without insurance, having a crash and then taking out insurance to cover

the damage after the crash.

Link to post
Share on other sites

covenants that arnt enforced die. If the covenant was breached back in times before you bought the place then it can be said to no longer exist. There is also another thing regarding breaches of covenant and that is when you breach them it is like trespass, you only have to pay damages to the value of the loss caused to the person holding the covenant. So, what are the council's losses? Also, after 12 years the council has nothing to say about this as they have basically allowed you to breach it all that time, well beyond any time for instructing you to do anything under planning laws so you could have built a new house and they would have no right to tell you to demolish or even apply for permission retrospectively.

So, you can argue that the covenant is obsolete. To force demolition they will have to take you to court and show that they have lost some practical or financialbenefit by your building of that extension. You can also take the matter to the Lands Tribunal and argue the same. that will cost you and it may well be dragged out by the council as they are using someone else's money to try and bludgeon you into submission and costs are not decided in the same way as a normal court, there is a huge amount of leeway as they prefer the 2 parties agree something.

All in all I cannot see any benefit to the council in enforcing the covenant, they ahvent lost anything due to the breach, they ahve no real interest and have allowed it to become obsolete before you bought the property so why are they asking for £10k? because they think they can. you should work out the value of the property at the time the extension was built both with and without the extension. I doubt if there was a £10k difference and if you include the cost of the works probably no gain by you at all. So I would start off by saying that the covenant is obsolete because of the earlier extension and that has been recognies more than once (also quote any other similar works near to you) and so nothing owed. In any case no looss, either financial or amenity has been caused by you or the previous owner by the breach so the amount claimed is punitive rather than a valuation of their rights.

Link to post
Share on other sites

also, have a look at the title deeds you were given to peruse at the time. If you havent got them to hand you can get a copy from the Land Registry. The solicitor who did your conveyancing should have pointed this out to you so if they are still in business ask to see the file as you dont mention actually being made aware of this covenant. The insurance you bougth was only good for that previous extension and only for a year, like any insurance premium so theoretically you should still be paying the premiums. We know, however that the council didnt enforce either before or once you bought the place so as said it is obsolete and it would be a rather perverse decision to for a court make you demolish that.

Call their bluff.If they dont back down offer damages of £1 for the breach as they cannot ever quantify a loss as they sold a freehold so have no interest in the place.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...