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    • Embracing your unique selfView the full article
    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Delfi101 et al vs Weightmans/Phoenix /HFC - ***WON***


Delfi101
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I'd argue she was 'in difficulty' within minutes but 'struggling' about an hour later. A 'dead duck' or 'filleted donkey' within 90 minutes.

 

She did try it on a bit I guess but it was rather easy to answer her questions.

 

Being a witness is easy when you understand the stance that your side is taking better than the barrister questioning you.

 

D

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Pickthall v Hill Dickinson Llp & Anor [2009] EWCA Civ 543 (11 June 2009)

 

this is a case our counsel refered to yesterday

 

may be useful to assist others

 

Pt

 

Had a brief read through of the above

 

In may case the Judge was unsure about the assignment altogether, but she still carried on, here is an extract from the judgment

 

Dealing then lastly with the identity of this particular claimant, the claimant purchased or took assignment of various debts from HFC pursuant to an agreement in 2008

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Fantastic result for both of you. :)

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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good evening

 

just want to add my congratulations and very best wishes. A great result and thanks very much for sharing the information here to benefit others

S

=================================================================

remember

 

the Sun is always shining, it's just that you can't see it sometimes

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Delfi

 

That was quick.

 

Do they pay the £5000 into the court or to your solicitors.

 

Just to mention that in my case the reason for refusal was:

Finding of fact made against Defendant-who was not believed. Various technical points of defence were not sufficiently established on the facts

 

apparently in my case I had to prove that no agreement was entered into as opposed to the claimant to prove that there was an agreement in place.

 

But hey once again it was a tremendous result between you and PT.

 

BTW, I didn't even get the address for the COA.

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And here's a clip from a letter that they sent in response to my intiial complaint about their response to my CCA request:

 

hfccut.jpg

 

Yeah 'final response' - cool. I told you I'd see you in court and called your bluff. The 'airhead' manager that composed this letter has just cost this bank a lot of money. Probably more than her annual salary.

 

Their response wasn't what I was hoping for but I think the disappointment may well be theirs now :-)

 

So, Ms KP (sender of the above letter) - THIS is MY final response. Suck on it!

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PT are you using the Pickthall case as an example to us of where the creditor is taking a debtor to court where their case is seriously flawed that we should push home our arguments with a view to dismissing their case?

no, our counsel used this case to show that there was infact no cause of action for the collection agency due to problems with the assignment as the debt was at the point of assignment irrecoverable

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My sols deal with all of this. I have no idea.

 

D

it will be paid directly to us.

 

and we will take care of the billing, detailed assessment hearing etc. We use a good firm call just costs who take care of the bill and recover their monies from the other side too for dealing with the matter

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no, our counsel used this case to show that there was infact no cause of action for the collection agency due to problems with the assignment as the debt was at the point of assignment irrecoverable

 

as an aside (apologies) does the claimant have to pay the fee before the court will issue the AQ's (would explain why despite chasing the court i still haven't had them)

 

thanks and apologies for interrupting the thread

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as an aside (apologies) does the claimant have to pay the fee before the court will issue the AQ's (would explain why despite chasing the court i still haven't had them)

 

thanks and apologies for interrupting the thread

not sure i follow, but iit is late

 

the AQ is available on the HMCS website. its freely available

 

the court will require a fee when filing the AQ, so the Claimant should pay when they file their AQ

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thanks it is not at northampton it is now at my local court

 

they (the court) have been saying since before christmas that the Q's will be sent out but still no sign

 

i sent them a fax to remind them just in case our friends tried to slip in a SJ application

 

i didnt want the court to think i was just sitting back on the embarrassed defence and doing nothing

 

they have not responded to 31.14 or 18 and i want to use AQ's to ask for the docs

 

thanks

 

dick

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Can I just echo this - the formulaic approach to embarrassed defences is no longer (was it ever?) a valid approach. This has become an area that judges know about and your arguments need to be a bit better constructed than that folks.

 

In this case the numbers didn't add up and, regardless of any moral argument, there was only one logical conclusion.

 

PT is right though - the judge referred to the unenforcibile 'debt' as a 'windfall' for me. To his credit he relied on the usual HoL rulings in this respect and didn't really linger on the point.

 

Anybody that's been in this position, over such a period of time, will know that even a result like this doesn't pay for the sustained grief that these parasites and their 'friends' apply.

 

D

 

 

I am very glad for you and congratulations.

 

Would be it possible to get a copy of your defense and/or skeleton argument if possible, it would be to a great benefit to a friend of mine in similar situation or pm me about it if it is not possible!!!..

 

Also my friend is looking for a solicitor and barrister, would you please pm me about your solicitor since we are looking for the same..

 

Mostly appreciated.

thanks

 

PS the thread is

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/240630-help-so-reconstituted-agreement.html

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  • 4 weeks later...

hiya all

 

only just come across this thread today been referred from another hfc one,

 

again it gives me huge hope and joy to see Won in the titles as i also learn so much from the thread info as well

 

fab as always to you all involved in this

 

have a beer you all deserve it

 

laters angel x

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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