Jump to content


  • Tweets

  • Posts

    • Essex trading standards department have now given me a reference and are investigating this man/companies.
    • Good question. Rayner's CGT pales into insignificance really, doesn't it? 
    • Hi everyone,  out of the blue my husband yesterday received a call from the employee who lost the key the first time and asked to settle the bill plus court costs. Apparently the boss said that if he didn't pay he would be sacked. My husband asked for this in writing,  got it and payment followed. So we discontinued the claim and marked as settled. Apparently the employee who lost the keys the second time is paying for the other carpenter's bill plus court fees because he'd started court proceedings as well. So, all is solved. Thanks everyone!
    • With thanks. Updated defence.  The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is noted. I have in the past had financial dealings with Halifax PLC part of the Lloyds Group of Companies but do not recognise the specific account number referred to by Claimant and on which its claim relies. To enable clarification a sec78 request pursuant to the CCA1974 was made dated 11 May 2024. The Claimant provided various documents which appear to be incomplete with page numbers missing and incomplete Terms and Conditions. If this is a copy of the original agreement it appears to be unexecuted by the original creditor. 2. Paragraph 2 is noted. I do not recall receipt of a Default Notice which the Claimant refers to within its Particulars of Claim and on which its claim relies. A CPR 31.14 request was made dated 11 May 2024. To date the Claimant has not provided a copy. 3. Paragraph 3 is noted. Although I had not recalled a copy of the Notice of Assignment pursuant to the Law and Property Act 1925 Section 136(1) I requested a further copy from the claimant which has since been provided in response to the CPR 31.14 request dated 11 May 2024. 4. Paragraph 4 is noted. It is denied with regards to the Defendant owing any monies to the Claimant, and the Claimant is put to strict proof to: (a) Show how the Defendant has entered into an agreement. (b) Show the nature of the breach and evidence by way of a Default Notice Pursuant to s.87(1) of the Consumer Credit Act 1974. 5. As per Civil Procedure 16.5 it is expected that the Claimant prove the allegation that the money is owed. 6. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed, or any relief.
    • "Testing the stability" ? I suspect the Tesla Map would have picked up that the car was being driven in a car park and the default safety settings required a shut down. Reassuring that Tesla have public safety built in, to try to stop drivers driving in a way that may be risky.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

What Made You Want To Swear Today?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2166 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 7.1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Love it gezwee.......now mopping tea out of the work computer!

Brilliant piece of writting.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

Link to post
Share on other sites

Oh that tickled me! loved the bit about covert skills of the community police officer....will have to remember that one!

Advice given is my opinion only, I am not a legal or financial expert (far from it).

Link to post
Share on other sites

Going to visit a mate last night for a few glasses of wine and falling down her concrete steps and dislocating my knee. Am now in a full leg cast until I see the consultant on Friday. Having difficulty with the crutches and stairs :(

 

The air is blue here at the mo...lol

Link to post
Share on other sites

babybear - oh no, hope you're sorted for oxford ....

Why? She's gonna be legless anyway! :lol:

 

BB... new avatar for you?

bear-crutch.jpg

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

Going to visit a mate last night for a few glasses of wine and falling down her concrete steps and dislocating my knee. Am now in a full leg cast until I see the consultant on Friday. Having difficulty with the crutches and stairs :(

 

The air is blue here at the mo...lol

 

No sympathy at all...You should have shared the wine with me first! I'll sign your cast though.

Get better soon and look forward to seeing you again. Kaz xx

Link to post
Share on other sites

I am in shock and anger ..........this cannot be the end ........

 

:-x:-x:-x:-x:-x:-x:-x

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

Link to post
Share on other sites

What made me swear today???

 

Guess:-x

 

Did you stub your toe...:confused::p

 

Or could it be the obvious incestuous relationship between the Law Lords and the Wan oops sorry Bankers.... keep it in the family... money goes to money... :rolleyes:

 

Only to be expected of this one sided country...:-|

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

Link to post
Share on other sites

Did you stub your toe...:confused::p

 

Or could it be the obvious incestuous relationship between the Law Lords and the Wan oops sorry Bankers.... keep it in the family... money goes to money... :rolleyes:

 

Only to be expected of this one sided country...:-|

 

 

I am in shock and just don't know what to say.:oops:

 

My claim is for just over 4,000 suppose I will have to wait a bit longer for it.

Link to post
Share on other sites

:mad::mad::mad::mad:

 

Blasted banks. . .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

Link to post
Share on other sites

FFS cant the law lords make a GOOD decision for a change?

 

If Gordan wants to be in goverment this time next year he better hurry up and make a law about bank charges.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

FFS cant the law lords make a GOOD decision for a change?

 

If Gordan wants to be in government this time next year he better hurry up and make a law about bank charges.

 

I think its a brilliant decision, test case dead in the water :D bye bye OFT and I'm back in court to argue my own case :D.

 

The banks won? against the OFT yes but the Law Lords have left a mighty big hole in their battleship.

Link to post
Share on other sites

this is section 81 from yesterday's judgement and goes to show just how out of touch with the world the Judges are:mad::mad:

 

I do not imagine that there are many customers who run a

current account that is permanently overdrawn in circumstances where they have not

specifically agreed an overdraft facility. Most customers who incur Relevant Charges run current accounts that are in credit most of the time.

 

come and live in my house, pal!!

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

Link to post
Share on other sites

EXPECTED WATER BILL CHANGES

 

Average prices between 2009-10 and 2014-15

 

Company Avge bill 2009-10 Avge bill 2014-15 % change excluding inflation Water and sewerage companies Anglian Water £389 £361 -7% Dwr Cymru/ Welsh Water £404 £374 -7% Northumbrian £314 £331 6% Severn Trent £305 £292 -4% South West £489 £483 -1% Southern £373 £393 5% Thames £303 £313 3% United Utilities £374 £364 -3% Wessex £412 £424 3% Yorkshire £331 £332 0%

what shall I spend the saving of 1.6p a day on??:mad:

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...