Jump to content

jon888999

Registered Users

Change your profile picture
  • Content Count

    634
  • Joined

  • Last visited

Community Reputation

73 Excellent

About jon888999

  • Rank
    Basic Account Holder
  1. Hi mine is Stat barred on the 1st of May, already got PPI complaint and spreadsheet ready to post! Does anybody know whether Egg normally cough up or let it go to the FOS who will make them pay and charge them for the privilege?
  2. Because the original posters will be notified and it shows others not to give up.
  3. Hi, my preference account was stat barred in July. Got the first statement in*6 years*on Saturday email Ce ofBOS*with Stat barred letter, got home today to find letter with £150 offer for the inconvienience and accepting stat barred. Balance was over 15k!
  4. Hi, my preference account was stat barred in July. Got the first statement in 6 years on Saturday email Ce of Bos with Stat barred letter, got home today to find letter with £150 offer for the inconvienience and accepting stat barred. Balance was over 15k!
  5. Should say i'm waiting for another couple of accounts to become SB before reclaiming those too. Unfortunately a couple are still with the oc. In 2007 when I was driven to this site by a greedy DCA I owed 110 k. Only 10k or so of this was enforceable and has been settled the other 100 k is either written off due to failed Court claims, SB OR very close to it.
  6. Hi, In 2012 I claimed back PPI on 2 unenforceable accounts that the Co op had sold to Equidebt, the PPI way exceeded the balance. Had a decent refund then. But on the Credit card Co op only refunded for 6 years as they claimed they only had records for 6 years. Following the recent publicity I contacted the Co op again who have re assessed the figures now they are going to pay a further £21k!!! Both accounts are acknowledged as Stat barred by Cabot who own them now. Balance of accounts around 12 k. Total PPI refund £35k. Serves them right for selling the accounts! The first lot of PPI refund totally changed our lifes. When I get the refund I will make a donation to CAG. In short don't be afraid to question PPI refunds even after you've accepted a full and final settlement!
  7. The worlds local bank, i've got a friend who works in Docklands, they are brain washed, but eventually start to see the light!
  8. Just wondered which bank is this? I want to keep my finances in each country as separate as possible. When I took my Mortgage out they couldn't check my file and nothing shows at present. The problem will probably be that the mortgage application would have been in Spanish and the english translation has no legal status. Also did you sign it yourself or did your solicitor sign it with Power of attorney? Take care Jon.
  9. Yes they have argued every bit of the way, although I did let it go quiet for quite a while as where else can you make 8% these days!
  10. Hi, after making a complaint to Amex and being refused, I went down the FOS route, FOS ruled in my favour for the PPI, Amex denied this, so went to executive dept, who still denied. So scanned in letter from FOS and emailed it. To cut a long story short Amex have agreed to refund PPI, charges interest etc and promised the credit balance will be in my account on Friday! Now my next step is to go for compensation for harrassment with them chasing a debt that clearly never existed. Oh it's costing them about £2500 more then it would have done plus the FOS referall fee, so the long and short of it is don't give up.
  11. Hi , The PPI was added to the loan as a lump sum at the start, increasing the balance. It wasn't charged on a monthly basis.
  12. http://www.consumeractiongroup.co.uk/forum/showthread.php?379605-GE-Money-Loan-paid-but-have-outstanding-arrears-account.
  13. In 2009 egg had statements and agreements, hopefully they've shredded them now.
  14. Another spin is if Barclaycard can't provide any details, then can they prove last payment date? May be an option as well. Think we all need to see what Marlin/Barclaycard come up with.
  15. Also I think that the case related to trying to have a agreement ruled unenforceable Egg were the defendent. It may not apply for defending a claim, it really will be down to luck.
×
×
  • Create New...