Jump to content


  • Tweets

  • Posts

    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

camerons latest missive


debt4get
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4358 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 153
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

and i should have read a bit more of the piece...further cuts to jobseekers allowance being considered...going to resurrect working for your benefit after 2 years....what he doesnt say is what is useless government is doing to stimulate economy to get jobs.....

Link to post
Share on other sites

This really worries me. I have a friend who is a welfare officer at a 6th form college. Most days she deals with a 6th form student who has been thrown out by their parent, or who has been abused by people within the family unit and needed to leave, and are therefore homeless. Night-stop house them for up to 5 nights and she spends hours finding places to stay for the young people on a longer term basis. Without housing benefit where will these young people go? She deals with new people daily! On the streets obviously, or they will have to give up their education at age 16/17/18 however far into their courses they are and take any old job at minumum wage if they are lucky enough to be able to find something. It's atrocious.

Link to post
Share on other sites

every time they open their mouth garbage utters forth...they moan about people under 25 claiming this and that...and how unfair it is..what about people who are working low paid jobs, but still having to claim HB? will they lose out as well? young people today have enough pressure in even finding a job without this unbelievable announcement...

Link to post
Share on other sites

Isn't it lucky that these young energetic people with no work (when there is massive unemployment) and no home (as they have no rent) will realise "we are all in this together" and not turn to crime. Obviously they wont riot either, and with the French intending to push for making prostitution illegal in all the EU, that can't happen either.

 

But to say tories have future plans to penalise the unemployed after two years is pretty irrelevant, as they wont be in power by the time it would meant to be coming into force.

 

Its quite alarming though that the newly xenophobic Ed Miliband (who seems to have forgotten his parents were Belgian and Polish) is the only offering up to replace cam.

 

Anyway, if it continues this way - the "little Englanders" fuelling these attitudes are likely to become far less xenophobic when they see the only available work for them will be travelling to Poland to stack shelves!

Link to post
Share on other sites

the lack of thought that has gone into this announcement...fuels more hatred towards those who are already struggling on a daily basis...now penalise the young generation..who mostly are trying desperately to find those non existent jobs...which according to this govt...will lead them to paradise and beyond....laughable really

Link to post
Share on other sites

Here we go again "let's beat the benefit scroungers"!!!!!!!!!! will he ever stop?

I have read the BBC article and the Mail on Sunday and to say the very least am totally disgusted at both. I thought it was politically incorrect to stereotype people but this is what he is encouraging people to do.

The labour spokesman had it right when he said:

 

It is easy for rich Tories with big houses to have grown-up children at home while they find their feet. It’s different if you live in a tiny council flat and your daughter is a single mum.’

 

David Cameron himself has himself made use of the welfare system, by claiming DLA, when he didn't need it due to his financial situation but chooses to forget this..........

 

 

 

Link to post
Share on other sites

Why people under 25? We're not all scroungers. Or is being 26 and HB and other benefits more acceptable? Some people under 25 do taxes like everyone else working.

 

This hasn't been thought through:

 

Depending on where you live, depends on what type of jobs there are in your area. Where I live, it's a huge fish factory and care. I am unable to do either of these jobs. I can work in IT. If I want to work in IT, I have to move. How can I if Cameron won't allow me to have housing benefit?

Link to post
Share on other sites

his hypocrisy knows knows no bounds...from benefits to tax evasion....this is pandering to the 'hang em flog em' brigade....but underlying the rhetoric its frightening....divisive, and it is ill thought out as usual....they will only be happy when we are all working 20 hours a day, for less than minimum wage....slave labour beckons...what a legacy to leave our future generations...

Link to post
Share on other sites

What's Cameron and Co doing about his friends and their tax avoidance scheme, where they set up a company in Jersey and stack massive amount of tax free money there and then his rich friend gets back a salary from that company in the form of the minimum wage at 1% tax payable, the rest is taken back by way of a loan from their company that they have set up. Of course there is no tax due on a loan and this scheme legal.:| TAKE THAT for a cunning scheme you can also get an honour for it as well. :-(:|:x:mad2:

Link to post
Share on other sites

The labour spokesman had it right when he said:

 

It is easy for rich Tories with big houses to have grown-up children at home while they find their feet. It’s different if you live in a tiny council flat and your daughter is a single mum.’

 

David Cameron himself has himself made use of the welfare system, by claiming DLA, when he didn't need it due to his financial situation but chooses to forget this..........

 

 

 

A Labour spokesman who has finally put their head above the parapet.....amazing....notice though 'its only a spokesman' where the hell are the front bench standing up and denouncing these policies?....bl**dy nowhere....'we are all in this together' well we are if you are priveliged and rich...

Link to post
Share on other sites

I feel all MP's should be self-employed and let them earn their salaries and pay out of it their expenses, why should we pay for a lavish life style for them and their families. It is not that they are good at their jobs and being self-employed would be way of getting rid of the dead wood ie not up the job and just in it for the gravy train. :mad2:

Link to post
Share on other sites

I feel all MP's should be self-employed and let them earn their salaries and pay out of it their expenses, why should we pay for a lavish life style for them and their families. It is not that they are good at their jobs and being self-employed would be way of getting rid of the dead wood ie not up the job and just in it for the gravy train. :mad2:

ah now wouldnt that be a wonderful idea.......wouldnt hold my breath though whilst they vote it in.....

Link to post
Share on other sites

Why people under 25? We're not all scroungers. Or is being 26 and HB and other benefits more acceptable? Some people under 25 do taxes like everyone else working.

 

This hasn't been thought through:

 

Depending on where you live, depends on what type of jobs there are in your area. Where I live, it's a huge fish factory and care. I am unable to do either of these jobs. I can work in IT. If I want to work in IT, I have to move. How can I if Cameron won't allow me to have housing benefit?

 

Also they are hell bent on getting disabled people back to work when they know very well that employer will not make adjustment for them. Large multi-national retail employers will not make adjustments as it would be too costly for them, a disabled friend of mine that been working in one of 'YOUR' well know high street retailer that supposed to be a good employer on the face of it, but it took his employer 2 years to purchase a small piece of equipment costing less than £300 and it was only purchased when he took them to a tribunal.

Link to post
Share on other sites

A Labour spokesman who has finally put their head above the parapet.....amazing....notice though 'its only a spokesman' where the hell are the front bench standing up and denouncing these policies?....bl**dy nowhere....'we are all in this together' well we are if you are priveliged and rich...

 

And Tony Blair is only paying 3% on the 12 million earned last year. They are in it for self-interest and nothing else except punished the poor for being poor. :|:|

Link to post
Share on other sites

all parties are as bad as each other, all full of promises yet when they get elected they " suddenly" forget what they told us! Get shut of the lot of them

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

Link to post
Share on other sites

how much worse can it get?

 

Government to end extended payments

 

The new benefits system will disincentivise people to work by abolishing temporary payments which cover claimants’ housing costs when they find a job, the Chartered Institute of Housing has warned.

 

Currently, claimants who have been unemployed for six months can apply to receive four extra weeks of payments when they find a job.

The payments, often known as ‘run-ons’, cover claimants’ housing and council tax costs and are intended to incentivise people to find work. This is because people are less likely to struggle to pay bills in the early weeks of their employment.

Under draft regulations for the universal credit , published last Wednesday, extended payments will be abolished.

http://www.insidehousing.co.uk/tenancies/government-to-end-extended-payments/6522435.article
Link to post
Share on other sites

How about stopping MPs payments for buying/renting, furnishing and running a second home near Westminster? Is it not a form of housing benefit?

 

It is their choice to accept this employment so the should fund it....... they get paid enough for doing very little to be honest, except cause the people who pay them and have afforded them this privilege by stupidly believing their empty promises.

Link to post
Share on other sites

Also they are hell bent on getting disabled people back to work when they know very well that employer will not make adjustment for them. Large multi-national retail employers will not make adjustments as it would be too costly for them, a disabled friend of mine that been working in one of 'YOUR' well know high street retailer that supposed to be a good employer on the face of it, but it took his employer 2 years to purchase a small piece of equipment costing less than £300 and it was only purchased when he took them to a tribunal.

 

I don't understand the obsession with getting disabled people into work when there's 2.6 million plus people out there who are unemployed and can work.

Link to post
Share on other sites

Ah you see there's the misunderstanding. It's never been about actually trying to get them back into work, it's just a weak excuse to throw as many people off benefits as they can.

 

Remember ATOS is the company telling claiments they're well enough to work, whilst informing their potential employers that they're too sick to be taken on.

 

So It's a no win scenario imo.

Link to post
Share on other sites

Isn't this out and out age discrimination

i know the tories are no strangers to discrimination but youd think that by now in this pc mad world those not affected might have picked up on it

damn those spin drs

 

im all for the none of the above option oh says its only way hed ever vote as at the mo he thinks he shouldnt be pushed into voting for someone he doesnt believe

should be in power

 

personally i think voting has become about choosing the lesser of two evils you have to vote to keep the worst out and not the best in

The whole world is made of faith, trust and pixie dust :p

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...