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    • Which Court have you received the claim from ? Northamton, civil national business centre Name of the Claimant ? PRA Group Uk Portfolios ltd. How many defendant's  joint or self ? self Date of issue –  21 May 24 date of AOS - 07-06-2024 date for filing defence by - 21-06-2024 Particulars of Claim 1. The claimant claims the sum of £5600 for an outstanding debt owed. 2. On Mar 2000 the Defendant entered into an agreement with Barclays Bank Uk PLC for a credit card under reference ( 11 digit ref ). 3. on Mar 21 the defendant defaulted on the agreement  with an outstanding balance of £5600. 4. On Aug 21 the debt £5600 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on Dec 23. 5. Notices of assignment were sent to the defendant in accordance with S136 Law of Property act 1925. 6. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND THE CLAIMANT CLAIMS 1. The sum of £5600 What is the total value of the claim? £6100  Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No - just emails threatening action   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes   Did you inform the claimant of your change of address? no Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? credit card   When did you enter into the original agreement before or after April 2007 ? before - in 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I don't recall - I suspect post / online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? am awaiting access - but I suspect it is    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. assigned - debt purchaser has issued the claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Pretty certain - Yes   Did you receive a Default Notice from the original creditor? pretty certain - Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? there's been gaps - they went very quiet  Why did you cease payments? Covid lockdowns  What was the date of your last payment? i thought it was 2020 - they say 2021 Was there a dispute with the original creditor that remains unresolved? no Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? no
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County Court claim from UKCPS


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Hello folks! A Newbie here!

 

I've received a UKCP's county court letter today. This was from parking in a local shopping center, in a disabled bay. I ignored the first summons due to the person that I took shopping as kidney failure and can-not walk long distances. I have a disabled-tax-disc, but not a blue badge so just ignored the summons.

 

The summons is a 4 page letter for £150 amount claim + £25 court fee's

I have 14 days to reply and have a link to moneyclaim.gov to add my claim Number and a password. I don't know what the MCOL site is all about. Is that if I want to make a counterclaim?

 

should i dispute the whole claim or part of the claim? Should i make a counterclaim against the claimant?

 

Any help with this summons would be greatly appreciated.

 

Daz

 

PS. Can this letter be replied to on-line or do I have to post the thing back to County Court Bulk Centre NN1 2LH

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Hello folks! A Newbie here!

Sorry if this is in the wrong section/thread.

 

I've received a UKCP's County Court letter today [28-08-2014].

 

 

This was from parking in a local shopping center, in a disabled bay on 08-02-2014.

 

 

I Ignored the first summons due to the person that I took shopping as kidney failure and can-not walk long distances.

 

 

I have a disabled-tax-disc, but not a blue badge so just Ignored the summons.

 

The summons is a 4 page letter for £150 amount claim + £25 court fee's

 

I have 14 days to reply and have a link to moneyclaim.gov to add my claim Number and a password.

 

 

I don't know what the MCOL site is all about.

Is that if I want to make a counterclaim?

 

should i dispute the whole claim or part of the claim?

Should i make a counterclaim against the claimant?

 

Any help with this summons would be greatly appreciated.

 

Daz

 

PS. Can this letter be replied to on-line or do I have to post the thing back to County Court Bulk Centre NN1 2LH

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Thanks HB ;)

 

 

 

Hi dazza. The MCOL is Money Claim OnLine, it's just a way of issuing claims that's quicker (and cheaper) than doing it manually for the claimant. Being able to submit your responses online also saves you some time and trouble.

 

If you can, could you scan in the documents you've received, edit out any personal details, convert them to PDF and then attach them to a post in this thread (you'll have to use the "advanced" reply (go advanced) to be able to add your pdf's as an attachment).

 

Once we've seen all the details, we'll be able to advise you better on your particular set of circumstances.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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register on MCOL

 

 

write down the number you get.

 

 

then log in

 

 

select AOS

 

 

use the details on the claimform

 

 

defend all

exit mcol

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the reply Dragonfly. Much appreciated.

 

Here are the scanned images off the summons. I scanned them all. 5 in total as was not sure which parts you required.

Edited by dazza121
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PDF please

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you send it through the post tick the box denying the claim in full and

 

 

fill out the acknowledgement of service part with your details.

 

 

This will be sent to UKPCS and they will then have to spend a few more pounds on the allocation fee.

 

 

It will automatically be allocated to your nearest county court unless you specify another court for good reason

such as work commitments or disability preventing access to that court.

 

You dont have to file a defence yet but bear in mind there is a limit of 32 datys to do so

including the time allowed for postal service.

 

 

your defence, when sent, doesnt have to be too detailed,

you can put down a series of skeleton arguments and fill out all of the rest when you are instructed to exchange documents,

usually a couple of weeks to a month before the hearing.

 

 

A good defence will often cause the parking company to withdraw their claim, they are looking for victims, not a fight.

 

When you get down to the defence you already have half of it,

your disabled tax disc provong that you were not in breach of the conditions of use of a disabled space

and that the blue badge scheme is only for parking on the carriageway.

 

 

You would need to demand a copy of UKPCS' disabilities policy,

along with sight of the contract between the landowner and themselves

that specifically allows UKPCS to override the responsibilities of the landlord

regarding the Equalities Act and furthermore assigns the right to claim damages from you

in their own name as they claim to manage the facility

which indicates they are agents of the landlord

and as such do not have the locus standi to claim anything from you.

 

After that you can get into the chage being a penalty, unfair contract, no genuine pre-eastimate of loss, no actual loss etc.

 

 

Read the Parking Prankster's guide to the various bits of case law.

 

 

In the meanwhile get down to the car park and photograph all of the signs, noting size, height, position etc.

They must be aof a minmum size and visible at the pointof entry intot he car park for the motorist to consider their offer.

 

lastly, you need to tell us the history of how you got this summons,

when did you park,

did you get a ticket slapped on your windscreen

 

 

of ANPR capture letter through the post

 

 

nd when did you get any letters sent to you.

 

 

Date are important as they normally get their procedures wrong and you can hev them for that.

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Thank you Ericsbro for you reply and help. It's very much appreciated.Sorry it's taken me so long to reply. The person who I get the disability tax for has had a severe kidney infection, so it's been all hands to the pump here.

 

Back to this bloody summons.

Would it be better to reply via post and have hard copy replies [if they do reply]?

 

or better via the web which would be quicker? and how would they [ukpc's] reply to my demand of the disabilities policy between them and the landowner if via the web?

 

I've had a look around for the first summons that they sent me via the post [this was after the mandatory plastic-bag-penalty-fine that they stuck on my window-screen], but I'm unable to locate it. I'm sure I just binned-it.

The date's and time that they listed on the county court summons seem about rite as I can re-call.

 

I did manage go down to the car-park to take some photo's of there warning signs but I can't find them anywhere on my phone, so will be popping back down asap.

I do recall there been some literature about people parking the disabled bays must display a blue-badge.

We only parked there initially because the disabled-bay was within walking distance to Boot's the chemist where my disabled friend had to collect a prescription. This I will be fully stated in my reply to UKPC.

 

Lastly. Should I file a counter-claim for harassment and the stress this summons has caused? Or would that be costly and better left till [if] they want to follow the court-case to local court?

 

Once again. Many thanks for your help.

 

Daz

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Thank you Ericsbro for you reply and help. It's very much appreciated.Sorry it's taken me so long to reply. The person who I get the disability tax for has had a severe kidney infection, so it's been all hands to the pump here.

 

Back to this bloody summons.

Would it be better to reply via post and have hard copy replies [if they do reply]?

 

or better via the web which would be quicker? and how would they [ukpc's] reply to my demand of the disabilities policy between them and the landowner if via the web?

 

I've had a look around for the first summons that they sent me via the post [this was after the mandatory plastic-bag-penalty-fine that they stuck on my window-screen], but I'm unable to locate it. I'm sure I just binned-it.

The date's and time that they listed on the county court summons seem about rite as I can re-call.

 

I did manage go down to the car-park to take some photo's of there warning signs but I can't find them anywhere on my phone, so will be popping back down asap.

I do recall there been some literature about people parking the disabled bays must display a blue-badge.

We only parked there initially because the disabled-bay was within walking distance to Boot's the chemist where my disabled friend had to collect a prescription. This I will be fully stated in my reply to UKPC.

 

Lastly. Should I file a counter-claim for harassment and the stress this summons has caused? Or would that be costly and better left till [if] they want to follow the court-case to local court?

 

Once again. Many thanks for your help.

 

Daz

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..PS. Ericsbrother.

 

This is a draft that I've put together on the MCOL site.

 

I was parked in a disabled bay because I have a disabled tax disc

(which I have had for 2 years (check with DVLA)and I had to take

my disabled friend, that has SEVERE KIDNEY FAILURE, and CAN-NOT

walk very far, to the Boot's chemist to collect a prescription. I

did not see any signs at NORMAL eye-level that indicated that a

blue-badge had to be displayed although after recent

investigations I found there is some sort of sign but was unable

to read it clearly in the area that I would of been parked at the

time of the summons been issued as it is high up a lamp-post and

without having my reading glasses, would of been unable to read

it.I am also lead to believe that the Blue-Badge-scheme ONLY

(LEGALLY)applies on CARRIAGEWAYS.

Due to they above I also request/demand UKPCS' disabilities

policy, along with sight of the contract between the landowner and

themselves.

 

Do you think I've got my point across?

 

I've also discovered there is a cost in making a counter-claim.

 

many thanks

 

Daz

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Could simply use gpeol and be done with it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Sorry RenegadeImp. New to all this. Whats gpeol?

 

I Googled it and from what I can gather It's something to do with the land-owner or UKCP not losing or incurring cost's due to my parking?

 

Do I just submit/state this in my count-court defense section on it's own or with my other explanation?

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dazza121

 

Just a couple of things in case you havn't already filed that with MCOL.

 

You don't have a "disabled tax disc", you have "VEL in the disabled class". :)

 

And, if I were you, I'd lose the words in caps and replace them for lower case. Whilst having them in caps does highlight them, it makes the statement look messy.

 

 

Just my thoughts, the choice is of course yours thumbup.gif

 

 

You're pretty much correct in your take on the meaning of GPEOL. It's Genuine Pre-Estimate Of Loss. Or what they've actually 'lost' by the fact that you're vehicle was in the parking space. Other acronyms are explained in this thread :)

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Your defence should then have the bullet points of:

1/You do not believe that UKPCS has any interest in the land and act only as an agent for the landlord and occupier and therefore have no locus standi. You therefore demand to see sight of any contract between UKPCS and the landlord that expressly assigns the right to allow UKPCS to pursue claims in their own name.

2/Inadequate signage to form a contract so cannot be considered a breach.

3/vehicle had VEL in disabled class so no breach by parking in disabled space even if contract was formed. Blue badge scheme only applies to parking on the carriageway and UKPCS have not listed a code of practice that indicates an alternative scheme or conditions that will fulfill the requirments of the Equalities Act of making reasonable adjustments for your disabilities and to this end you demand to see UKPCS disabilites policy for the company and its assessments for that site in line with the 1999 Act and later legislation.

4/In any case, the claim for £150 does not represent UKPC's losses caused by any supposed breach not a genuine pre-estimate of loss for the parking in a free car park that they do not own and is therefore an unlwful penalty.

 

Padding out the above at a later date withcase law will be needed but this may well cause them to discontinue.

any of the above will defeat their claim but best get across as many points as possible rather than relying on one.

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If you feel like it, enter a counterclaim amount of £150 (they have set this as the price of a breach so it must be true if they have broken the contract) for disability discrimination in the box that asks if you are counterclaiming. This has 2 effects, it makes them think about their chances of winning and it prevents them from withdrawing without paying the allocation fee. If they try you get the £150 ordered for their withdrawl.

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Thanks Eric's bro (and everyone else)!

 

I've ammended my draft, removed the caps and included the bullet points as suggested. A counter-claim as also been filed under the

Disability discrimination. :)

 

On what legal basis have you made your counterclaim? Did you pay the Court fee?

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Hi Ganymede!

 

Hopefully on: counterclaim amount of £150 (they have set this as the price of a breach so it must be true if they have broken the contract) for disability discrimination.

 

It did say there was a £25 counterclaim fee but I haven't payed anything as yet.

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  • 2 weeks later...

I have now received a letter from HM Courts & Tribunal services asking for the £25 counterclaim fee, to fill a Small Claims Questionnaire (Form N180) and an attachment asking if I would like the case to be settled using mediation. These have to be returned by the 25-09-2014.

 

My counterclaim is for disability discrimination. Do you think my situation has a strong bases to win in court? If not. I've not yet paid the £25 fee. Would it possible to retract the counterclaim and just get the summons quashed?

I've searched on line about counterclaim retraction but could not find anything and could not telephone them as they are closed at the weekend. I would really like to get the form in the post for Monday morning.

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Yes, you can just let it pass by its deadline and use the argument as your defence against their claim. The real difference is the best you can get is your expenses for attending court.

if UKCPS really wanted to press a point they could insist that an assessor was appointed to hear that case and that would ramp up the costs of the hearing.They would then have to pay hundreds if they lose but would hope that you would want to bottle out and pay them without the need to explain themselves.

Speak to the courts service about just defending rather than counterclaiming. Whatever you decide, dont bother with the mediation, it wont be applicable.

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  • 2 months later...

Well it's been a few months since I replied back and submitted my case to the court and I haven't heard another peep from them or UKPCS.

 

Many thanks to you all for all your help and advise against these bullies. I'd hate to think how many OAP's and other vulnerable people that these have scare-mongered into paying up for something they had no need to.

 

Thanks again for helping to keep it real.

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You need confirmation that the case has been discontinued/stayed/struck out

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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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