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king100

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  1. No 2 says I have enough information about the claim to enter into negotiations and do not require any further evidence from the other party before starting mediation. I dont have enough information, should I email back and state this or wait till I am on the call?
  2. Update Received mediation appointment. Am I basically stating that they do not have a true and original copy of the terms and conditions and they should drop the case? I am willing to negotiate on the amount of the claim and I will consider a compromise. I have enough information about the claim to enter into negotiations and do not require any further evidence from the other party before starting mediation. I’m available for the entire time slot on the date of my appointment.
  3. Do you think if they had T&Cs that they would have produced it by now? Lowell that is?
  4. Are you suggesting the default notice is void as includes £50 fee?
  5. Any reason to upload Tomlin order? And default letter? Since ive never been given terms and conditions just a application form. Ive havent been down this path before. Last time they just went to court snd won as they had t&cs. Is this a hail mary for to cave and sign?
  6. Default date of 31st May 2016 is whats on my credit file.
  7. just for info notice to default above actual default date 31 May 2016
  8. Here is what received minus another statement. jpg2pdf_compressed (1).pdf
  9. Gotta hand it to them. Just received another letter with an attached Tomlin Order, with a covering letter stating "that evidence provided which rebuts my defence" All they sent me was statements and notice of default. I assume to ignore and let the process continue.
  10. Found it on underside of letter from Vanquis, same dates so a typo twice? 20210127_122016 (1).pdf
  11. Which 2nd letter do you refer to? Are you talking about the letter from Vanquis? As thats the only letter with wrong dates on it.
  12. Here is the letter with dates. Basically on the 11th May 2017 they are informing me that that they bought the debt on the 29 September 2017. Amazing foresight. 20210127_104419.pdf
  13. Any thoughts of the difference in dates in the letter?
  14. I did 3 times and havent received any terms and conditions , im just trying to back up my argument should it get to court and they produce one , then I can tell well, they 1. Didnt manage to show 1 3 times I asked. 2. they cant even get their dates right on the paperwork so why should this be nay different to this paperwork.
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