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    • Sunak actually nailed it in his boring speech yesterday  Starmers only offering is vote to be depressed  Just about sums up lefties  Humourless and Depresive🤣
    • Ah ok I will see if we receive it in the post tomorrow before I go to work. We want to see theirs so we know what documents they will list ? If their N265 is not received then best to send ours so that we do not miss the claimants deadline as per their draft directions.  What would happen if we did miss the deadline even by 1 day ? The claimant would use it against us in court ?  I scanned and posted in #159 the claimants continuation sheet attached to the N244 where they give a background of the case and reference e-mails etc. After this I will continue to work on the WS which is also causing me anxiety. This will also be used to object to their SJ application. I will advise tomorrow if anything else is received.  
    • Last September our 2019 plate Motorhome went to Brownhills of Newark for its annual habitation check/service. Whilst on their site for the day one of their drivers managed to drive it into a lamp post and put a 2m long scratch down the side of the body. They didn't own up to the damage, but luckily we noticed it before leaving the site, at which point the admitted fault and said they would fix it in house rather than go through the insurance. As they are an authorised Motor home repairer etc we agreed to this and a time frame of 3 weeks was given for the repair, which was booked in for late November. It could not be booked in sooner for the repair as we had a weekends away etc booked with the vehicle until mid November.  3 weeks, and a simple re-spray has now evolved to 18 weeks of them having the vehicle, due to the spray job having to be done 3 times, a window seal not been re-fitted correctly, leading to rain water pouring into the van and the replacement decals been applied wrong twice & having to be re-ordered from Elddis who originally built the camper. We finally got the vehicle back in late April, still minus 1 of the decals. Back in March we had an email from Brownhills asking what compensation we would accept due to the delays in returning the vehicle to us (They have had it for 18 weeks instead of the initial 3 weeks which was agreed). Once we finally got the vehicle back we told them what we expected (the value that the camper has depreciated by in the extra 15 weeks they have had it and which time we were unable to use it). They are now refusing to honour any compensation and are only offering us a free service for when this is due in September. Legally where do we stand?  Obviously we are not taking it back to them for a service, given that last time they managed to crash it and its taken so long for them to make such a simple repair. We are considering legal action, but are not really sure under what grounds/legislation we could claim. Any advice would be much appreciated.
    • Usual alarmist tripe from the Guardian exposed🤣     Many of the ‘Climate Experts’ Surveyed by the Guardian in Recent Propaganda Blitz Turn Out to be Emotionally-Unstable Hysterics – The Daily Sceptic DAILYSCEPTIC.ORG Last week, the Guardian published a survey of 383 'climate experts' and – shock – many of them turned out to be... The Guardian last week published its survey of ‘climate experts’. The results are a predictable mush of fire-and-brimstone predictions and emotional incontinence. This stunt may have convinced those already aligned to the newspaper’s ideological agenda to redouble their characteristically shrill rhetoric, but encouraging scientists to speculate and emote about the future of the planet looks like an act of political desperation, not scientific communication.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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The price of planned dental work :mad2:

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Ants! :evil:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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wuss :p

 

They're fine in their place but that isn't my kitchen! :frown:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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count yourself lucky you could have been singing ise got ants in me pants and they is making me dance pmsl

 

:bolt:

 

They wouldn't dare. Little annoying things need swatting.:heh:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Due to end of year got paid csa twice. Told last time as ex pays four weekly and i get it monthly that in month of april I get two payments if that makes sence.

 

So swearing as said goodbye to it rather quickly today, had fun with daughter though who had it speant on her, then threw crying fit as to why I wasnt buying her a mobiel phone, aarrrgghhhhh........

 

She is adorable though and very grown up for her age caring for me when poorly, so have to remember she is only a babe still.

 

Offered her my old iphone which for a kiddy is not bad, was told point blank it is so not in fashion:!:

 

Only iphone 4's count:x

 

Yep in the purse:!:

 

I do love her so but a 13 year old shouldnt have such a phone, still recoiling trying to get right phone for her brother and being taken the pee off by store xx

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I dread to imagine what she'd make of my phone. Any iphone would be out of the question for me and I work fulltime.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Well mine is a PHONE! It makes a PHONE call! What else do you need a PHONE for?

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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I dread to imagine what she'd make of my phone. Any iphone would be out of the question for me and I work fulltime.

 

Caro working or not has nowt to do with it, the money comes from their daddy as he pays quite a few hundred a month to the csa and I give feedback to his dad via him where it has gone. I was just trying to say how a young kid feels even then a pressure of what is a supposed cool phone based on what other friends have got. I have only now due to their dad paying got the contracts I am fighting ornage over due to their misseling, but that was a long road of deciding to get him one. Daughter was jsut throwing a paddy and caught me on the hop as kids do, but me being me and the lows and highs of depression I have to be careful as can do some stupid things when panicked into something. Will remind daughter not to do it again and they are also very aware and grateful for what their dad gives them.

 

Their dad due to past history is not allowed to contact me directly but does it via phone with his son and passes arrangement on, i dont want his dad to have my phone number due to his new partner is a worse nut than me and ends up with the police tapping the line to catch her harassig me. So I can justify the dad paying for his phone via csa and me then only having to source my phone spend from normal finances.

 

I would have thought any school would go mad if kids turned up at age of 13 with iphones, hard enough for her to remember the whereabouts of her locker key, but seems not if the kids can be believed that is :wink: xx

 

I am peed off that even when honest with my true circumstances the phone company is happy to accept me, yet not happy to be as honest with what they offer, unlimited my ar**, rant over :)

 

I have to work on the word no, daughter did say later laughing she remembers me throwing knickers at a store worker for not accepting no regarding a store card, she laughs just as well it wasnt smalls she was after, so I think she knows she was wrong xx Will buy her some knick knocks next time she puts the pressure on and see if she gets the joke.

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Fat Brummie grockles clogging up the roads around South Dorset.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Too poorly to cook tonight, son wanted a kfc so went and got one. Just about to tuck in and the phone rings, on the phone for some time to manager of local phone store and when i get off the phone my kids are laughing. They were so concenrned my dinner was going cold, they kindly ate it for me:jaw:

 

 

Didnt really mind as happily exchange it for a few cuppas and play on my sons guilt or is it greed, he dosent seem guilty and eats like a horse xx :)

 

 

 

A pee head down the road calling out as if in pain whilst trying to balance his way home. Losing his balance and tells himself off, ah yah, hahahha

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Arghhhhhhhhhhh

 

Cheque book Chelski

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Goal line technology should be introduced to decide on dodgy goals. There was also an offside goal. I'm cynical when there is so much money involved in football i.e betting. Maybe it suits not to have tighter regs?

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