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About Me


Found 13 results

  1. Hi My partner and I got into a lot of debt after we became self employed in 2004. When things got bad we kept the company from going under by using personal credit cards. Credit was easy to come by; we had one credit card (MBNA) with a 20k limit, as well as several others. Following a heart attack in 2006 I had a Critical Illness insurance payout, and used much of the 47k to pay off some of the larger debts. However, when the credit crunch of 2008 occurred, business suffered and the debts piled up again. We took out a DMP in 2012, costing £50 month in fees and payi
  2. Hi All I need help re clarification of the above I have started a civil court action against my housing association landlord I did send a LBA They did not response They have now responded that I breached the Pre Protocol procedure re disrepair Does anyone know what this means I have already sent my N1 form plus documentations to the court thanks
  3. Took a fixture out of it's packet and didn't pay for it when I bought other items of shopping at a national DIY chain. Was stopped at the exit by 2 staff. One wearing shop attire,the other plainclothes. I was asked and immediately admitted the theft. The uniformed staff asked me to come into the store. He took me to pay for the item with the packet I had discarded. I paid at the card self service point. He then asked me for photo ID but I only had my bank card. He accepted this after the other plainclothes staff indicated it was OK. He seemed to take a photo of
  4. This is just so easy - a few moments work. Take a fresh 4pt flagon of semi skimmed milk, at the same time as you buy a tub of skimmed Greek style yoghurt. Decant ca cup of milk and save for other use. Top up the space with ca 1/2 tub of yoghurt TIP mix together in a jug first with equal amount of milk to make a smooth easy pour cream. Put cap back on and shake vigorously for a minute, loosen cap very slightly to let out any gases produced. Place in a warm space >25C Put in refrigerator and thats it - brill and so much better for you You have enough to make another 4 pt
  5. I have just watched the 2nd part of this highly emotional and very worthwhile project. http://www.bbc.co.uk/programmes/p035vdwv http://www.manchestereveningnews.co.uk/news/greater-manchester-news/
  6. A surge in the number of people representing themselves in court has prompted legal organisations to draft guidelines for lawyers who come up against people who find themselves in court without legal representation. The guidelines have been developed by the Bar Council, Chartered Institute of Legal Executives (CILEx) and the Law Society in response to the rising numbers of people representing themselves in court without a lawyer as a result of cuts to legal aid, the increase in the small-claims limit and the introduction of employment tribunal fees. The practical guidelines a
  7. I have just watched this programme - All this guy wanted was a downstairs toilet so that he could have some dignity - at the time of making the programme, the local council were still making up their minds whether or not to provide this for him. Shocking. What an amazing transformation though Nick Knowles, his team , local tradesmen and the whole community came together to give this man his life back and provide him and his family with a brighter future. I am unable to put the link because it contains part of a banned word.. so for the full story google..
  8. http://www.bournemouthecho.co.uk/news/11451963.Police_tell_crime_victims_to_carry_out_their_own_investigations__watchdog_says/?ref=rss
  9. ok kids have got a 12ft pool, its about 6,000 ltrs it takes a LONG time to heat (outside tap is on hotwater system) ive had a madcap idea that im going to try and build over the week and im looking for views/advice/derisment the current idea is - i have an old unused bbq that i ussually burn old paperwork in. i have several old lengths of hose, and can get hold of some copper piping the current idea is length of hose over side of pool, going to a drill pump (attached to smallish 6v or 3.7v motor), another length of hose going into about 1.5m of copper tubing, this copp
  10. My wife parked in a LA car park and as the 2 machines weren't working and she just needed to "pop into the shop" she did just that and came back to a ticket. Nothing weird about that but... This was more of a home made ticket! Nice bright yellow box with "Penalty Charge Notice" and "Do not ignore" on the front and on the back, all handwritten... Reg £130 fine for further details or to make any other complaints or inquiries Please contact 0800731732 ticket issues under traffic section 69 WARDENID: PC10D75 I know there is nothing illegal about handwriting (or p
  11. Rightway DIY has retails stores in North England. About 5 months ago, I purchased a lot of items from Rightway DIY. The staff working at that time were very helpful. Two of my purchases were halogen heaters. After about 5 or 6 weeks, I could start to smell 'electrical burning' in the house. I called an electrician who came out as an emergency. The electrician immediately smelt the burning and began testing the electrics. The electrician found the source of the burning electrical smell. The burning electrical smell was coming from the halogen heaters. In addition to this, the
  12. I placed a significant order £300+ on Saturday morning. Instructions were that contact would be made within 24 hours to discuss delivery times. 5 days passed and all day yesterday I sat trying to get some telephone assistance but stayed in the "busy high call volumes" for 3 hours. Finally called corporate HQ and spoke to someone. 1 hour later a woman phoned and said delivery date would be 5th September which is way over the guidelines on the online booking info. I explained that this was not acceptable and the woman went away returning in 20 minutes saying she was trying to talk to the
  13. I've been looking at miss sold mortgages do most people go to a firm with no win no fee or go to a solicitor or DIY themselve? I first purchased my property from my local council through my bank on a right to buy. I took out a loan with my present company secured on the property 6 months later this same company sent out with regards remortgages by letter. They offered a self certified mortgage with a fixed rate for 3 years,consolidated some loans and released money for home improvements,It had early redemption figures added to it if I sold my property within 3 years.It has a redempti
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