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    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the fine dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, so I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant   1 Date of the infringement 24th May 2024   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024   3 Date received 5th June 2024   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N   5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land.   6 Have you appealed? [Y/N?] post up your appeal] N   7 Who is the parking company? MET   8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE   For either option, does it say which appeals body they operate under. POPLA Anyway, I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
    • While we wait for someone to explain how farage is any better than sunak  .. if not worse   One of many likely upcoming belly laughs   Reform chairman Richard Tice has accused the Tories of (reform like) “dirty tricks” after one of his party’s candidates withdrew his papers to stand at the last minute and endorsed former cabinet minister Sir Gavin Williamson. In a dramatic final 24 hours before nominations closed there had been fevered speculation that as many as six Tory MPs and other candidates could defect to Reform after Nigel Farage decided to stand in Clacton and become leader. But instead no Tories switched and Tom Wellings, the Reform candidate for the new seat of Stone, Great Wryly and Penkridge in Staffordshire, quit and put out a statement endorsing Sir Gavin.   Who does he think he is an Anderson, a Carswell !!! was heard at the reform HQ pub ... as Candidate brushed aside by Farage in clacton to run as an independent    Tice accuses Tories of ‘dirty tricks’ to persuade Reform candidates to stand down WWW.INDEPENDENT.CO.UK Exclusive: A furious row has broken out after a Reform candidate’s last minute defection to the Tories   :ROFL  
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Lowell and Barclaycard debt poss SB'd


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often wonder if lowell ever read these posts.

with them been mindless idiots,wonder if they know what we are on about.

 

will pms if i see a lowell/red/hampton letter signed m.meg:Dor f.teller

 

SAM

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After reading this post it looks like fun times ahead for me with these lol. Must be frustrating to see this happening but at least your able to see your credit report im still waiting as they need to do further checks! whatever that mean?

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  • 2 weeks later...

hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects :( lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. :( haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

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hey guys,

 

i posted a thread a little while back regading Lowell (likely suspects :( lol ) they basically claimed to have taken over an old debt of mine, i sent them the SB letter as i was positive it'd be past 6 years since acknowledgement.

 

They sent me back some bulls**t response about it not being SB because an "ATTEMPTED PAYMENT" was made in Feb 2005.

 

My question is, what the hell is an "attempted payment" and where do these DCA's get the logic behind a statement like this?

 

Is it just me or could this be another vague answer, where they don't actually know anything about payments being made, but would use the word "attempted" as a way to cover themselves if they were ever found to be telling porkies?

 

For example, they are not saying "a payment WAS made" but rather they "believe" a payment "could have" been made on this date. :( haha

 

Rather bemused to say the least???!!!

 

Thoughts anyone?

 

Az

 

Its the latest DCA trick in reply to Stat Barred letters apparently. I think you are correct in your asumption on the "attempted" bit too ;-)

 

Just ask for evidence of this "attempted payment", i.e. a paying in slip that has been marked rejected, a time/date when a payment was bounced etc. Without evidence its all talk :-D

 

S.

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Could be wrong but I wonder if they are meaning that a payment was sent either to the OC or DCA at the time but wasnt processed, maybe the account was closed and it bounced back to you ?

 

I would imagine though they need to provide proof of this, or it could be they are just trying to get you to admit its your debt.

 

Someone with a bit more know will come along to advise next step no doubt.

 

 

ETA they already did, ignore me :D

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hmm,

 

what i think they might be "trying" to say is that payment was attempted to be taken, but couldn't for some reason.

 

However, i think this debt is for a credit card, in which case, the only place a payment could've been "attempted" would be from my current account, and that wouldn't have happened.

 

either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T. :)

 

Az

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either way, i ignored this letter for now, after all it's not up to me to prove this debt IS S.B. it's their job to prove that it ISN'T. :)

 

Az

 

Correct :-D

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on :-)

 

S.

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Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement

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Correct :-D

 

Just keep in your mind that this "attempted payment" is being used by a few DCA's now so without evidence isnt worth the paper its printed on :-)

 

S.

 

haha, pretty much like EVERY letter i have recieved from these clowns then? :D

 

Az

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Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his/her sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

Edited by jimdev1976
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Its the new DCA thought police in action. Lowells and others have employed a mystic to read your mind. Apparently back in Feb 2005 you had a fleeting thought about paying a debt. Then you thought NAH!!

 

Lowells have linked into your old memories and pulled this thought to justify their ridiculous statement

 

hahahaha, i can just see them now sat around with someone saying "so who has a new way of lieing to people, but making it sound as if we're completely stupid at the same time" then some loser putting his hand up and saying "we can say, an attempted payment was made in xx" then the others giving him a standing ovation, whislt this one cretin laps up the false bravado place on him.

 

haha, i'd love to be a fly on the wall in their offices sometimes! :D

 

Az

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Sam614 has a great situation with an attempted payment, that according to the DCA was attempted by his sister, even though she was in hospital after giving birth the day before, and the attempt was on a sunday! If they do come back to you with a specific date, i would suggest checking what day of the week it was, you never know it could also be a sunday. Maybe they have evidence of you standing outside your bank on a sunday shaking your head wondering why you can't pay this DCA.

 

lol, typical idiocy from these cretins, by the way i'm pretty sure Sam614 is a woman (just incase you drop yourself in it with her lol) - back to the date, i think it was a Friday. The amusing thing is that I was in the marines up until 2007 and between Nov 2004 and Sept 2005 i was in Bosnia on tour, sooooo unless i stopped into a Barclays in the middle of a conflict, they are talking complete bull. :rolleyes:

 

Az

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PGH, the letter in question reads as follows:

 

"Thank you for your letter, concerning the above account.

 

We would advise you that the limitation act 1980 section 5 is not applicable in your case and would refer you to section 29 (7) of the limitation which states "A current period of limitation may be repeatedly extended under this section by further acknowledgement or payment". Your last attempted payment date on this account was dated 17th February 2005.

 

We trust this clarifies the situation and look forward to receiving your payment proposals."

 

Your Sincerely

 

Samantha Barnard

Customer Services

 

------------------------------------------------------------

 

What do you make of this? lol

 

Az

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got to be a figment of their somewhat limited imagination :)

just like their attempted threats in an attempted letter to get you to pay an attmepted alleged debt i suppose :confused::D

 

lol, reminds me of a response PGH gave me previously, he / she said i should send a letter of the following:

 

Dear Cretins

 

Thank you for pointing out that an ATTEMPT to pay was ATTEMPTED on date - I would be curious to know how this ATTEMPTED ATTEMP was ATTEMPTED and who actually ATTEMPTED to ATTEMPT to make this ATTEMPTED payment.

 

It certainly was not me I would be very foolish to acutally make an ATTEMPTED payment for a debt that is alledgedly mine, so the question remains, who did try to ATTEMPT this ATTEMPTED ATTEMP at making an ATTEMPTED Payment.

 

When you discover the the identity of the ATTEMPTED payee pleasein form me as I would like to report them to the police for identity theft for making the ATTEMPTED ATTEMPT at the ATTEMPTED ATTEMP to ATTEMPT the payment.

 

I hope that this ATTEMPT to set the record straight reference the ATTEMPTED ATTEMPT to ATTEMPT to make an ATTEMPTED payment is understood.

 

-------------------------------------------------------

 

Although i was very tempted, i decided not to get involved with this game of cat and mouse they so obviously enjoy playing with people :rolleyes:

 

Az :D

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February 2005.

 

haha you think they could have been inventive and picked a different month/year from the other letters weve seen on this site :-D

 

 

[edit] Oh and it this is lowells new tactic at attempting to side step the OFT guidelines on SB debts then we need to collate all the cases this happens and inform the OFT as obviously the few we see on here will be the tip of the iceberg

 

S.

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