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    • be very wary upon what you see being recently posted on here 😎 regarding KIH.... all is not what it seems...  
    • 1st - all my posts on CAG are made not only in reply to the specific issue the topic starter makes but also in a general matter to advise any future readers upon the related subject - here it is kings interhigh online school. KIH lets take this topic apart shall we so readers know the real situation and the real truth...and underline the correct way to deal with KIH. https://tinyurl.com/ycxb4fk7 Kings Interhigh Online School issues - Training and Apprenticeships - Consumer Action Group - but did not ever reply to the last post.  but the user then went around every existing topic here on CAG about KIH pointing to the above topic and the 'want' to make some form of group  promoting some  'class action' against KIH . then on the 2nd march this very topic this msg is in was created. all remarkably similar eh? all appear to be or state..they are in spain... ....as well as the earlier post flaunting their linkedin ID, (same profile picture) that might have slipped through via email before our admin killed it.., trying to give some kind of legitimacy to their 'credentials' of being 'an honest poster'....oh and some kind of 'zen' website using a .co.uk  address (when in spain- bit like the Chinese ebay sallers) they run ... and now we get the father of the bride ...no sorry...father of a child at the uk-based international school in question posting ...pretending to be not the 'other alf... do you really think people are that stupid..... ................... nope you never owed that in the 1st place... wake up you got had and grabbed the phone - oh no they are taking me to court under UK jurisdiction...and fell for every trick in the book that they would never ever put in writing that could be placed in front of a court operating under their stated uk jurisdiction wherever you live. T&C's are always challengeable under UK law this very site would not exist if it were not for the +£Bn's bank charges reclaiming from 2006> and latterly the +£Bn's of PPI reclaiming both directly stated in the banks' T&C's were they claimed they were legally enforceable ...not!! they lost big time... why? a waste of more money if you've not got a court claim....... why not use them for a good outcome...go reclaim that £1000 refundable deposit you got scammed out of . people please research very carefully ...you never know who any of these people are that are posting about kings interhigh and their 'stories' they could even be one of their online tutors or a shill . don't get taken in. dx      
    • @KingsParent thank you for sharing your experience.  I also tried contacting the CEO but didn’t get very far. Do you mind sharing his contact details?  kind regards   
    • Thank you Rocky for the clarifications though they did cause a problem at first since an original windsccreen ticket was  of a different breach some time before. The current windscreen ticket only states that you were parked there for 6 minutes which is just one minute over the minimum time allowed as the Consideration period. There is no further proof that you parked there for any longer than that is there? More photographs for example? Moving on to the Notice to Keeper-it does not comply with the Protection of Freedoms Act 2012 Schedule 4. First there is no parking period mentioned on it. there is the time 20.25 stated which coincides with the W/S ticket but a parking period must have a starting and finishing time-just one time is insufficient to qualify as a parking  period as required in Section 9 [2] [a] . Are there any different photos shown on the NTK comapared to the w/s PCN? Not that that would make a difference as far as PoFA goes since the times required by PoFA should be on the NTK but at the moment Met only appear to show that you stayed there for 6 minutes. Another failure to comply with PoFA is at S9([2][e] where their wording should be "the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; ". You can see on your NTK that they misssed off the words in brackets. Met cannot therefore transfer the charge from the driver to the keeper. Only the driver is now liable. Then their is the discrepancy with the post code on the NTK  HA4 0EY which differs from the post code on the contract and the Post Office Postcode Finder which both list it as HA4 0FY. As you were not parked in HA4 0EY the breach did not occur. In the same way as if you were caught speeding in the Mall in London, yet you were charged with speeding in Pall mall London [a street nearby] you would be found not guilty since though you were speeding you were not speeding in Pall Mall. I bow to Eric's brother on his reasoning on post 12 re the electric bay abuse  That wording is not listed on their signs nor is there any mention on the contract of any electric charging points at all let alone who can park there or use them. He is quite right too that the entrance sign is merely an invitaion to treat it cannot form a contrct with motorists. Also the contract looks extremely  short no doubt there will be more when we see the full Witness statement. As it stands there is no confirmation from Standard Life [or Lift !] on the contract that Savills are able to act on their behalf. Also most contracts are signed at the end of the contract to prevent either side adding extra points. So their percentage  chance of winning their case would be somewhere between 0.01 and 0.02.    
    • @dx100uk no, haven’t received any correspondence as of yet. Still waiting on a court date but seems to be taking forever. Have noticed an increase in unhappy customers on here
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Barclays have taken all of my money (80,000) and put my account in -500,000 - Glasgow ADV 'to Reconcile'


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Hi All, 

 

A couple of days ago I woke up in the morning to find my savings and my current account in Barclays to vanish with a balance of 0.00. I had 80k in the account which is a combination of live savings, gifts and cash deposits. I have always made cash deposits into my current account (one week in 2019 I put 15k in a week) and nothing ever EVER flagged. I used this account as my main savings account, as I am saving aggressively given how the economy is turning out to by a first home. 

 

Yet last week I woke up in the morning and to my horror, my balance was 0.00 in savings and my current account. A few hours later both were overdrawn to -500,000. Customer support could not tell me anything nor could the branch. I filed a complaint but nothing has seemed to happen. 

 

I read around, mostly this amazing forum, and it appears there is nothing I can do but wait. I sent an email to all the execs, and a senior complaints exec reached out to me saying they will get back to me. This was 7 days ago and still no response. 

 

How long will I need to wait? I really needed the money as I was supposed to put my offer for a home literally next week. 

 

Also could there be any complications? The last thing I need is my mortgage to be declined because they see this in the statements. I read they can put a mark on CIFSA - this would kill me economically and this is crazy as I a doing nothing illegal and none of it is my fault. 

 

I am pulling my hair out over this. No news nothing. I am not a criminal, so why am I being treated like one?

 

Will most likely switch this account/close the account and move somewhere else. I am aghast at what is happening. 

 

Please advise, any forums or advice on what to do please will help so much. 

 

Many Thanks,

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I would begin by sending them an SAR.

Separately I would begin a formal complaint and tell them that you want it escalated to the ombudsman.

Let us know what happens

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I don't think they would allow me to know anything from a SAR due to Anti-Money Laundering regulations which it appears I am a victim off. 

 

I started a formal complaint last week, which I will know tell them I want escalated to the ombudsman

 

I just don't want my credit score to be ruined and need the money back ASAP. What can I do to achieve these? 

 

Of course, I have seen some people here fortunately get their money back, but for some it was quite difficult. I am thinking of transferring the money out to my other account and closing the account - will this be easy?

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Hi.

 

From what I've seen here, sadly it seems to be a matter of waiting until Barclays have gone through their money laundering checks.

 

It may help to contact the executive complaints team and it's certainly worth a try because they're probably the closest you'll get to the CEO.

 

For what it's worth, everyone except the latest couple of threads that aren't at the end of their journey yet, has got their money back.

 

HB

Illegitimi non carborundum

 

 

 

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it wont ruin your rating nor cifas etc.

 

sadly as you rightly say there nowt you can do, sar wont tell you anything.

 

you've just gotta await 10 day to about a month for a human to review why their AI system autoflagged you.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks Honeybee, I sent the email to the executive complaints team but since the initial email, they have been unresponsive. I think I have sent emails to near enough 15 execs. 

 

What will the money laundering check actually do? I saw they refer to the NCA - but isn't this to check terrorism? I am so confused why I would get flagged. Yes I make large cash deposits, but I have been doing this since I opened the account in 2018. 

 

dx100uk - thank you for your reply too. I saw some people get their account closed by Barclays - won't they flag this on CIFAS and maybe put a mark? 

 

Many Thanks

 

 

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Hopefully this links to similar threads. It seems to me although I can't say the exact numbers that on average we see a problem like yours a couple of times a month. As I said, everyone we've seen here who's been honest has had their money back.

 

https://www.consumeractiongroup.co.uk/forum/6-barclays-bank/

 

HB

Illegitimi non carborundum

 

 

 

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Thank you Honeybee - I can see it is hit or miss, with some needing to prove the funds, and others do not.

I just hope if they close my account it does not ruin my credit file - has there been a history of this for other people? 

 

No one seems to mention if they were marked on CIFAS - even the people who have had their accounts closed by Barclays.

 

And of course, I desperately need the 80k back, but I imagine there is nothing I can do until I hear from them?

Proving the funds is mainly wages paid in cash from when I was 16 (I have payslips which say cash on them) and also my family refinanced our home and gifted me the money - I have the completion letter for this. 

 

If they ask for proof of funds how will I know?

Is there anything I can do to speed up communication between me or the bank? 

Also golly - has anyone on here been dishonest? 

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Hi B's,

 

No point in speculating what may happen - wait until you hear back from the bank.

 

Meanwhile, do you have facilities with another bank, in case Barclays decide they must close your accounts. If not, make this a priority in case you need it.

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yep never ever have all your eggs in one basket nor income going to one banking group....

 

always open a parachute account!

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I just hope if they close my account it does not ruin my credit file - has there been a history of this for other people? - nope it doesn't

 

No one seems to mention if they were marked on CIFAS - even the people who have had their accounts closed by Barclays. - nope no effect

 

And of course, I desperately need the 80k back, but I imagine there is nothing I can do until I hear from them? - as already stated

 

Proving the funds is mainly wages paid in cash from when I was 16 (I have payslips which say cash on them) and also my family refinanced our home and gifted me the money - I have the completion letter for this. - probably no need.

 

If they ask for proof of funds how will I know? - rarely do...but they will write if they need anything

 

Is there anything I can do to speed up communication between me or the bank? - nope best way is sit on your hands dont kick pram wheels. if 30 days ticks by pop back here.

 

Also golly - has anyone on here been dishonest? - not sure what you mean but those that bothered to result their thread have all got their full moneyback with no issues at all.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I have a couple of accounts but this had all of my life savings in, and I was due to make an offer on a home this week. It couldn't have been worse timing as I need the funds to make a holding deposit. 

 

If Barclays decide to close the account, as above CIFAS is unlikely to be placed (thankfully) - will other banks reject me? 

 

I am thinking as soon as I get access to the account (hopefully I do, and soon) to draw the funds out over 48 hours, and then use the switch guarantee service to move the banking for this account over to somewhere like Nationwide. Or should I close the account and open a new one? 

 

DX100uk

 

Thank you for your bullet pointed and straightforward replies, I will take your word for it and this has helped reduce some of the stress I am going through, 

 

I hope I don't have to show proof of funds, I imagine this would delay things as this bank takes a minimum of a full working week to get back on anything - would there be any way I could speed it up if they do ask for proof of funds? What have other people done? 

 

Again, thank you all for your help. 

In these stressful and helpless times

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nothing you can do to speed it up.

calm down wait.

all will be sorted.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Funny, they have added interest of on my life savings, so no my savings account reads "-£499,964.13" as opposed to -£500,000.00

 

Called the bank yesterday just to see if I could hurry it along, they could give me no answers but the fact that complaints will get back to me soon. 

 

Absolutely aghast. 

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thats a bogus figure , ignore it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

It has been over 3 weeks now, still waiting (15 working days). The complaints called me and said they could not tell me anything until the investigation has completed. 

 

Is there anything I can do in the meantime? I am so stressed about this, should I try writing to the NCA? 

 

Barclays have not sent any letters to my residential address, and I confirmed this with the complaints team. 

 

The financial ombudsman will take far too long to get any action from. 

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On 25/04/2023 at 00:28, dx100uk said:

Is there anything I can do to speed up communication between me or the bank? - nope best way is sit on your hands dont kick pram wheels. if 30 days ticks by pop back here.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi everyone, 

 

It has now been over 30 days and still no sign of the money being returned to me.

 

I called the complaints team again and again they said they don't know when a decision will be reached and when they will be able to return the money to me. 

 

As it has now been over 30 days, what do I do now? I am going insane. 

 

I got a letter saying I can get the financial ombudsman involved, but from what I have seen that takes at least four months to come to any conclusion and even then a token £200 is awarded, I don't need this I just want my life savings returned to me ASAP. 

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Can anyone help? I was told to come back to this forum with next steps if I have not got my money back after 30 days, it has now been 30 days and counting, what could be taking them so long? I understand it is a large amount, but it is my life savings. 

 

Still no news from them and I am honestly dying from all this stress it has put me under. 

 

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have you email the CEO asking whats going on.

stop stressing doesnt help you.

 

you have got a parachute account?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx, 

 

Thank you for your reply, yes I have emailed the CEO last week to ask for an update - did not hear from any of them (also emailed the exec team). Last time I got an email about my complaint being acknowledged, but I guess this time no email as I already have had a complaint raised which has been over 30 days. I thought the money would be back after 10 working days. 

 

I have a parachute account, but the deadline to pay for my house deposit is coming up, and no news from Barclays despite them knowing this. All my savings were in Barclays. 

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silly idea to have your money all in one place, but you've learned now so...

 

not sure where you got 10 days from.

typically we see most reconcile issues here resolved in about 10 - 30 days but thats not saying it might not take a wee bit longer.

 

they are always resolved but its just how quickly a human gets involved as the initial freezing would have been done by their AI bot. 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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