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    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
    • Thanks for coming back to us. There are no guarantees - but remember that so far MET have not had the guts to put even a single case before a judge.  Not once. Yours is one of seven court cases. Three ongoing like yours. In two MET bottled it as Witness Statement stage approached. In one the allocating judge decided their Particulars of Claim were rubbish and threw the case in the bin. Just the one victory by MET by default when the motorist stupidly didn't file a defence. So there is every chance that MET will throw in the towel in your case too if you stand firm. Please keep us informed of what is happening. Regarding being abroad, that is no reason for things going wrong, you can request an on-line hearing and we've had several cases where the PPC gave up when the motorist moved abroad. But please keep us in the loop.
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HFO Services/Capital/Turnbull barclaycard debt


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Hi VJ

 

Normally I would have suggested that such a long witness statement would not be needed for a costs hearing. However as Mr T has started the ball rolling with his 'Epistle to the Court', you have had to respond. And I think your response is appropriate and well read. I am sure the judge will read it properly and also be well aware of the tactics of HFO in other cases.

 

That said, if I was the poor DJ looking for an easy costs hearing, I would be inclined to say to Mr T "you discontinued, you pay the defendant's costs of £713.28." And then turning to you, "VJ, you pay the Claimant's costs of £200 as ordered by the Court on [date]."

 

Personally, I would be tempted to pay the £200 into COURT before the hearing, so the judge can see you are not messing the court around. As to HFO, remember that HFO Services Ltd is the claimant and is an insolvent company. Mr T was the sole director until late last year and is still connected directly with the company. Further, his other copmany, Turnbull Rutherford Ltd, (of which he is also the sole director) is the company of his solicitor's practice and also the company secretary of HFO Services Ltd. He is or ought to be aware of the financial position of HFO Services Ltd. Since you are of course concerned that HFO Services Ltd as an insolvent copmany would be unable to pay any costs awarded by the Court, you could ask the court to order that Mr T, as the legal representative of the claimant, to pay the costs personally. See CPR 48.7. Or would that be too cheeky, Mr T?

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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no that is a good summary doc not to cheeky not cheeky enough have the book thrown at him for trying to HOODWINK THE JUDGES in itself a case that should be looked at in depth by the judge how many victims beforehand that have been ordered by the courts on this solicitors say-so ,i think that says enough he probably is thinking he can throw the spanner in the works by useing the fact that the company he represents is insolvent that would again show he has not learned his lesson...imo

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I did point out in my first WS the info about CPR 48.7 and legal rep liability for costs...

 

I would also point out that I do not know who to pay... the Claimant keeps changing their mind who is responsible for the costs.

 

Would you really advise paying the £200 to the court on the day?

 

Would it not be better to turn up on the day with £200 in hand to show the Judge you will be pay the costs if the order is upheld? I did technically appeal the costs but received nothing back from the court about it... I think they were reserving the issue until a hearing could take place.

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I shall write a letter to the court regarding costs methinks... I will simply request that both parties are to pay their costs directly into the court to save the issue being deliberated at another point in the future.

 

The only route available to them to enforce the costs order is to make an application to the court for it; I think settling the issue at this hearing would be wise.

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Cheers guys...

 

I don't really need luck with this. All I have ever needed was for TR to make a complete and utter mess of the assignment issue (or continue to keep making a mess of it).

 

This document that Alice has now disclosed... the one from "Barclaycard" - NOT REAL... sorry Alice.

 

I was keeping this one for the last moment just in case they decided to try and screw me over...

 

The Barclaycard letter was "from" Mrs M Cooke who just so happens to be the Head of Operations at the Barclaycard Debt Sale Team. Her own department have absolutely no idea where that letter has come from.

 

Attempting to get Barclaycard to resolve the assignment issue to HFO: £25

 

Fee for set aside of CCJ over the assignment issue: £75

 

Correspondence with HFO for 8 long months: £112

 

Their solicitor disclosing a document which proves you right all along: Priceless

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Wind it in a bit patrick... close to the end... don't want to spoil this.

 

The £112 correspondence is postage alone lol...

 

The costs I am going for today are £713.28.

 

They have until 12pm today to accept my offer to settle out of court; doubt they'll reply to it but you never know. I wonder if anyone will be turning up?

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Will be thinking of you today. :D Hurry back, please :lol:

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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What time is hearing ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It's at 2pm, Martin.

 

55 minutes till their time runs out... not even Taleb has looked in!

 

I'll be back at 3pm then :lol::lol:

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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