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Everything posted by summer30

  1. right, thanks, currently sick and struggling to do that just thought I might get a bit of help, I wont ask again.
  2. Gone for a free credit report with noddle as wanting to rebuild my score I have 2 debts listed, and a wrong address which ive raised issues for. However one debt says date of default 2008 and yet then underneath on the yearly calendar it doesnt start the default until 2013 Can anyone shed any light? thanks
  3. Hes had the letter and it says he can appeal but only gives 5 days Is he able to appeal again the reasons for dismissal? rather than just trying to get the job back as lets face it he doesn't really want to, but does want to be able to get a new job.
  4. no i think it was the overall managers decision, just the team leader and HR manager told him, he did say while he was there anything he can do, they said no packed his stuff and sent him out. But he is also waiting for the written letter to see what is put on that. (I will mention this has happened to a few people while he was there)
  5. My husband got a new job with a company in June 2013 His original job offer was in development but when he got there after several weeks of being told (while in training) that was his job he found out that apparently the team leader said he didn't want him in that role due to him not being consulted on the post He still worked there, and his job title changed , he was then before Christmas offered a choice of 3 different job titles but again they said he hadn't proved himself for the role he chose, However he was never given any work to do so. Before Christmas he was told that he might have to go down in wages and have yet another job role. He had his probation after Christmas and passed it yesterday they called him in and said he hadnt proven himself for the original job role Was not fitting in with others and hadnt! passed his probation amongst other things and was sent home ( I am pregnant he had a couple of hours off to go for the scan with me, he also had to go to the hospital last week and this week for some tests which they knew about, they also knew he had a back problem when he joined the company, he always made up his hours but it was mentioned his start times were erratic (due to these appointments I presume as he always went in for the time specified otherwise) even though his line manager approved them.) I know hes not been there a year but this just seems despicable to me, they've left us in a real mess, is there anything we can do or have they won? thanks in advance.
  6. Had a reply, it was their complaints procedure, and it stated they would be carrying out a thorough investigation.
  7. ok thanks, letter going off today and will sort the CR when im not at work. will let you know if i get a reply.
  8. I havent yet, will need to join something, ive heard of noddle but then noticed several people getting £12 charges taken from their account when supposed to be free.
  9. thanks both of you. The only other thing I can think of is if an old debt got taken over but I have absolutely no details of anything with BPF and no where near that amount , the only car and motorbike type loans I had were paid off in full. Is this the correct letter? http://www.consumeractiongroup.co.uk/forum/showthread.php?387363-You-know-nothing-of-the-Debt-Prove-It
  10. Ive had 3 letters from Cap quest for a debt with Barclays partner finance for a large sum, at first I thought it was a credit card owed but then realised that it wasn't and that Ive never had a loan with this side of the company especially for nearly 10k!! They have apparently purchased this debt They sent a CCJ threat just before last post date this month so shortening any reply time to about 3 days due to the fact royal mail was mostly closed. Then another immediately after Christmas saying they are still going for legal proceedings and seeing as I seem to have no other ccjs if I dont contact them i might may or possibly have trouble getting a mortgage, mobile phone, loan etc. I have had dealings with these people before, they sent me someone elses payment schedule with their address on it and it ended up in dispute and them never contacting me again as it went over the 45 or so day reply they set themselves. I was going to ignore it but being pregnant I dont really want the hassle of defending a CCJ if it goes that far. Anything I can do? thanks
  11. Can I also ask if it is a purchased debt, can I still make a CA request? The amount seems to be twice that of the only debt I can think of from the original creditor, so I do want to make sure its actually mine before I go any further. thanks again.
  12. Can a DCA who has purchased a debt, default it from the date of purchase even though it was defaulted by the original creditor some years ago? Thanks in advance
  13. ahh right ok no problem, will just save the email , does this mean we cant or can get it off the credit file?
  14. Thanks both of you, CitizenB do you have a link to the thread that quote comes from? had a search but cant find it
  15. Had CCJ issued with diners club 4 years ago, it was being delt with by Solex. Suddenly this month the payment got returned. Contacted Solex and was told that Diners had closed all their accounts and wouldn't be pursuing us for the debt, and that they should have written to us re this. Which they havent. This seems awfully strange, surely they wouldnt just stop regular payments? Does anyone know anything about what might be going on with Diners? I think they are Citibank..... Any info appreciated.
  16. ok thank you both of you, will go with that and see what happens
  17. Hi thanks, they say there is still some outstanding, I have offered to pay it although I was sure we had paid all the outstanding balance before we moved to another supplier. They have said though even if I pay it now , the default cant be removed.
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