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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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Cheekiness towards a DCA


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Are you spying on me Fred :p

 

Well I was in Welsh Wales on Saturday!

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Keeping on topic, here's a post that might just give you a giggle: http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/213329-cabot-has-anyone-ever.html#post2345750

 

I am serious though. I'm intrigued as to what the reaction will be.

 

Regards to all.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Actually, I haven't ever been to a Tom Jones concert :D

 

Today I'm wearing black lacy french knickers :D

Now Babybear, you know the buttons to press don't you. My pacemaker is over loadingggggggggggggggggggggggggggggaghhhhhhhhhhhhhhh. Nurse the screens please.

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After months of people phoning me for a debt i know nothing about, I had enough. I have a fella on the line telling me to pay which went like so:

 

Me: Im not paying

Him: Why not?

Me: Because I have seen a really big hat that I want to buy with matching boots!

Him: (something about irresponsible spending ect)

Me: But the boots are really shiny..(long pause)..and as I have never used eBay, how can I owe them money?

Phone down.

 

I thought it was just a [EDIT] but it turned out to be iQOR!!

I remember this when it was all just fields....

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Try invoicing them with a letter before action. I did that. Never heard a peep again.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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I thought it was just a [EDIT] but it turned out to be iQOR!!

so it was a [EDIT] then? LOL I don't think most DCA's are any better than [problematic] :p

 

My bank (who my account is in dispute with as it shows overdrawn but only because of charges) set a DCA on me. I told them to shut up or take me to court (I'm not normally rude but the fella wound me up saying it didn't matter that the case was disputed LOL) so they took me to court, I filed a defense and they dropped it like a hot potato :D

 

 

Answering the phone to a rude DCA £0.00

Filing a defense £0.00

Having a laugh on CAG when a DCA wastes money taking me to court, and dropping the case within a week priceless

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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i hope u put a wasted costs order in.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I only filed on-line that I would be defending on the grounds that it's against the OFT debt collection guidelines to try to collect on an account in dispute and they dropped it.

 

I'm just glad that the £125 court fees disappeared from Fredrikson's coffers. Few more of them should eat into their profit margin LOL

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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Hello folks,

Had a little laugh with Mercers the other day. Usually I'm far too busy, or too ill, to be bothered with answering their phone calls - I either shut them off as a noise nuisance or answer and wait for the computer to connect the operator - at Hello? from a call centre ambience I put the phone down. It's petty, I know, but I'll be damned if I let them harass me, I'd sooner harass them a little and not be bothered ...

 

So the other day I was having that rarest of things, a few minutes peace and quiet and flippin' Mercers called. I missed the call but found it a minute later and called them right back. Well, I was bored. And I'm practising a bit!

 

Mrs: Hello, can I have your account number please

LL: I don't have any account with you.

Mrs: Well, what is your Barclaycard number?

LL: I don't HAVE a Barclaycard.

Mrs: Well, how can I help you?

LL: Well, I have you guys, you keep ringing me up, so could you stop ringing this phone. I keep getting calls from you that are either silent, or someone asking about a Barclaycard account. I don't HAVE a Barclaycard. All I have is nuisance calls from you and it's beginning to $&@?!! me off.

Mrs: Very sorry about that sir, would you like me take this number off the system?

LL: Yes, please. That would be fine.

Mrs: Ok, I'll do that for you.

 

Completely straight faced she said she would. I couldn't believe it! Of course, she didn't, unless it takes a couple of days to take effect. I put the phone down on them at least twice more on the weekend.

What a mindless thing to do. Ring me, that is.

 

Let them catch me on a roll - I love a bit of improvisation, it's such fun.

Edited by LampLighter
Cagbot added stars. I'd rather do my own.

"Do just once what others say you cannot do, and you will never pay attention to their limitations again." - Arthur C. Clarke.

"Thy word is a lamp unto my feet, and a light unto my path." - Psalms 119:105

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I only filed on-line that I would be defending on the grounds that it's against the OFT debt collection guidelines to try to collect on an account in dispute and they dropped it.

 

I'm just glad that the £125 court fees disappeared from Fredrikson's coffers. Few more of them should eat into their profit margin LOL

 

That name rings a bell.......they are chasing my OH for a 9 year old debt for Arrow that was Orange .....It's been nil by mouth for over 7 years but they keep trying, bless 'em.

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