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About Me


Found 25 results

  1. Hi all. I am posting this in the hope someone will be able to tell me how to go about putting this mess right & hopefully get an idea how much trouble I may or not be in. As a single man I have been on ESA & Housing Benefit for some time due to both cancer treatment and being diagnosed with, but not yet treated for PTSD. Just over a year ago I married my soulmate against a backdrop of personal issues. I/We have not yet informed the DWP of either our marriage or the fact that she now lives with me. My wife works 16 hours a week earning approximately £128 per week. My main
  2. Hello, I recently experienced a severe change in circumstances which meant I was removed from my residence in London and had to move over 55 miles away. In London, I'm tied into a 12 month contract with Parkwood Leisure. I emailed them, explaining my change in circumstances an that I was under severe financial strain and therefor couldn't afford to pay my membership - I provided them with proof of change of address etc. I also took the following steps: - tried to find someone to transfer it to - asked if they had a gym near my new address, so I could transfer i
  3. Hello all. New to this forum, just going to copy and paste the template with my answers. Name of the Claimant: Comprehensive Management Services LTD claimants Solicitors: Gladstones Solicitors Limited Date of issue: 25/09/2017 Date of Acknowledgement - 13/10/2017 Date to file defence - 27/10/2017 Particulars of Claim: 1.The driver of the vehicle registration ... (the 'Vehicle') incurred the parking charge(s) on 04/06/2017 for breaching the terms of parking on the land at QUEEN STREET APARTMENTS 2.The Defendant was driving the Vehicle and/or is the Keeper of the Ve
  4. Seems that these 'standardized' letters have been going out to all sorts of people for quite a while now - my father has just received one and he's about to turn 80 ! He's not in the best of health and it's causing much anxiety - would it have been sent to him by mistake ? The only 'benefit' paid to him by the DWP is his old age pension and surely they can't stop that for ANY reason ? He does receive Housing Benefit and Council Tax Support, but these are administered by the "Revenue & Benefits Dept" of his local council and periodically he is asked to provide details to them t
  5. Can anyone please help to allay my fears? Potted History My husband who is significantly disabled is in receipt of DLA ( not changed over to pip yet) He has been on enhanced mobility since 1994 following a severe rta. Multiple injuries, crush fractures etc. spent two years in hospital initially followed by several further surgeries. He didn’t claim the care component. He was told he’d never walk again and he was offered medical retirement at this time. This he refused and with sheer determination and hard work managed to gain some mobility back, all be it severely
  6. Not sure if I have a case here but I know you are a great bunch with heeps of intelligence between you so I thought I would give it a go. I had a small private pension from an previous employer some 30 years ago and due to circumstances decided to access it last year when I turned 55. Now I know what they say about keeping funds in the pot until your 60, which is when they would normally pay out, but the option was always there and I needed it, so applied. However, there was also a clause which said the following; We will deduct 27% from your benefits if you decide to take your
  7. hi.im long term unemployed 60 yrs old. and i have just received a letter from the job center telling me to list my change of circumstances, i put no change.and sent it off. then the next day i received a letter from the nhs saying i owe them £96 for prescription charges. as they can not find any evidence of me being entitled to free prescription charges. whats going on i can hardly walk and take pain killers and other tablets. im thinking now my benefits will stop. i cant phone them as im partially death,
  8. Hi thanks for such a quick response and good to hear someone will be able to advice me on how to deal with incredibly aggresive debt collection companies. I am self-employed and have been for the last 23 years; most of my work comes from one particular firm and for the last four/five years the firm have not been generating enough work, as a result my income has gradually decreased. Stupidly over that period I have used my bank overdraft and credit cards to subsidise my loss of income, pay household bills, the mortgage etc., I assumed (wrongly) that work would pick up n
  9. Firstly, hello and thank you for taking a moment to consider reading this and helping A close friend used this before, said the advice and support saved him through a very tough time financially, as a result he came out the other side and contributed back to the forum, I hope I'm able to get some advice too. I welcome an experienced user moving this thread to a correct forum, I'm afraid I'm unsure which one is best. I'm reaching out to people to seek advice on a very tricky financial decision we find ourselves stuck in, I'm listening to as much advice as I can get, I hope you'll t
  10. I have lived at my property as a tenant for a little over a year. My landlord lives abroad, I rent through an agency and they left all their property here incl their TV so getting rid of it is not an option. I never got a TV licence for this property in the time I have lived here. Automatically generated letters threatening various actions have arrived. I am used to these as I never owned a TV in my life but previously I didn't need one either, so had nothing to worry about. However now that I do, I am worried. I live on the 1st floor in a block of flats
  11. H can anybody help me, I've just been moved over to Support Group on ESA, Do i have to get intouch and tell child tax credit about this change please? just dont want to be stuck owing them money in a month or so. thank you clare
  12. Hi as per my title, caught up in a multiple payday mess. One of which, Wonga, have refused to acknowledge the letter (they have signed for) explaining my financial difficulties and offering token repayments (£20 pm) on the debt (c. £540 inc. interest). Yet they CONSTANTLY pester me, 3 letters, countless phonecalls and multiple emails, claiming to have added over £100 to my debt in interest and fees. Can I 'force' a payment to them via standing order and then claim de facto acceptance of my repayment plan offer in lieu of a response or would I better formally complaining at their failure to
  13. Hi guys I need some help, i applied for esa on 8th April as i am going through bad anxiety and PTSD. After few days they sent my statement back and ask for doctor's note which i sent on 18th April. On 19th i got sms from Jobcentre that they have all information and they will contact me with the decision. I also received the letter from Jobcentre saying that i am pleased to you that we can pay esa form 8th April you will get £84 a week etc. I rang Jobcentre on 25th April and i was surprised when they said they have not received my sick note and i need to ring on Monday to f
  14. Hi I am trying to reassure a friend who is convinced that if he tells the DWP of a change in bank account they will reassess his DLA claim I have said that he will not be reassessed untill 2015 at the earliest (re DLA website ) unless his care / mobility needs change Unfortunatley you know what chinese whispers are like I am now beginning to question the advice given has anyone heard about the above Thanks
  15. I am 40 this month and am currently on £220 Housing Benefit per month and £202.70 Income Support (Incapacity Benefit) per fortnight, and I have been concerned about the "horror stories" concerning the ATOS reassessments based on their medical examinations. I personally take medication, like Sulpiride for anxiety and paranoia, and Omeprazole for a hiatal hernia caused by my abdominal obesity, ie. I look like a pregnant man, my belly is so big. My knees are also quite stiff, and I don't like resting on them to look in cupboards and so forth. So when I get a letter from ATOS/DWP saying I hav
  16. I am a cab driver. I own two cars and a rent my cab. My wife left her job in September 2013. Did not need to car so filed a Statutory Off Road Notification (SORN) on 30 September 2013 for the surplus car. I put this car in the garage which is in the back garden of my house and accessible only through a gated-locked alleyway. Only my neighbours, who have their garages in their back gardens, have keys to the and thus, access. It is not open to public. On Saturday, 7th September 2013, a friend and his family come to visit us in the afternoon. We parked his car
  17. A relative who is 75 currently gets the higher mobility and lower care component of DLA (both on an indefinite award). Their situation has worsened and they now require more daytime assistance/supervision; thus should probably be entitled to the middle rate care component. If they report their change of circumstances what will happen? With the current culture they are wary of being re-assessed due to the onerous guidelines now in place and they couldn't deal with the stress of having their benefit reduced and having to appeal. Thanks for any help and guidance.
  18. Hi, Im a little worried on whether i need to declare my partner to WFTC and CHB if i do this does anyone know what will happen? Will my money stop?, Will they want to know his income?, will there be a history check? Has anyone been through this situation, if so can you give me some advice. Thanks Emma
  19. Hey guys First of all I think I should fill you in on the full story, I would like answers from people who know the answer, please no guess work as that might end up getting me nowhere. So recently my Jobcentre adviser changed due to my old adviser going off to manage a different age group, I went in there this morning (having applied for 23 jobs in the last fortnight) and she asked me how my job search was going, I said "yes not bad, I've applied for 23 jobs so hoping to get lucky on one of those" and she replied with "yes, because you will be due to go off to a work programme soon"
  20. Hello all! Looking for some advice please... I moved to S.E. Asia 18 months ago, and to date have been managing to make the monthly repayments of approx £400 GBP on my debts. My situation has now changed as I am 5 months pregnant, and health insurance will not cover any of the hospital expenses which I will have to pay in full. Plus the ongoing expense of raising the baby. As such, I would like to know if it is worth contacting the banks to see if they would let me reduce my repayments to something more manageable on an Asian income? I have a credit card with HSBC approx £5
  21. Hi everybody, I'm hoping someone can help me because I'm terrified. I receive DLA. My award ends in Jan 2014. When I was assessed by one of their doctors in March 2012 I was working part time. I started a full time job in November 2012. Not to make excuses, but I was just out of surgery and I had just moved house and broken up with my long term partner all within the same couple of months as starting my job. I thought I phoned to inform the DWP of my change of circumstances. I hadn't. I only realised this about a month ago when I was sorting out some Working Tax Credit stuff an
  22. What happens if my circumstances improve, will my DRO get revoked or will I have to make payments to my creditors? can someone tell me what will happen?
  23. Hi all I'm considering appealing a PCN by post (no photos) and can't find a similar offence on here so thought I'd post for some assistance. Here are the details of the contravention: Date of contravention: 09/04/2012 Time of contravention: 10:13 Location: WEST END LANE - (Barnet, London) Contravention code: 01: Parked in a restricted street during prescribed hours. The PCN is being served by post because CEO: 384 observed the vehicle identified above from 10:11 to 10:13 and attempted to serve a PCN by affixing it to the vehicle or giving it to the person appearing
  24. I was after a bit of advise, my daughters boyfriend currently pays for his son who was born in 2012, but now my daughter has become pregnant and will eventually start to live with her boyfriend. Now can his ex claim more money from him if my daughter starts living with him or does his payments reduce due to my daughter been pregnant. Also would any benefits that my daughter would get go towards his ex's payments.
  25. Hey all, Currently I have a Bank Of Scotland Credit card. I have been paying the balance in full each month and then using the full balance to pay off other debts. Which are nearly paid off, however the bank recently reduced my credit limit and after numerous phone calls has not restored the limit. The problem is that they reduced it below the original limit while the card was charged above it. The limit is only £150 by my own choice and yet although the card was at 147 when they reduced the limit, they still continued do so anyway. Causing me arrears. I was wondering if it is i
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