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    • thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No
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Filmed by another driver in traffic


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Hi everybody,

 

I was driving on M1 last evening and there was a very heavy traffic on the motorway.

All the cars had almost stopped and google map was showing a 90 minute delay!

 

I had just passed an exit by almost 10 meters that I could take to escape the traffic.

A few drivers which were behind me started to going to the hard shoulder and reversing towards the exit

and after them I did the same. How ever, I noticed that one of the drivers who was stuck in traffic was filming us.

 

Is there possibly a way that if the guy passes the film to the Police,

Police use it to fine the drivers?

If yes, what will be the charges?

 

Thanks

 

Rob

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yes quite possibly

 

 

urm.. I find it rather worrying you don't know what you did wrong...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Using the hard shoulder that is not what it is intended for

 

Emergency use only or when signage state to use hard shoulder

Not for any reversing maneuver traffic should only proceed in one direction in a forwards motion!!

 

Could be a case of dangerous driving to answer for

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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Was he filming with a mobile phone whilst sat in the drivers seat of his car with the keys in the ingition and the engine running ? If so, you are more likely to be starring on youtube.

 

But to echo dx100uk above, you did WHAT ? I hope there were traffic cameras watching you.

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Youve risked a heavy fine and points on your licence.

 

As dx said, it is EXTREMELY concerning you do not see what you did wrong, or rather, you know what you did wrong but thought you wouldn't be caught. You performed an EXTREMELY dangerous maneuver, and youll be lucky, VERY lucky if you get away with it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Driving on the hard shoulder is a £100/3 point fixed penalty offence. Talk of dangerous driving charges is melodramatic rubbish.

Maybe if you are driving WITH the flow of traffic.

 

To REVERSE down the hard shoulder is more than dangerous, it's downright suicidal.

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The OP is getting flack for something he admits. We are not here to scold him or judge. He asked a fair question following finding himself in his position and deserves fair answers.

 

I think he should take heart from Crappo Man post No 4.

 

Secondly, I would wonder if such a film would be admissible unless it was taken on an approved, certified device, properly operated by trained, certified personnel, confirming the date, time and location to sufficiently stand up to questioning in Court by the likes of Mr Loophole.

 

I suspect the 'stuck driver' was understandably acting out of jealousy at being boxed in for a long wait coupled with annoyance at those who appear to gain from breaking the rules. Or, as Crappo Man also suggested, wants to get his views count up on YouTube.

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Thank you all for your replies.

 

I have been driving in the UK for 5 years and outside the UK for another 10 years and I do not even have a single point on my driving licence.

 

In this specific occasion I know that I have done something that I should not have. That's why I am asking for your opinion.

 

The fact is that I followed some other cars and I should not have done that. However, there were no moving cars around. All the cars were at full STOP position caused by the heavy traffic. I am not trying to justify it. What I am saying it did not look that dangerous at the time I did it and I now regret doing something that being a very lawful person I should not have done at first point.

 

Many thanks again for sharing your views.

Edited by jupiter2002
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It doesn't matter how you twist it. You broke the law. It matters not if the traffic was moving or at a standstill. The offence is the same

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It looks that most people try to remind me that I have broken the law. Well, I know it and that is why I am here. I am not trying to twist anything. I have asked two clear questions in my first post and I just need answers. Many thanks for your help in advance.

 

P.S. I am not trying to justify anything. I have broken the law and since I have always been a lawful person I am concerned about it. Just want to know what could be the possible consequences and how likely.

 

Thanks all.

Edited by jupiter2002
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It looks that most people try to remind me that I have broken the law. Well, I know it and that is why I am here. I am not trying to twist anything. I have asked two clear questions in my first post and I just needs answers. Many thanks for your help in advance.

 

P.S. I am not trying to justify anything. I have broken the law and since I have always been a lawful person I am concerned about it. Just want to know what could be the possible consequences and how likely.

 

Thanks all.

 

I doubt either the Police or prosecutors would use a member of the publics film to prosecute for such an offence. They have used film previously to prosecute for serious offences, such as Motorcyclists or Car drivers driving at very high speed to show how fast their machines go. . But i just cannot see them doing the same for illegal use of the hard shoulder.

 

I suggest that you stop worrying about it. In the same situation, i think i would have used the hard shoulder to exit the motorway.

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In the same situation, i think i would have used the hard shoulder to exit the motorway.

 

 

Which is justifiable, as all the traffic is moving slowly if at all ........

but becomes not justifiable when you risk meeting / colliding with / obstructing the emergency service vehicle using the hard shoulder, trying to get as quickly as possible (while still safely) to the scene of the incident causing the tailback .......

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I doubt either the Police or prosecutors would use a member of the publics film to prosecute for such an offence. They have used film previously to prosecute for serious offences, such as Motorcyclists or Car drivers driving at very high speed to show how fast their machines go. . But i just cannot see them doing the same for illegal use of the hard shoulder.

 

I suggest that you stop worrying about it. In the same situation, i think i would have used the hard shoulder to exit the motorway.

 

They can and have done before.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They can and have done before.

 

I don't think the Police would use a third parties camera footage to prosecute people in this situation.

 

There have been prosecutions for serious offences, where film has been used, but i would be surprised in the OP's case.

We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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They can use it as evidence to a fact. Happens pretty regularly here in north wales. The only place in the UK you DONT want to be if youre a driver.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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they have used footage on numerous occasions to prosecute people

and from youtube too.

 

 

however, in this instance, if they wanted too they could prob use gantry footage

but its unlikely anything will happen.

 

 

its pretty much std behaviour now and has been for years.

and ofcourse is what is done when the police or vosa arrive anyway

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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.

and ofcourse is what is done when the police or vosa arrive anyway

 

But under their control, with their authority and not interfering with / risking the safety of the emergency services.

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it is down to the quality of the evidence. Generally if a police officer sees you doing something you are done for, in the case of evidence from a member of the public it has to be a lot better quality. If the person hands it over to the police it may result in you being asked about the incident or more likely being added to an intelligence database to be used if you are caught doing something stupid again.

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I was once on a motorway with stopped traffic and saw some cars cross a verge onto what seemed to be a road running parallel to the motorway, so I followed them... when I got to the top of the road, I realised it was actually the slip road onto the motorway, and I'd driven the wrong way up it! To top it off, the police arrived and pulled across the front of my car... they had stern words but could see that I'd made a silly mistake... Never heard anything more.

Felt so stupid, though....TB

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