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    • Good Evening, I received this pack yesterday its an application notice to change claimants. Will they be chasing me for this as they were successful with the first claim? many thanks Webb 1.Application Notice N244rd.pdf 2.Asset Transfer Deed r.pdf 3.Notice of Assignment Part A Letter 1 & 2rd.pdf 5.Claim Form rd.pdf 6.Draft Order rd.pdf
    • Hi, If they haven't followed the court's directions there will be little tolerance of the court. Anyway please can you upload a copy of the court paperwork
    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Phoenix Claimform HSBC Credit Card **Won - discontinued!**


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Excellent News Jon... your hard work has really paid off..:D and I'm sure your advice and experience will be very instrumental in the success of others...

 

Congratulations again on a very deserved win..

 

Spam. :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Excellent news :D

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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nice one Jon

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 5 months later...

 

Also I'm in discussions with a large well known firm of solicitors, with a view to them representing me in this matter on a no win no fee basis.

I've seen there name on here before.

 

Congrats on your win.

 

As you probably know from my thread that I am looking at appealing a Judgment against me by Phoenix.

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/130101-humbleman-hfc-weightmans-court-21.html#post2695665

 

is there any chance you can share the name of the solicitor as mention in the above thread

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Hi can I add my congratulations, and post the same question as Humbleman re the solicitor mentioed. I am considering appealing a CCJ on my threadhttp://www.consumeractiongroup.co.uk/forum/legal-issues/190057-oh-bls-ltsb-22.html, but may fail due to lack of funds.

Thank you

C

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  • 3 months later...

i've checked my credit report and it's pretty much as expected!

Out of interest though a lot of accounts which have been disputed are now showing as Q or US.

 

But most worrying a CCJ that was setaside in July 2008 and later discontinued is still showing!

How do I get this removed from my file, no rush though! Do I write to the courts or the Claimant?

 

My disputed HSBC accounts which Phoenix promised they would remove are not showing so It seems they have been. I was hoping they would still be on there!! Although the CCJ showing relates to one of these!

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Write to the claimant with a copy to the credit reference agencies. They are joint data controllers so are jointly respnsible for removing an obsolete entry.

Thanks, I'll email Richard Mathias now, he likes me!!! LOL!:D

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  • 2 weeks later...
Thanks, I'll email Richard Mathias now, he likes me!!! LOL!:D

 

Latest news, I've complained to CRA & The Claimant who both tell me to contact the court as they've forgotten to remove the CCJ from the register!

Actually I can beleive this.

How do I proceed? Just write to the court manager with a copy of the setaside and later discontinuance or does it need to be in a particular format?

Thanks

Jon

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