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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • dx100uk
      Judge & Priestly

      By dx100uk · Posted

      when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • Bhindi lover
      Judge & Priestly

      By Bhindi lover · Posted

      I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • dx100uk
      PRA Group - PAPLOC now Claimform - Halifax Loan £20k+

      By dx100uk · Posted

      Please fill this out   Dx Pl
    • Milos
      Loose mortar from neighbours roof falling into our garden

      By Milos · Posted

      The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • jk2054
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By jk2054 · Posted

      No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Cabot Financial – Dealing with Cabot Financial

ScabHunter

By ScabHunter
in Debt Collection Agencies

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because no one has posted on it for the last 4957 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

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BeauBrummie

BeauBrummie

Posted
Posted
in your appeal you will not be concerned with what cabot argued- merely that the judge misdirected himself by applying the principles of a case that was totally unrelated- if you win that appeal then you get another go at arguing against cabot's case (IMO)

 

Thank you, that simplifies it somewhat if it can be simplified:rolleyes:.

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Pinky69

Pinky69

Posted
Posted

I have found the way to deal with Cabot is to turn the tables on them. I am about to take them to court for entering a default on my credit records on a lemon they bought that doesn't have one scrap of paper. I have involved the ICO and OFT at every turn. I've told them I will also sue them if they pass another lemon they have to other agencies. I only deal with their complaints department as answering their templates is waste of time. They told me they would counterclaim. I asked them on what basis - a rescinded account that doesn't even have toilet paper to show it even exists? I annoy them by calling them all by their first names and I tell them I am not "delaying" paymnent, as they suggest, I am not going to pay them at all, ever. It took them 3 months to respond to my last letter and it was total drivel - they were foaming at the mouth - I sent it to the ICO and OFT and proved it was bo***cks. They are so stuck in the old model of buying unenforceable debt they are left with a pile of rubbish that people have stopped paying. They are going to be pulled up by the OFT if they go on like this and I am convinced that Cabot are on their way right down the tubes.

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ScabHunter

ScabHunter

Posted
  • Author
Posted

Defending claims by Cabot Financial

 

One of my stated goals in creating this thread was to improve the standard of the defences which are being submitted to counter Cabot Financial claims.

 

Further to this end, I draw your attention to an excellent post made by Brent-London, who I believe trained as a barrister in Australia.

 

The facts concerning Section 61(1)(a) and Section 127(3) are exactly as I have quoted in earlier posts on this thread. Brent-London has taken those facts and created an excellent defence (or part of a defence) based on them.

 

If I was issued with court papers tomorrow, I would definitely be using this as part of my defence. It counters Cabot's deceit before they even get started.

 

Defences do need to be individually crafted based on your own circumstances, but there are so many of us with so-called agreements which do not contain the prescribed terms that this part can just be used as is.

 

A big thank you to Brent-London.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/213040-martin-cabot-financial-11.html#post2584527

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BeauBrummie

BeauBrummie

Posted
Posted (edited)

For those of you that have been following my fight with Cabot I had a nice surprise today

 

Dont know why, I did not write to the Judge specifically for this, but I have today received an order that states my permission to appeal has been extended from the normal 21 days to 90 days--- ie almost end of Jan 2010!!!

 

Do you think the Judge has had a look at what Judgment was passed and decided that maybe he has misdirected himself? Accompanying the order was EX107 Tape transcript request form------its like he wants me to appeal. So look out Cabot Game on.

 

Beau

Edited by BeauBrummie

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Rhia

Rhia

Posted
Posted

Beau that indeed is a bit odd. They don't usually extend anything or send you the transcript. I am wondering if a higher judge has read the transcript (they have to read them apparently before issuing them) and has realised the decision is balderdash (to put it politely).

You can lick Cabot. Go for them.

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tamarindo

tamarindo

Posted
Posted
Defending claims by Cabot Financial

 

One of my stated goals in creating this thread was to improve the standard of the defences which are being submitted to counter Cabot Financial claims.

 

Further to this end, I draw your attention to an excellent post made by Brent-London, who I believe trained as a barrister in Australia.

 

The facts concerning Section 61(1)(a) and Section 127(3) are exactly as I have quoted in earlier posts on this thread. Brent-London has taken those facts and created an excellent defence (or part of a defence) based on them.

 

If I was issued with court papers tomorrow, I would definitely be using this as part of my defence. It counters Cabot's deceit before they even get started.

 

Defences do need to be individually crafted based on your own circumstances, but there are so many of us with so-called agreements which do not contain the prescribed terms that this part can just be used as is.

 

A big thank you to Brent-London.

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/213040-martin-cabot-financial-11.html#post2584527

 

 

 

question 1 : any ideas what is the rate of court cases won by cabot??

 

question 2: what is the strategy against cabot when they denie receiving a CCA request even though there are evidence they did and when they actually admit receiving a request why they do not take the £1 fee due to CCA REQUEST and they return it to the original requester, is it because they have an excuse that they did not receive the £1 fee??

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tbern123

tbern123

Posted
Posted

Do not let Cabot get you down.

 

Trust me, you can beat them. Just pick your fights carefully and read through some of the Cabot threads for inspiration.

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Viva Hate

Viva Hate

Posted
Posted

Good afternoon all,

 

I have read and taken heart from lots of threads relating to dealing with this company (well done everyone). I would like to share my dispute with these people and if anyone can offer assistance or help in anyway I will be more than grateful. I will try and be concise without, at this stage going overboard with details and will offer more information should anyone require it.

 

July 2008 I was contact by Cabot by letter informing me that someone from their company will be calling me - (OFT state this is bad practice under section 2.11a). I reply asking for details to be forwarded to me. A quick call I made to them established that they were looking for money from a Cahoot credit card last used in 2005, approx £2000.

 

A year passes......

 

July 2009 The exact same letter was sent. I again write back asking for details

 

Aug 2009 - Cabot write to say they are investigating - (OFT 2.1e - Failing to provide debtors or creditors with information on status of debts, for example, not providing requested statements when reasonably requested)

 

Sep 2009 - They again write to say they are investigating

 

late Sep 2009 - They write to explain that hey purchased my account from Cahoot in July 2008 and claim they responded by email to my first query, if they did then I never recieved said email.

 

This letter explained that they had contacted Cahoot in 2008 to ask fro details relating to this debt and that they wrote to me in Oct '08 and Jan '09 - here Cabot admit they had been sending correspondance to an address I last lived in in 2004!!. They again say that they are waiting for Cahoot to provide more info.

 

30th Dec 2009 -They write this time with copies of credit card statements, apparantly proving I owe £2000 from a Cahoot credit card last used in 2005.

 

Ok, I now have to decide what to do next. I have contacted them to inform that I have received their letter and will respond in due course. I have read other cases from people on this forum and it seems I should be looking for Cabot to provide the original copy of my credit agreement, which I thought they would have done considering they have been chasing the relevant info now for about 18 months.

 

Thankyou for reading.

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Pinky69

Pinky69

Posted
Posted

It's better if you start your own thread so you get answers specific to your case. The New Thread button is on top of the forum to the left hand side.

 

If you haven't done so, you need to send Cabot a request for a copy of the credit agreement under the Consumer Credit Act 1974. In reply you should get a copy of the agreement, statements and a copy of the Terms and Conditions. You can post them on here and see whether or not they are enforceable. Don't take anything Cabot says at face value because they will lie at will and fabricate documents.

 

CCA request letter.

 

Send a £1 postal order and print, don't sign, your name at the bottom of the letter. They have 12 (+2) working days to reply and if they don't reply in that time you can put the alleged account into dispute.

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tierisch

tierisch

Posted
Posted

Dealing with Cabot who have taken forever to send a copy of the assignment notice (although i am going to check if this is legally correct). However, given all the debates on the recent court case, how does the request for a copy of CCA now stand?

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PriorityOne

PriorityOne

Posted
Posted
My only concern now is since the manchester case they will become even more aggressive.

 

DON'T FORGET WHEN THEY LOSE WE SHOULD BE PUSHING FOR COSTS

 

Probably.... but possibly not as much when they realise that you know that the Manchester lot lost because they were the Claimants... ;)

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ScabHunter

ScabHunter

Posted
  • Author
Posted

In the post yesterday morning were two envelopes from Cabot Financial.

 

The first one contained a letter from a certain Mr. Maynard, indignantly explaining why Cabot Financial were NOT obliged to send me a copy of their complaints procedure.

 

The other envelope contained a copy of their complaints procedure.

 

I guess its just "business" as usual.

 

SH

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ODC

ODC

Posted
Posted

Do post a copy of Uncle Kens letter assuming of course that you havent already forwarded it to the OFT.

 

This clown must really have a Death Wish for Cabot. Is it any wonder they lost 5 million quid if this is the calibre of CEO

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mysticpols06

mysticpols06

Posted
Posted (edited)

Afternoon peeps - Have updated my Cabot thread - (most of you prob know it quite well by now :p)

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/166869-cabot-aarghhhh.html

 

 

- Am looking for suitable suggestions for response to latest letter - unless of course gen consensus is to ignore. Can't quite believe it is still dragging on.

 

Hope all are well - Take care and thanks as always, Mpols x

 

 

Ps. SH - That kinda sums it all up really doesn't it! :rolleyes:

Edited by mysticpols06
pixies :p

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

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