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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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My overall Benefits journey from 2013 to date - and on going still!!


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they basically made me get a fit note and said the longer the better as I wouldn't then have to keep going back while they sorted it out.  my new gp put the long term illnesses down and stated I am not fit to work. we have put all the suggestions here in the journal to the work coach. my next haul in for questioning is about a week away.

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I am also still within the wca time as I only got assessed a few months ago and the jobcentre guy doing the id appt said that too.  I feel ill with it/all this, on top of my other health problems.  I am not a natural migration claimant, this was triggered due to a home move.  

Edited by Ruby_Tuesday
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The thing now is, I will do the commitments thing and the appointment, but it says on there to come up with ideas for work….can I put my limited capability for work and work related activity there, or leave it blank? I don't know if its a tick box thing or a space to type in, I have no idea what its set up like.

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On 17/03/2019 at 17:55, tomtom256 said:

So they still have to check OPSTRAT.

 

Incapacity Benefit Computer System (OPSTRAT) Systems Administration

 

RM is on ESA and rigshts net talks CIS.

 

If I'm wrong its all good! If not I'd rather have RMw prepped for worst case. 

 

If you understand worst case you can fight and beat anything lower than that! 

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Worst case is it takes a few weeks to get sorted, you can't get lower than that.

 

OPSTRAT holds all legacy benefit data and is an MSDOS package, hence why it cannot automatically talk with or be uploaded to UC. It's outdated an not really fit for purpose anymore.

 

CIS can talk with UC, but only holds basic information i.e. dates of claim, amounts paid, benefit interests etc. It does not hold information on premiums, WCA outcomes or periods WCA is awarded for, what group you are in or when next assessment is due. It is a basic info system designed to share data with other government agencies/LA benefit staff.

 

Even if the service centre manually checks OPSTRAT, they still have to follow guidance in order to transfer it to UC and complete the necessary action, which at worst can take a few weeks. However if mentioned to a work coach during an initial or first commitment appointment they can do the checks there and then, pin it to UC notes and send a handover to the service centre, which greatly speeds up the process for all involved.

Edited by tomtom256
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On my to do list was only to accept the commitments which turned out to be to just check it every day and if I cant get online to ring the freephone number, now the to do list is empty.  My daughter sent a message via the journal re the support group status and we have all the helpful comments made here written down for the first commitments meeting.  

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So....now they are sending me a questionare about my illness and how they affect me with a possible medical assessment....even though the guy I saw last week said they wouldn't.  It beggars belief. My daughter is typing this for me as she almost always does on here. 

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So again …. we rang the uc help line...my support group status is on and I don't need any appointments with jobcentre.  So when the questionnaire arrives I guess I still have to send it off? even though the agent on the phone said its just a triggered thing for a new claim....but if I don't need one I wont have one? am guessing that's the medical assessment bit?.  my last one was may 2018 and put back in support group june 2018.

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1 hour ago, Ruby_Tuesday said:

So when the questionnaire arrives I guess I still have to send it off?

 

unfortunately because uc has automated triggers built in apparently (only anecdotal evidence) a fit note of 8 or longer weeks trips the computer to send out a uc50.

 

How many GPs will know that as they try and reduce needless appointments and stress for their patients.... my last fit note was for 6 months! only because I keep up to speed due to paranoia I'll be asking for 7 on transference.  

 

You should never have been asked for a fit note by the DwP as you had a support group award and that should have carried over. from what's being written by rigthsnet advisors about this that and the other it's pretty clear from tomtom256 posts that what they have been told is quite wide of reality.

 

If you can lodge a complaint and maybe see if somebody mentioned in the rightsnet thread would be interested in taking an early warning/maladministration case forward. 

 

It's absolute pony but once triggered the DwP will hide behind the we can reassess at any time so I feel for you!

 

Received today my appointment for ESA face to face dated 15th for 27th - unknown telephone call yesterday I didn't answer as only my landlady has that number and Dwp... so I think they are playing silly buggers again. Life sucks )

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Your case manager should remove the referral for a WCA from the system as it's no longer needed.

 

If they don't the CDHA/assessment centre should just cancel it but if they do send a questionnaire call them and explain that you have migrated over owing to a change and hopefully they should cancel the WCA.

 

The whole system is a joke to be honest and there is insufficient staff trained and able to do whats needed, most work coaches get this and try and make it easier where they can, but they are as stuck with the process as you are and believe me are just as frustrated as what should be simple is yet again made convoluted by the DWP/government.

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Thank you tomtom256  my daughter has queried it on the journal and asked who we need to speak to about it.  Hopefully we will get it sorted asap. how do i find out who my case manager is? or is that the work coach?

A message to the right one could swing it hopefully.

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Your work coach should have told you, although now your WCA is on you won't have a work coach and will only have a case manager.

 

If you check your journal it should hopefully show in there, however if you pick the option payment or service issue this will route the message to a case manager to look at, however you could be waiting for a while to get a response as they tend to be overworked.

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So even with the bonkers amount of meds I have, including sleeping meds I am wide awake stressing and anxious at 3.20am....I will get hold of that bloody case manager if it kills me. I hope someone answers me on that damn journal tomorrow.  If not I will be on that helpline again and asking for a case manager.

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14 hours ago, Ruby_Tuesday said:

So again …. we rang the uc help line...my support group status is on and I don't need any appointments with jobcentre.  So when the questionnaire arrives I guess I still have to send it off? even though the agent on the phone said its just a triggered thing for a new claim....but if I don't need one I wont have one? am guessing that's the medical assessment bit?.  my last one was may 2018 and put back in support group june 2018.

 

So you don't have to do anything now, as UC has transfered over the support group which is LCWRA under UC. Just check your UC statement when issued to make sure LCWRA is on it.

 

The Case Manager will cancel any health assessment requirement currently on their system. So don't complete any forms sent to you in the near future.

 

when the review date of the support/LCWRA award is reached, you will be contacted at some point, to assess your health at that point. You will have to then complete the assessment form and they may need you to attend assessment centre. 

 

UC Case Managers often don't respond to journal notes very quickly, so if you want information about your claim, such as when the review date of your LCWRA is due, I would suggest that you call them.

 

 

We could do with some help from you.

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Hi Unclebulgaria67, that's a better idea actually, I will ring them first thing this morning, I believe the lines open at 8.am so I can ask who my case manager is and how to speak with them asap. Thanks again.  

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Massive thank you's to tomtom256 and unclebulgaria67.  I was on the phone to the helpline bang on 8.00. It turns out that the lady I spoke to yesterday who was adamant I had to have a wca as my claim was new, was actually my case manager....she wasn't there this morning so I got one of her team, who also tried the same tactics, I asked then for who would deal with formal complaints as my claim is switch over not a new claim, and I know I am entitled to the limited work and work related activity and I cant be due for reassessment yet.  She went off for a couple of minutes and came back saying yes I was right...so I have all my entitlements now on my claim and a message in my journal from her confirming if any form arrives to just ignore it.  She said I might get a form in December as there is a note of 9 months to be assessed. For now though its all sorted.  My new GP seems to be on the case and is educated on Fibromyalgia and Bipolar so as well as my other illnesses he understands how hard it can be just to try and function at all some days/weeks/months.

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Out of curiosity we dug out my last esa support group decision after assessment.  The lady doing it was a disability assessor, she didn't bother much with the bipolar or fibromyalgia as such, she saw the state and pain I was in, noted that there is muscle wastage in both arms and that I could not use a manual wheelchair, and therefore passed the disability element of esa.  Then she sneaked on the other page..."could" be considered for work within 18 months....so I was probably going to be hauled in again anyway on esa, so nothing lost....and it is only could and might...we shall see.

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  • 3 weeks later...

Wow am I glad I have a great landlord....UC messing about with housing element now, I actually cant cope with them anymore, thankfully my daughter is taking the reigns,  it comes to something when the benefit claim makes you even more ill than you were anyway.

The so called helpline says one thing, journal messages say the opposite.  I swear its enough to send anyone over the top. 

My landlord is great and very well aware of the UC and how they seem to change things and move the goal posts. I feel blessed with this landlord they cant help enough and the support is brilliant.  I really feel for those claimants who don't have that.

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Private landlord or housing association ?

 

Job Centres verify private housing and for housing associations, the Case Manager at the Service Centre checks the information with the housing association.  Once the details are correct, the housing is ready to be paid.

 

You may need to phone the UC helpline to ask them what the problem is, so it can be resolved.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Hi unclebulgaria67...its a housing association.

 

I think what happened was I had a journal message yesterday from UC saying my landlord had written to me about a rent change. My landlord hadnt, as I have internet access I have an online account for rent etc which my daughter manages for me. 

 

So yesterday we did the change of details and put the new rent etc figures in on the UC claim, but then they messaged to say my landlord had said a different amount...so we did it all again while I had UC helpline on the phone, we did the same thing and it was fine that time, and they guy on the helpline said he would get it verified with my landlord and he would leave a msg in my journal.  He didn't. 

 

Seems a mix up now between the two attempts, anyhow my daughter has been in touch with landlord and asked them to verify it again and explaining why...should all be ok by this evening.  

 

Then the journal said I was still claiming esa which I am not and I cant get UC...we messaged on the journal to say no I am not and they said they know I am not, at worst its a little overlap overpayment but I would get a letter about that...so I don't know what the hell causes it but helpline and uc account say different things.....as long as they pay the rent element, which am sure will get done, if not its another phone call, its been back and forth way too much. 

 

My daughter now speaks with landlord and council and now UC with me sitting with her and giving permission. Thank goodness I am medicated.

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