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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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POWER TO CONTACT chasing for CSL


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hi forum

i get these letter cycles for another yes another debt ill post which company later when iv been through my library to work out who it is

im worried ill get a cap in my ass from some gangsta geeza what with the name n all

anybody know of these twerps and what the moa is???

 

thanks forum

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Power to Contact need to be renamed "No power whatsoever"

 

A complete joke and a waste of space, there will be no contact 'Manager' turning up at all, the fact that they don't even have the staff or the money to send these idiots out on the street is another string in your bow.

 

File under ignore, and if any such knuckle head does grace your property a glasgow kiss and a strong word will put paid to any more intended visitis!

 

Can't remember who 'Power to Contact' is? It is a psudoname for some laughable DCA I know that.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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hi forum

i get these letter cycles for another yes another debt ill post which company later when iv been through my library to work out who it is

im worried ill get a cap in my ass from some gangsta geeza what with the name n all

anybody know of these twerps and what the moa is???

 

thanks forum

Picture005.jpg

write a letter to the registrar of companies crown way maindy cardiff with a copy of their letter an complain that they are a limited company and have not stated their true status the registered company number and registered address on their letter

 

you could also point out that you are aware that others have complained about this company and you expect the registrar to take firm action as they continue to flout company law

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Hi,

 

They knocked my door twice in 2 days, the 2nd visit being 8a.m.! Not impressed!

 

OH answered to both times and they just left a card and went away without any problem. Not been back since.

 

In my case it was on behalf of Debitas (Capital 1)

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dicky dicky

what did you get from companies house - worth a carrot?

got any templates of letters sent to either

ill send em

just for my records when i have some money

cheers

 

they acknowledged and YES they will order them to alter their letterheads

 

just write and enclose a ocopy of their letter and say that it should have \LTD on it and their company number and registered office

 

why not give them some aggravation- however minor doesnt cost you anything other than the stamp

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I had a visit from Powerless !

 

Quite funny really, he was obviously a self employed freelancer acting on behalf of Capone/Debitas, when I opened the door he was fumbling with about six ID cards hanging round his neck trying to 'find' the correct ID for who he was 'representing' although he thrust his mobile towards me asking me to talk to Debitas he quickly left when told no cca no pay!

 

As I said Powerless - nothing to fear even IF they turn up.

 

Beachy

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

Doorstepping is now being widely advertised as being a 'professional' job and people should trained and licenced similar to bouncers..... if only!

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Hello Folks!

 

Further to what DD has pointed out, that Power 2 Annoy Letterhead has indeed failed to show their Company Number etc.

 

Anyone getting a similar letter should report them to Companies House.

 

BTW, whilst Credit Solutions Limited is part of the same rotten group as Power 2 Annoy, the latter is also a Company, so any complaint needs to be in relation to the correct Company.

 

If in doubt, check the Company details here (it's Free):

 

Companies House

 

The current details for Power 2 Annoy are:

 

Name & Registered Office:

POWER 2 CONTACT LTD

CAPELLA COURT

BRIGHTON ROAD

PURLEY

SURREY

UNITED KINGDOM

CR8 2PG

 

Company No. 04791083

 

Cheers,

BRW

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

Doorstepping is now being widely advertised as being a 'professional' job and people should trained and licenced similar to bouncers..... if only!

 

now now silly girl- when creditors refer to all debtors as **** and avoiders you would be the first to complain

 

yet here you are tarring all of THEM with the same brush

 

the vast majority of them are working people like you and me just doing their job and are harmless enough

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I agree DD they are only doing a job and earning a living.

 

BUT they do not play by the rules!

 

I have just re-read the reply letter that P2C sent after I complained to them and one sentence goes "In relation to subsection 2.12 of OFT guidelines doorstep visits must give adequate notice of the time and date of visit".

 

They knocked my door twice in 2 days and the 2nd call was at 8.05 in the morning, so you can imagine, my thoughts were pretty much the same as sillygirls that day!

 

It also states that the Armstrong v Sheppard (1959), (which is used in the doorstep collections template letter on here) is dependant on each individual circumstance and only such order to refuse access can come from a Court and not from the individual. I should mention this in my response too I guess but need a pointer, where to find it.

 

I have yet to respond further to their letter but will be asking for evidence from them as to when they made the appointments with me!

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not all of them play by the rules i agree

 

but then neither do all of the debtors-

 

 

the reason they call so early/late is because you are likely to be at work anytime between 8am and 5pm

 

 

it sometimes pays to try to understand the other sides point of view as well as your own!

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IMHO and just my twopenoth - a job is a job and I agree that times are hard, but I too have lived through hard times and just like other professionals a person needs a certain 'aptitude' to carry out certain work.

 

Just as like me a fully trained SRN, I would never think myself able to take on a Doctor's job.

 

My point being, one needs a personality to fit the job, and I'll say no more on the subject.

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"My point being, one needs a personality to fit the job"

 

 

Theres a thought.....obviously the CSA have not thought of offering personality courses as far as I am aware.

Cant see anything about it in their codes of practice either:rolleyes:

 

 

Maybe Crudit today will beat them to it now............

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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now now silly girl- when creditors refer to all debtors as **** and avoiders you would be the first to complain

 

yet here you are tarring all of THEM with the same brush

 

the vast majority of them are working people like you and me just doing their job and are harmless enough

 

Rubbish. Decent people don't prey on nor try to terrify their fellow citizens

 

Decent people would rather starve than be a parasitic debt collector:x

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Well, I too worked with some lovely people a long time ago and I used to have to send them out knocking doors to try and collect unpaid debts.

 

I would add however, that the call was generally used as a last resort because no response was received from letters sent or telephone calls. I think that the majority on here are trying to deal with CCC's but the boot is on the other foot now and they(the CCC's) are incapable of responding with anything apart from their standard letters, which of course do not apply to many of the genuine people who are trying to sort things out and get a fairer deal.

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There are good and bad and occasional downright awful in all walks of life, and I guess if you are happy doing your job then you have to admit that if it is a job that many others would not have the conscience to do, in that they could not sleep at night, you have a different 'take' on life in general.

 

Life differs for everyone and what one sees as a pleasant job, others have not got the 'stomach' for it.

 

What I am trying to say is not that these jobs must not be done, but think about what you are asked to do and in what circumstances, and if you would not be happy doing it, or having these things done to a member of your family, then perhaps you are being asked to go a step too far.

 

People who get actual pleasure in the debt collection business should have a smattering of conscience, and education, and have a brain they can use, and not just be rude, arrogant, aggresive people who cannot string two words together that don't make a threat. In other words they should have MINDS and not be led by scripts.

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its just a bit desperate for people to be forced to work in industries like this what a sad world we have grown up into

some sad scrote in a dark room calling people up harrassing them for money

for 12500

only 19 knows no better

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Pity you didn't get a pic of his id stuff, then you could have reported him to the tax office, odds on he is not declaring his pitiful earnings from this company and may also be signing on...

 

He would be foolish not to declare his earnings - its not cash in hand, it is traceable from the DCA he's working for.

 

I have done some doorstep collection work in the past - the money is not always pitiful, some of the work can be paid well. It does depend on the nature of the work and he company.

 

Regards,

 

Mike

Edited by MikeBigg
to make it make sense
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