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Found 16 results

  1. Hi, Appreciate any advice with the following please. Driving from Kent to Tyneside stopped at Leicester Forest East at 6pm had a coffee fell asleep and left at 9pm. It was dark so no recollection of any signage being displayed. I have now received the first letter asking for £100 but discounted to £60 if I pay within 14 days. I feel miffed as it was late and I was as tired and the car park was empty. What is the best couse of action? I fear that making an appeal to PE will just be rejected or should I just ignore the enevitable PE threatening letters which will fol
  2. Hello I am just about to commence a PPI re-claim on an old Alliance & Leicester personal loan. There appears to be a number of addresses to where the SAR letter should be sent. Can anyone please confirm which is the best (correct) one to use. The options I have are:- Customer Services, Santander Consumer, Santander House, 86 Station Road, Redhill RH1 1SR. Alliance & Leicester Personal Finance Limited Building 3 Floor 2 Carlton Park Narborough Leicester LE19 0AL Santander (Abbey, Alliance & Leicester) Abbey National House 2 Triton
  3. Hi everyone, Got a PE ticket through post back in Dec 17, appealed to PE and received their standard fob off appeal not accepted. Didn't appeal to popla and then received a PE Letter before County Court Claim. After reading up on the thread about this I sent a letter " Please therefore provide a Letter Before Claim which complies with the requirements of Annex A Para 2 of the Practice Direction on Pre-action Conduct as below: Received an email stating they looking into the matter then a today stating that Annex A of the practice direction (pre-action conduct and p
  4. Hello all. New to this forum, just going to copy and paste the template with my answers. Name of the Claimant: Comprehensive Management Services LTD claimants Solicitors: Gladstones Solicitors Limited Date of issue: 25/09/2017 Date of Acknowledgement - 13/10/2017 Date to file defence - 27/10/2017 Particulars of Claim: 1.The driver of the vehicle registration ... (the 'Vehicle') incurred the parking charge(s) on 04/06/2017 for breaching the terms of parking on the land at QUEEN STREET APARTMENTS 2.The Defendant was driving the Vehicle and/or is the Keeper of the Ve
  5. My other half is being taken to court by these guys for an unpaid loan from the bank of Scotland the sum is £1680 plus Intrest . Now he's never had a loan with bank of Scotland. But has with Halifax which I believe is all one group now ? . I'm unsure whether to admit the loan or defend . Think the loan company who have it now is central credit . Should I ask them for the original loan agreement or would they have to have this in order to take him to court ?
  6. Hi guys, I have recently contacted Santander regarding an alliance and leciester loan which was taken out about 2004. I have had a response saying that they are unable to locate an account, product, or PPI policy based on the information provided and as such they will not be upholding the complaint. As my own memory of the loan is sketchy other than the amount and the fact that I did pay PPI (I was told at the time my application would likely be unsuccesful without taking PPI); I was wondering if there is any other way I may find details. I have no paperwork left to
  7. had issue with shock absorber in 2015 when i bought the car off them but had to accept partial cost towards repair from them as i didn't have the luxury of wasting time chasing it due to work. Stupidly enough got another car from them couple of months back, it's a lovely car no doubt and on a cheapest finance deal but i think there is an issue with clutch may be. The car jitters in first gear just about when you release the clutch full way up. Not sure if i should report this and would be covered in three months warranty service they provide or is just a minor issue and i should overlook it. W
  8. I have issued a County Court Summons against Barclays Mortgage Service, PO Box 8575. As they failed to respond I have entered judgement against them and a warrant for full payment was attempted to be issued by the bailiff, because we only have a PO Box address the bailiff is unable to execute the warrant. Does anyone know the real address for this office in Leicester ?
  9. Good Morning I wondered if some could help me please. Firstly, we are looking to move house and therefore need to sell and apply for another mortgage, this is why I am forced to sort the problem I have with A&L and Santander. Originally we had a CCJ with A&L in 2007 and agreed payment of £small amount a month, at the time we had both lost our jobs and that was all we could realistically afford. The solicitor ask for costs and interest to be added and I specifically remember the judge saying no. When we got the court payment work through, the paperwork did not
  10. Hi guys, I'm looking for a bit of help for myself with regards to a PPI claim against Santander/A&L. I have a feeling I may be too late to deal with this but you never know. I first launched a claim for this last year and received the ''get lost'' letter in August. From the start I told them that the claim was for a card from A&L that was terminated around late 2004. They then sent back the letter stating that I had nothing with them in the previous six years, something that I had already told them. I then spoke to them and was informed that according to t
  11. Just watched the video on how to post so i went to welcome to the consumer form trid to post and it said i have to post in the right section which section relates to the consumer credit act 1974 and 2006
  12. Hello. I know I'm going back in time here, but I think when I opened my A&L Premier Direct Account online in Feb 2007 the deal was a free o/d facility. I notice that I have been charged £5 by Santander since 2008. I'm sure the free o/d (up to its limit) was for life, but Santander insist it was only the first 12 months. Who is right?
  13. More than 25 million people run the risk of being declined credit cards, loans or overdrafts by mainstream UK lenders because of their poor credit score, new research has claimed. Over half of adults who answered a typical credit check questionnaire commissioned by credit card provider Aqua fell into the 'at risk' category that could see them turned away when they apply for credit. The UK-wide survey - called 'Mind the Credit Gap' broke down the results to show that people living in the East Midlands (65 per cent) were most likely to fail to meet criteria lenders look for before approving cred
  14. ]Hi....I have become very aware of this ruling because it is mentioned by lawyers/agents attempting to get a judgement and citing times they believe are unreasonable,to get loans etc repayed.....Does anybody have a clear cut answer for what is the legal definition of REASONABLE TIME.???.. Is this actually fixed or discretionary or have there been guidelines as to what reasonable is? [N]o Judge could properly exercise the power conferred by section 71 of the County Courts Act 1984 to make an order for payment of a money judgement by instalments which it was known would not satisfy the jud
  15. I have a credit card with MBNA this was issued to me when Alliance and leicester were taken over by Santander on my bills is PPC is that the same as PPI and could I claim back from my yeaars with Alliance and leicster?
  16. Hi I put a cheque in the bank last week which was for American dollars. I was told there would be a charge for processing the cheque which was fine, but before the cheque has even cleared the bank has taken the fee, leaving me overdrawn on my account. Is this my fault ? or are the Allieance& Leicester/ Santander out of order, by the time they take their charges, they will make more out of the cheque than me. Any advice appreciated. Mike.
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