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    • We don't know of anyone on this forum who has had RLP organisations or bailiffs arrive at the door. They're going to threaten legal action because they think you may not know that they aren't able to carry this out and could be more likely to pay them. HB
    • Has anyone that you have known or posted on this forum received knocks on doors from them or received a ccj and been sent to court or have sent bailiffs or gave the debt to another company. if they don’t have any legal powers why do they threaten with court action 
    • Ok, so just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!    In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says "As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings.  Within the stack of letters I found 2 from Kearns Solicitors,    02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed  1) A copy of the executed Credit Agreement, 2)  A copy of the terms & conditions 3) A copy of the varied terms & conditions applicable at termination / assignment, and  4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c)  (Would you like me to describe the documents attached?)   18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 
    • well you made the cardinal sin by phoning these scammers at least once so their persistence could go on. however you are new so there you go. you never ever ever phone any of these likes of scammers on these fake schemes that seem plausible.  just like a DCA chasing any old debt .. they are NOT BAILIFFS and have  ZERO legal powers to actually do anything. dx  
    • Okay understood now just based on personal experience how long does this go on for 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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DCA Declares me dead!


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I have just had a letter from a DCAs lawyers addressed to the "Executor of the estate of the late Mr.XXXXX (me)"

 

"we have informed by (DCA) that they have received information that Mr.X has sadly passed away"

 

its a letter/glossy leaflet entitled "understanding the probate process"

 

 

1) Firstly im not dead nor could the possibly have any info that says i am

 

2) I have been in contact with the unnamed DCA clowns over this debt on several occasions and am still at the same address

 

3) They took me to court over this debt 4 years ago and didnt even bother to file proper directions so it was struck out

 

4) Its long since statute barred

 

 

its not the nicest thing to read about your own death !:mad2:

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Report this to OFT and Consumer Direct. Also the SRA as it is from a solicitor Have you actually sent an SB letter? If so, they should not be contacting you at all even if you are dead!! Unbelievable!

Please support CAG and they will support you.

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Not the first time this has been reported here.

This is a matter you should be reporting as advised.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hmmm that could be taken as a threat, if I wrote a letter to someone I didnt like along those lines it would be looked at very seriously by the police.

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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Who are the DCA/Solicitor who have written to you ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

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BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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You have a right to be worried and distressed by this, what if you were in ill health or had a dickey ticker? You could have had a heart attack. I think that you should name and shame these bamps.

Please support CAG and they will support you.

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I would write to them and put it, as Mark Twain did, that "reports of my death are greatly exaggerated".

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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and add 'a report is going to the folowing authorities....

 

OFT

Trading Standards

Ministry of Justice (who might be very interested in the misuse of probate information)

Solicitors Regulatory Authority

Local MP

Local Newspapers (the Times might like this, as will the Daily Mail - try Tony Heatherington)

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Sink me, the muse is upon me:

 

 

 

Dear Solicitors

 

Do not stand at my grave and weep,

I am not there, I do not sleep.

I am not dead, though you may think

I am worth your waste of ink.

I am alive and writing letters

To the SRA, your legal betters,

To let them know that fools like you

Harass men like me, and kill

With stroke of pen, not knife or pill

Now listen close and lo!

I will tell what you should know

The debt that's statute-barred is dead

Not me;

And by your cursed tricks I'm not misled.

Now go! straight to the fires of Hell

Where Satan greets all lawyers well:

"No charges lads, entry's free

For you - professional courtesy!"

Do not stand at my grave bereft

I am not there. I have not left.

 

Yours sincerely

Straftat (deceased)

 

 

 

With apologies to Mary Frye.

 

 

.. and Straftat, please name and shame the creatures involved.

  • Haha 1
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And Ist Crud are under an official warning from OFT so you must complain to them. If you have not sent the SB letter, I would do this and add that reports of your demise are greatly exaggerated

Please support CAG and they will support you.

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Sink me, the muse is upon me:

 

 

 

Dear Solicitors

 

Do not stand at my grave and weep,

I am not there, I do not sleep.

I am not dead, though you may think

I am worth your waste of ink.

I am alive and writing letters

To the SRA, your legal betters,

To let them know that fools like you

Harass men like me, and kill

With stroke of pen, not knife or pill

Now listen close and lo!

I will tell what you should know

The debt that's statute-barred is dead

Not me;

And by your cursed tricks I'm not misled.

Now go! straight to the fires of Hell

Where Satan greets all lawyers well:

"No charges lads, entry's free

For you - professional courtesy!"

Do not stand at my grave bereft

I am not there. I have not left.

 

Yours sincerely

Straftat (deceased)

 

 

 

With apologies to Mary Frye.

 

 

.. and Straftat, please name and shame the creatures involved.

 

Nice one:)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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