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    • It is already trespass, nothing further needed to make out trespass. Not sure where ‘interference with goods’ helps you / how you’d bring a claim for that that stops them parking there.
    • Thanks Dx,    For some further information, the holiday was booked as a package holiday for 2. One of the 2 had to be changed, and changing costs £700 for a new flight as "tickets had been issued and they cant do a name change". I cant quite figure out how compensation works for things when it comes to package holidays.    From what I can tell  - The plane was due to land in Turks and Caicos to drop off passengers, something happened during descent, resulting in technical fault.  - The rest of the original flight from Turks & Caicos -> Montego Bay was cancelled  - A New flight was put on today, which was then delayed by 1.5hrs aswell  - Hotel was provided for the night after much hassle.  - 1.5 days, 2 evenings of holiday lost  If I understand correctly, since the original flight (LHR -> Turks -> Montego Bay) was cancelled, they are both entitled to a refund on that full flight? I can't quite work out if they are only entitled to a refund for the equivalent of Turks -> Montego Bay, or for the full LHR->Turks->Montego Bay, since it was issued as one ticket/all Virgin, and they should have arrived yesterday..?)  I can't work out how to get the cost of that compensation, or whether its a set figure, and how the loss of days of holiday is factored in   I am aware:  If you received less than 14 days’ notice of the cancellation, you are generally due compensation, awarded in pounds or euros depending on where your flight was due to depart from, according to the following scale: £220 / €250 for all flights of 1,500km or less (e.g. Glasgow to Amsterdam); £350 / €400 for all flights between 1,500km and 3,500km (e.g. East Midlands to Marrakech); £520 / €600 for all other flights (e.g. London to New York). Compensation will be reduced by 50% if the arrival time of the replacement flight doesn’t exceed the arrival time of the original flight by: two hours for flights of 1,500km or less; three hours for flights between 1,500km and 3,500km; four hours for all other flights. So I "think" its £520pp for the flight part as compensation... but some sites say its a full refund for the flight... is it both?  Thanks,  Ryan  
    • Our business was only transacted digitally as I was not in England at that time.  
    • Funny. But not sure I should ! Wondering if I could place pots and plants - which a) would look nice and b) would it then be trespass and interference of goods?
    • probably this buy out everyone goes on about. well just make sure they do properly sanitise your credit file. dx  
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HFO services about a welcome finance loan


gwk
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I have recently been contacted by HFO services about a welcome finance loan i had about 6-7 years ago,they say they have been assigned the debt by welcome finance.

I have unfortunately mislaid the original assignment notice that they sent me,but i have kept the next 2 letters which they sent me,i have sent them a statute barred letter on the 20th of october after i recieved the second letter on the 19th of october,unfortunately i forgot to typo my name at the bottom of the letter,but everything was as the template letter.

I then sent them another statute barred letter on the 28th of october together with a cca request.All these letters were signed for and delivered to PO Box 342.

I then recieved another letter through the post today(02/11),which i have included with the other letter i recieved from HFO on the 19th of october.

I would be most gratefull if someone could assist me with this matter,and give me advice on which direction to take this matter.

:-D

hfo1.pdf

hfo2.pdf

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cant read postage stamps:

 

use:

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

 

 

does this debt show on your cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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broken arrow im not to sure what the first letter contained as i have mislaid it,but im sure it was a notice of assignment,im sure the last acknowledgement or payment on this account was over 6 years ago,the dca may have acknowledged the debt but i havent,any way have a look through the letters which i have redone as pdf's,and see what you all think as im a bit lost as where to go next

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Your details are still on there.

 

You must get that second letter particularly to the OFT asap.

 

The cause of action DOES NOT begin from the date of default. They know damn well it does not. It is related to the last payment or acknowledgment.

 

They are also wrong about sending letters willy nilly to any old address – ‘regular communication’ is a two-way thing. If they had evidence of your changes of address, why haven’t they contacted you sooner? (Answer: they are incompetent, and like the 12% interest)

 

They have made no effort to trace you, I imagine. It is NOT your responsibility to pass your address to anyone – anyway, they’ve been sitting on these accounts for years, then sending out ‘reminders’.

 

They are misleading you as to the true legal situation. This is against OFT debt collection guidelines, and is a misleading and unfair practice.

 

They are, in short, lying to you. Usual stuff from these scumbags.

 

However... it would help if you could ascertain the actual last date of payment.

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I bet they have no proof they sent you notice of assignment, they will just make one up with a date to fit, but will not have proof of posting persuant to s 196(4) of the LoP act.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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You must get that second letter particularly to the OFT asap.

 

The cause of action DOES NOT begin from the date of default. They know damn well it does not. It is related to the last payment or acknowledgment.

 

 

Oh dear, oh dear, oh dear.

 

The never realy said that did they? - contrary to the Fraud Act 2006 - AGAIN!

 

The pile of evidence i have is now nearly two foot thick, (hmm who shall i pass it on to?)

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