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PRA PAPLOC - Barclaycard debt


Ruddockus
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Hi Everybody,

I have received a Practise Direction on Pre-Ation Conduct & Protocols from Barclaycard for £8626.66.  I got this through my business being in trouble during Covid where we received no support from the government as we were limited company.  Whats the best course of action please?  I am a homeowner.

Thanks

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56 minutes ago, Ruddockus said:

I have received a Practise Direction on Pre-Ation Conduct & Protocols from Barclaycard for £8626.66. 

Letter of Claim or a Court claim ?

 

Andy

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Use our forms to make a response not theirs.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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follow post 2 in that thread

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to PRA PAPLOC - Barclaycard debt

did do all in post 2 of the letter of claim <<clickme link? 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HI,

 

I m sorry I am new to this.  So i fill in the form  you linked me too saying I dispute the debt as they have not answered my CCA request and then I send a CCA separate. and copy the same CCA on the form and the following:

A copy of the Default Notice

A copy of the Notice of Assignment

A complete set of statements detailing exactly how the debt has accrued detailing:

All Transactions.

Any additional charges, be them by the original creditor or you xxxx the debt purchaser or any predecessor DCA.

Details of all contractual interest added by whom and on what date.

List of ALL Payments made toward the Agreement

And then print my name?!?

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just use the default ans on the pdf. yet to supply me with any paperwork.

the  cca does not need to be repeated to TM no. but you must send off our paploc reply pdf yes in reply to their letter of claim too.

incidentally have you move since taking this out and not informed BC nor anyone since in writing that you had moved?

 

dx

 

 

Edited by dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi There,

So to summarise, I send them a CCA along with the pdf answers saying I dispute as they have not sent me any paperwork yet.  Sent by recorded delivery.

And no I have not moved.  I have had no correspondence with them what so ever.

Regards

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you dont need recorded, 2nd class stamp is ok get free proof of posting from ant po counter .

 you dont need to rush, leave it till near the end of the allowed 30 days too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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HI,

 

I have sent it all off today and will let you know what their response is.  Am i right if they dont have the original signed agreement it becomes unenforceable and they cant take me to court for it?

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thet'd be silly too

time to use our enhanced google searchbox and start reading claimform barclaycard threads.

that will ans any questions.

read about 20+

CAG is predominantly self help

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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