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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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Lowell Portfolio No. 1 and trying to make them pay awarded costs


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Hi all, I'm just wondering if anyone has recent experience of Lowell Portfolio No 1?

 

They recently hit me with a Statutory Demand which I successfully got set aside with costs awarded to me against "Lowell" but despite numerous demands from me they still haven't paid up or acknowledged the Court Order and its been around 2 months.

 

I've also been demanding compensation for their failure to supply copies of a credit agreement and notice of assignment in response to my CCA 1974 request for same, and continuing to enforce me to attend Court to get their Statutory Demand set aside even after it had been pointed out to them that I had a rock solid defence in that the alleged account had been fully and finally settled several months earlier by a relative of mine.

 

Does anyone know that they are still around?

 

Does anyone have experience of sueing someone like Lowell for compensation in this way?

 

Also does anyone know the next step in getting costs awarded by the Court actually paid? Is it a case of informing the Court and paying for Bailiffs to be sent round?

 

Any advice would be much appreciated as I don't want to let this shower get away with this.

 

Many thanks.

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Hi all, I'm just wondering if anyone has recent experience of Lowell Portfolio No 1?

 

Cough, cough, splutter, splutter...it's easier asking who doesn't have experience of these people on the debt forums.

 

They recently hit me with a Statutory Demand which I successfully got set aside with costs awarded to me against "Lowell" but despite numerous demands from me they still haven't paid up or acknowledged the Court Order and its been around 2 months.

 

Forget personal demands, contact your local bailiffs. You have a court order for goodness sake.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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This could be good!

 

If you've got a Court Order and Lowell are ignoring it, get back in touch with the Court. They won't be impressed, and can force Lowell's hand - with baliffs if necessary :D

  • Barclays: WON!!! It took four months but was totally worth it!
  • Cabot: I'm still waiting for an enforcable agreement, more than a year after requesting it. Go on, Uncle Ken, take me to court if you dare. You know you want to!
  • Elephant.co.uk: VICTORY - they admitted there was no debt!
  • Ashbourne Management (gym membership): Finally got my default removed and out-of-court settlement; I'm not finished with them yet!

<--- If I've been helpful please remember the scales ;)

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At some point last year, Lowells had a CCJ registered against them, might have been similar circumstances.

They are so low down on the scale, thay make amoebas seem intelligent.

 

Quick description: They are easily overlooked since they are so transparent or not recognized as living organisms since they often resemble decaying organic remains.

Of course I will pay you everything you say I owe with no proof.

Oooh Look....Flying Pigs

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At some point last year, Lowells had a CCJ registered against them, might have been similar circumstances.

 

 

I like the word 'fecula' when refering to the Lowell Group, because it just seems so appropriate.

 

They had several CCJ's, but they were mysteriously removed after the matter became public knowledge through CAG. Even their credit rating was adversely affected, which I found more than a little amusing. You can watch this and other types through Companies House, Company credit check, Business reports, Company reports, Company Information for all UK businesses but beware when using a 'paid for' service on a personal credit card. Showing an interest in such companies may trigger the 'Nosey Numpties'......

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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a video of the whole episode you will have made them the laughing stock of their profession

 

I thought they already were ;-)

 

YEAHHH, send in the Baliff's - ring the local press in the area they are in- etc etc

Just hate every DCA out there

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come on get on with it u posted this thread early this morning,

 

you sent Baliff's in yet?

 

it sooooooo nice to see the steel toecapped boot on the other foot ain't it :D

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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S T R E W T H !!!

 

Ok well thanks for the moral support guys. I was actually thinking someone might encourage me to issue them with a statutory demand for the compensation and costs added together since they have made no attempt to claim they don't owe it all.

 

Or... (or maybe "and") sueing for both lots at once since the costs should be a forgone conclusion and would put the Judge in a friendly mood :O)

 

Oh I forgot to mention they were also after me for another alleged debt which they had no hope on, and there could be some mileage there too.

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"sweet" any 1 would thing think you a money grabbing sod! my answer- GO FOR IT

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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They could seize all those £1 postal orders they have received for CCA requests. That should mount up.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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You got it all wrong guys (pml) Look at this latest piece of advertising from Lowell

 

a better way forward

Lowell Group has developed a way of working which sets us apart.

We go the extra mile to treat people fairly, openly and honestly

whether they are our clients in the boardroom or the debtor

[on the end of a phone

Our people are part of a culture of trust, involvement and innovation

and this allows us to maximise their input and help them to realise

their potential. Our clients are confident in us as we put them at

the heart of everything we do

In terms of systems, no company in our sector gives a higher priority to

technology than Lowell Group. This ensures we gain optimum efficiency

integration and productivity. Lowell Group has risen to become a significant force within our market

We believe this is because we do things better.Our commitment to staying at the forefront of our industry directlybenefits our clients and we are committed to maintaining our position]as leaders in our market delivering better results

get to know Lowell Group better

call us on 0845 279 7123

Just hate every DCA out there

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They must live on a different planet to the Lowells that we all know and love. This is a clear case of false advertising

 

Oh no I disagree. Or more accurately (at least from my own experience) I can't DISAGREE with anything they've claimed as I've found its the people that don't owe them anything (but that they try to scare into believing that they do) that they abuse and treat appallingly, which strangely they don't mention above. The ones they send Statutory Demands to because they know their case is so hopeless it would be a waste of money to issue an actual Court Claim.

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thats enough talk thankyou, what about the friggin bailifs????????????????????????????????????????????????????? we waiting with baited breath

If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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