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    • dx100uk
      JCI/? Claimform - old OVO dual fuel debt

      By dx100uk · Posted

      thread title updated. so a sold debt. who are the solicitors? TM legal? why didn't ovo do this themselves as they do but chose to sell the debt on for 10p=£1? funny debt you state you reived a letter of claim, why did you not reply too it.? also is there is no indication of the date this bill comes from on the claimform? how do you know its from 2022? what other previous paperwork have you received? please scan page 1 of the claimform and bothsides of ALL previous letters upto one mass pdf read upload carefully. .................. pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website https://www.consumeractiongroup.co.uk/topic/466952-lowelloverdales-claimform-old-cap1-debt/?do=findComment&comment=5260464 .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
    • honeybee13
      Booking.com host cancelled our accommodation - how to get a refund

      By honeybee13 · Posted

      Thank you again. I'm hoping it will come out in the wash and will endeavour to check my online account. I'm a bit unsettled by not hearing from Booking.com but the host is sounding helpful at the moment. HB
    • FTMDave
      Booking.com host cancelled our accommodation - how to get a refund

      By FTMDave · Posted

      I've just remembered that a friend of mine had bookings cancelled on Booking.com about a month ago - and the good news is that all worked out in the wash. I'm at work now but will scribble properly in a couple of hours with the full tale.
    • honeybee13
      Booking.com host cancelled our accommodation - how to get a refund

      By honeybee13 · Posted

      Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Cagney18
      JCI/? Claimform - old OVO dual fuel debt

      By Cagney18 · Posted

      Which Court have you received the claim from ? Civil National Business Centre Name of the Claimant ? JC INTERNATIONAL AQUISITION How many defendant's  joint or self ? Self Date of issue – 22 May 2024  Particulars of Claim What is the claim for – 1. The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. 2. Debt was assigned to the claimant with notice given to the def. 3. Despite formal demand the def has failed to pay the debt and the claimant claims £300 and further claims interest pursuant to s69 of the CCA 1984. What is the total value of the claim? £385 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier  Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably  Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No Why did you cease payments? Changed supplier What was the date of your last payment? Never  Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

New bedroom tax

time4change2

By time4change2
in Benefits and HMRC

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phil76

phil76

Posted
Posted

My gran has a 2 bedroom flat and her son lives with her aswell and he also works,Grans housing benefit is not affected,I thought her HB would be affected because she has her son there who works full time but he doesn't have to pay any rent??

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Nystagmite

Nystagmite

Posted
Posted
My gran has a 2 bedroom flat and her son lives with her aswell and he also works,Grans housing benefit is not affected,I thought her HB would be affected because she has her son there who works full time but he doesn't have to pay any rent??

 

Bedroom tax only affects people of working age.

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citizenB

citizenB

Posted
Posted
I was speaking with a legal expert friend of mine the other day, and with the government losing one of the bedroom tax court cases last week then they are going to have a hell of a job in defending the 10 cases coming up in May. It is obvious no one thought any of this through and the government should have announced in the budget it would be put on hold for a year until the court cases have finished.

 

Is there a link to this case please ?

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jadeybags

jadeybags

Posted
Posted

This bedroom 'tax' is seriously flawed & complex though isn't it. A seriously over weight (no other health problems) 50 odd year old still living in a 5 bed house with no extra rent to pay (yes I know them) yet a 50 odd year old widow on the news tonight in a 2 bed bungalow is packing up (granted she's been lucky to find a swap on home swapper to a smaller place) but a 2 bed bungalow??? what use is that to a family? Round here the requirement for bungalows is 50+ how many 50+ folk have dependent children still at home. It doesn't make much sense to me at the moment tbh.

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estellyn

estellyn

Posted
Posted
This bedroom 'tax' is seriously flawed & complex though isn't it. A seriously over weight (no other health problems) 50 odd year old still living in a 5 bed house with no extra rent to pay (yes I know them) yet a 50 odd year old widow on the news tonight in a 2 bed bungalow is packing up (granted she's been lucky to find a swap on home swapper to a smaller place) but a 2 bed bungalow??? what use is that to a family? Round here the requirement for bungalows is 50+ how many 50+ folk have dependent children still at home. It doesn't make much sense to me at the moment tbh.

 

I don't understand the point you're making - if both have no one else living there, then they would both be suject to bedroom tax.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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estellyn

estellyn

Posted
Posted
The second room could be used for a carer?

 

Someone living alone in a 5 bed house would only need one bedroom for a carer, even if one bedroom was converted - say to a lift, that is still two extra bedrooms subject to bedroom tax.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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dyfed

dyfed

Posted
Posted

I asked my MP if he was paying bedroom tax on his second home seeing as we the tax payer are paying for his second home and if we are all in it together then there should be no diffetence between social housing and mps second homes.

MPs recently asked for a 50% rise in second home allowance.

So they kick us in the balls and run off with our money. Again.

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Surfer01

Surfer01

Posted
Posted
I asked my MP if he was paying bedroom tax on his second home seeing as we the tax payer are paying for his second home and if we are all in it together then there should be no diffetence between social housing and mps second homes.

MPs recently asked for a 50% rise in second home allowance.

So they kick us in the balls and run off with our money. Again.

 

Bedroom tax only applies to council tenants and those claiming housing benefit. It does not apply to privately own homes.

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jadeybags

jadeybags

Posted
Posted
I don't understand the point you're making - if both have no one else living there, then they would both be suject to bedroom tax.

 

Only the widow is subject to the bedroom tax.

That's the point I was making...

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worried33

worried33

Posted
Posted
So let me get this straight. Money is being taken off of poor housing benefit claimants who are considered to have too big a home....and yet money is being given by the government so that well off people can buy a bigger home.

 

yes.

 

and meanwhile noone bats an eyelid as if they blind to the truth.

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estellyn

estellyn

Posted
Posted
Only the widow is subject to the bedroom tax.

That's the point I was making...

 

If both live alone in social housing then they are both subject to the bedroom tax.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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estellyn

estellyn

Posted
Posted
Oh right, the local news were lying then lol

 

And both in their 50's not pension age.

 

Yep, reporters often lie or bend the truth. Could be that the true story is that the woman in the five bed house only pays bedroom tax for two extra bedrooms, but not the other two (as the max is for two bedrooms). Or has been awarded an amount from the discretionary fund due to adaptations. Also there is always the typical agenda of portraying the money grabbing, lazy, obese person in contrast to the poor, put upon, widow. Just another example of playing different groups against each other.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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worried33

worried33

Posted
Posted
Yep, reporters often lie or bend the truth. Could be that the true story is that the woman in the five bed house only pays bedroom tax for two extra bedrooms, but not the other two (as the max is for two bedrooms). Or has been awarded an amount from the discretionary fund due to adaptations. Also there is always the typical agenda of portraying the money grabbing, lazy, obese person in contrast to the poor, put upon, widow. Just another example of playing different groups against each other.

 

yeah I dont trust the media.

 

I rang up a hotline a while back for a documentary on benefit fraud, I asked if they would show both sides of the story to which they said yes, however when I told them I am happy to talk about the other side (people wrongfully denied benefit) they lost all interest in me. I would never have really proceeded with it tho as I dont want my personal details given to any reporter even if they appear friendly to the cause as nonne can be trusted, but I was testing the waters to see how they would react.

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id6052

id6052

Posted
Posted
Yep, reporters often lie or bend the truth. Could be that the true story is that the woman in the five bed house only pays bedroom tax for two extra bedrooms, but not the other two (as the max is for two bedrooms). Or has been awarded an amount from the discretionary fund due to adaptations. Also there is always the typical agenda of portraying the money grabbing, lazy, obese person in contrast to the poor, put upon, widow. Just another example of playing different groups against each other.

 

possibly the first person is not claiming HB and therefore not affected by bedroom tax, this would explain why she does not have any extra rent to pay

 

would be interesting to see link to original article

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

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estellyn

estellyn

Posted
Posted
possibly the first person is not claiming HB and therefore not affected by bedroom tax, this would explain why she does not have any extra rent to pay

 

 

Yes another 'bending of the truth'. sadly, the end result of these types of news stories is that some woman ends up being harrassed and having bricks through her windows.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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jadeybags

jadeybags

Posted
Posted
possibly the first person is not claiming HB and therefore not affected by bedroom tax, this would explain why she does not have any extra rent to pay

 

would be interesting to see link to original article

 

Both claiming housing benefit, the widow wasn't on an article, her story was on the local news on ITV here in the south east.The obese lady is a 'friends' mother. I think the discretionary payment thing must have come into play then, because she is definitely not having to pay any bedroom tax. But apparently there have been adaptions made in the house in the past. Her daughter isn't happy because she is also in a 5 bed, in the same estate & yet because only 3 kids still live at home she has to pay the bedroom tax. I don't get the feeling they are a close family! She said 'I don't see why they can't put her in a bungalow somewhere!'

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estellyn

estellyn

Posted
Posted
Both claiming housing benefit, the widow wasn't on an article, her story was on the local news on ITV here in the south east.The obese lady is a 'friends' mother. I think the discretionary payment thing must have come into play then, because she is definitely not having to pay any bedroom tax. But apparently there have been adaptions made in the house in the past. Her daughter isn't happy because she is also in a 5 bed, in the same estate & yet because only 3 kids still live at home she has to pay the bedroom tax. I don't get the feeling they are a close family! She said 'I don't see why they can't put her in a bungalow somewhere!'

 

Reversing the adaptations may be prohibitively expensive, especially if adaptations would need to be made at a new property.

 

It makes me sad that so many people's reaction is to somehow try to blame the person who is 'better off' than they are, rather than put the blame where it should be. While we're all griping at each other, we're not taking the fight to the government.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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jadeybags

jadeybags

Posted
Posted
Reversing the adaptations may be prohibitively expensive, especially if adaptations would need to be made at a new property.

 

It makes me sad that so many people's reaction is to somehow try to blame the person who is 'better off' than they are, rather than put the blame where it should be. While we're all griping at each other, we're not taking the fight to the government.

 

True say. And it's dividing families too now, that's good for the government though.

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