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    • Appreciate the time that has gone into replying. I have read so much about this tonight that hopefully I can be a step ahead.  If I gain a reply from the head office I shall let you guys know. 
    • yep. they are all simply trading names of perch to try and scam people into thinking their debt is going up some kind to mystical legal chain...which is BS. all dca's pull these stunts and have done since the late 1970's
    • just type no need to hit quote. what you really need to do is forget about it now they have  just steer clear of THAT ONE STORE for a few months. other B&Q's are OK. even if you do go back in, they'll simple ask you to leave, then if you return again, could invoke trespass laws BUT WE HAVE NEVER SEEN IT HERE. as for getting out of your tree about police, prison, criminal record, arrested, knocks at doors, letter of claim....NONE OF THE CAN EVER HAPPEN. and has not on these joe public low level shoplifting incidence since 2012. you've already got a scary letter ratchetting on about some mystical FAKE civil restoration scheme .  you'll probably get a few more ...NOTHING THEY CAN EVER DO. bin shred burn give to your pet hamster any money people pay CRS/RLP/DEF etc regarding their letters goes straight into their pocket and off they go down the pub and LAUGH at people they mugged. the retailer never sees a penny.  i admire your action of send £5 to B&Q. its done now and its over with....move on with your live. dx
    • 4.  Under The Pre-Action Protocol 201?, a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior too and including ,The Pre action Protocol Letter of Claim dated 7 January 2020 and the claimform dated 14th February 2020 were all served to a previous address which I moved out of in 2018. 9.   The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2nd February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None were received by the court nor the defendant by that date. re: 13 & 15...they dont need to produce the deed, thats a private b2b document only the judge can demand sight of. i would remove 13 totally as within their WS they have produced the Notice Of Assignment. and delete it from 15 a few ideas. dx  
    • Underp04 (I think it was him) put up the statement IDR used in court from some supposed expert mr edge. can you find it? It stated 10 years was the statute barred limit but also that the laws were very confusing. very much worth digging out!
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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Still waiting for my delivery!!!!!!........and waiting........it's in transit...........same as yesturday.............still waiting.

 

Apauled about the very sad story about the death of the pensioners......it's on the radio and the agencies that should have acted are making their pathetic excuses as always. Disgusting.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Been waiting in for 2 days for a delivery..........just had this from UPS

 

THE PACKAGE WAS MISSED AT THE UPS FACILITY, UPS WILL DELIVER ON THE NEXT BUSINESS DAY

 

AAAAAAAAARRRRRRRRRRRRGGGGGGGGGGGGGGGGGGGGGGGGGGGGG I'm sooooooooooooooooooooooooo angry.

I'm gonna be out tomorrow AAAAAAAARRRRRRRRRRRGGGGGGGGGGGGG I'm now fuming.:mad:

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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This is disgraceful but as we no pretty common due to no body taking responsibility for there mistakes.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Having watched Fiona Phillips documentary about Alzheimer's last night - I'm so sad & ashamed at the lack of good social care for us & our loved ones - seems so at odds with the original NHS ethics, it disappoints & astounds me that this is now happening amongst our once strong communities. Subsequent Governments have erroded a basic human instinct 'to care about each other' at the expense of the money market & the 'Gordon Gecko' mantra that 'greed is good' - I believe in Karma, that what goes around comes around - but that doesn't help 'Little Britain' - we all need to take more responsability but where to start? CAG is a great forum, but we are a drop in the ocean of modern times...

enough of my 'rant' but just maybe a 'hello' to a neighbour would be a fine start..or clear a snowy & icy path...

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GRRRRRRR! Our snow was going but we had blizzards last night :(

 

Just had to walk in to town to get my prescription and only the main road is sort of clear. The pavements are like glass and I nearly slipped a few times endangering my supply of wine :eek:

 

Had to take painkillers as leg was screaming like a bitch when I got back.

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Just had to walk in to town to get my prescription and only the main road is sort of clear. The pavements are like glass and I nearly slipped a few times endangering my supply of wine :eek:

 

 

Noooooo, bet the air was blue BB :D Happy New Year chick x

 

And now my two pennethworth..

 

We live at the top of a very steep hill and as you can imagine, it's been a nightmare trying to get down an ungritted hill to get to the main road for the last few weeks. After slipping and sliding all the way down the hill this morning and then taking a sharp, right hand bend (at about 10mph I might add), the car slid on the ice and I totally lost control, it all happened so quick that I just sat there waiting for the bang! I could see the hedge coming towards me and the lamppost next to it and just waited for the car to come to a standstill as I was so convinced I was going to prang it!! I slid up the kerb and stopped an inch from the lamppost :eek:

 

And yes, it did make me want to swear and yes, I did swear :D

 

Adrenaline is a strange thing. I sat there and shook for a good five minutes afterwards :rolleyes: Got to work on time though :p

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Having watched Fiona Phillips documentary about Alzheimer's last night - I'm so sad & ashamed at the lack of good social care for us & our loved ones - seems so at odds with the original NHS ethics, it disappoints & astounds me that this is now happening amongst our once strong communities. Subsequent Governments have erroded a basic human instinct 'to care about each other' at the expense of the money market & the 'Gordon Gecko' mantra that 'greed is good' - I believe in Karma, that what goes around comes around - but that doesn't help 'Little Britain' - we all need to take more responsability but where to start? CAG is a great forum, but we are a drop in the ocean of modern times...

enough of my 'rant' but just maybe a 'hello' to a neighbour would be a fine start..or clear a snowy & icy path...

 

Made me sad too watching the same documentary and have seen the truth behind how the elderly are treated for myself.

 

I've cleared several paths and run non-stop errands for the last week or so. I don't need payment, just a thanks suffices.

 

My only rant is that 4x4s' have been a target of hate but now they are proving their worth and are in demand to help out. I've saved people a few quid on recovery and got them going again, delivered meals and given people lifts but when my road tax is due all that will be forgotten about.

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Managed to get to my pre-op on Tuesday and got back home safely, even though it took two hours through the blizzards over Bodmin Moor, and I am due to get my chest zipper on Tuesday 19th. My only fear is that they say I will be away with the fairies for about 48 hours and I just know that I will be dreaming about Link and CrapOne. (Yikes! more morphine Nurse!!!) After that it's 8 weeks for the chestbone to heal before I can drive again and poor old OH has to do everything for me. Hopefully all will be OK after all this. Catch you later

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Rubbish piling up, no bin men yet this week . . Grrrr

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Yep rubbish pile getting bigger. Forgot when I last saw the dustmen!!

 

Still no package from UPS..........was due on 11th..........missed package at UPS on one day........they left it behind when loading the van!!!! adverse weather conditions for the other days!!! Oh, and that's after paying for next day delivery!! Funny how I have managed to get to work for the last week.........just! Not happy and back to work tonight.:mad:

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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:eek:

 

Friend of Damiens Hu :rolleyes::p:D

 

 

Sort of, Ben prefers inanimate objects though and is a total brat. If I won't give him what he wants he chews wire. So far he's chewed through cable on: 4 mobile phone chargers, 1 lamp, 3 cordless phones and the TV (but I was at work when he did the TV so it was switched off at socket luckily). Lappy cable got teethmark in it but he hasn't gone right through it yet..... :Cry: I have to put liquid soap on all wire in house to try and put him off.

 

Breeder told me he was a handful - she wasn't kidding. :roll:

 

Damien just attacks you - he's practising his stalking and pouncing skills, he's pretending you're a mouse :)

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Still swearing as no package delivered.........next day delivery and should have arrived 4 days ago!!!! Feathers more than a little ruffled!:mad:

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Our old dog used to chew the conservatory when she was a pup, took someones advice and sprinkled pepper all round the frames she could reach and................. turns out she liked pepper and chewed even more :confused:

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