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    • dont go near them bunch of scammers! ive removed ref. dx  
    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
    • 3rd one seems the best option, let 'em default, don't pay a penny, nothing will happen, forget about all of this. As for Payplan don't touch them with a bargepole, nothing they can do that you can't, and they will pocket fees. A do it yourself DMP is pointless as it will just string out the statute barred date to infinity.
    • Because that’s what the email said. Anyway it’s done now. Posted and image emailed.    im doing some reading in preparation for defence but I will need my hand holding quite tightly by you good people.  I’m a little bit clueless
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The MP's campaign-Responses


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FAO: JA-DE, thanx soo much to Olden, my letter was the same, word 4 word as theirs so i dont have to worry about scanning it now!

 

Bonnie (phew) ;)

 

Ok bonnie, thank you.

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What most of us is forgetting is that the action was started without any consulatation with any consumer group. As we were never consulted why should we be the ones to suffer a long delay and believe me the banks are going to try and delay it as much as possible. Basically what they are doing is challenging a statute!

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What most of us is forgetting is that the action was started without any consulatation with any consumer group. As we were never consulted why should we be the ones to suffer a long delay and believe me the banks are going to try and delay it as much as possible. Basically what they are doing is challenging a statute!

 

All the more reason for everyone to contact all our MP's!!

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I am thinking about resending to the National Assembly of Wales member, since I have had no response other than acknowledgement, is it worth sending another letter to Rhodri Morgan?

 

I have replied to Jessica Morden MP and also to Dr Thomas Huertas, FSA.

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Hi ja-de I am still un able to confirm my signature(well 3 in the household) on the petition. webpage not found, unavailable or moved or removed? what is going on, I have tried the aol.thing, nothing happeneing.?

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I am thinking about resending to the National Assembly of Wales member, since I have had no response other than acknowledgement, is it worth sending another letter to Rhodri Morgan?

 

I have replied to Jessica Morden MP and also to Dr Thomas Huertas, FSA.

 

I don't see why not, he's bound to reply eventually, even if it's just to say that he's "not interested".

Don't forget to let us know how you get on with your MP, & Dr Thomas Huertas.

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In the letter (post 57 from Jonathan Evans MEP (Wales)

I am sure that proceeding on the basis of one test case in relation to these charges is ultimately to the benefit of bank customers, who until now have engaged in an expensive lottery in challenging these charges in the Courts. I share your concern, however, about the decision to allow banks to continue to impose charges until the case is concluded. I believe that there should have been a suspension of further charges pending the Court outcome, which would have the advantage of concentrating the parties' minds on ensuring that there is no avoidable delay in hearing and concluding the case.

would it be worth replying to Jonathan and pushing this point with him and back it up with the human rights argument... as I didnt mention that in my letter to him... ?

ps. perhaps we all have the same MP

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Hi again ja-de I am still unable to confirm my signature(well 3 in the household) for the petition, the webpage not found, unavailable, moved or removed etc. what is happening, i have tried the aol thing nothing happening.

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Hi jenny, I forgot to mention the human rights bit in my reply letters, the FSA thinks that the waiver does not interfere with our human rights!!(post 65) My MP Jessica Morden Newport East.

 

yes I think it would be worth pushing human rights, because it does effect us.

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Hi again ja-de I am still unable to confirm my signature(well 3 in the household) for the petition, the webpage not found, unavailable, moved or removed etc. what is happening, i have tried the aol thing nothing happening.

 

Hi olden, which petition is it you are trying to find???

What's the "aol thing"????

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yes read that... but as Jonathan is member of European parliament perhaps the 'human rights' bit would get their backs up over there in europe!! I mean its a bit more important that the size of a banana !!!! hehe

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The trend at the start was that MEP's were telling us they didn't want to know, & that we should contact our MP instead, but today that trend has been broken by an MEP who seems interested!!

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Hi olden, which petition is it you are trying to find???

What's the "aol thing"????

 

Hi I am not trying to find the petition, I have already signed, its the email sent to me to click on the link to confirm that doesn't work , the prime minister petition charter by Martin Lewis. The AOL thing is someone told me that sometimes if you are with AOL it doesn't open some links, try Ctrl,Alt,and Del. no joy anyway.

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COMPLAIN TO YOUR MP ABOUT THE UNFAIR AND BIASED WAY THE FSA HAS HANDLED THE THE OFT CASE WHEN IT WAS SUPPOSEDLY ESTABLISHED TO SUPPORT CONSUMERS, NOT ISOLATE THEM

Just 5 Easy Steps!

  1. Use the template letter here
  2. Copy the text (amend if necessary but it will be fine as is for most people).
  3. click the link to the site shown at the bottom of the letter or click here
  4. Follow the instructions on the site to send to your MP (it will tell you who your MP is if you do not know.
  5. Go here to tell us which MP you've written to.

The letter can also be re-purposed to send to other representatives (Euro MPs, MSPs, Councillors etc. - just modify it yourself as required

 

Thank you!:grin:

 

 

Come on you can do it. Send the letter NOW!!!!!:grin:

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MONEY SAVING ADVICE TO THE GENERAL PUBLIC20:1:05

 

Mr Gregory Campbell Mr Nigel Dodds Mr Jeffrey M. Donaldson Bob Spink Mr Mike Hancock Mr Roy Beggs* 6

That this House commends the activities of those persons and groups dedicated to assisting members of the public get value for money in purchases, insurance, overdrafts and mortgages; and recognises that money saving experts like Martin Lewis at Money Saving Expert: Consumer Revenge - Credit Cards, Shopping, Bank Charges, Cheap Flights and more provides, on a not-for-profit basis, an incentive for ordinary consumers to pressurise large providers and financial institutions to hold down prices to the general public.

 

YOU MAY FIND THIS INTERESTING , ITS IN THE EARLY DAY MOTIONS IN PARLIAMENT ON THE MSE SITE

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Hi everyone.

 

I'd more or less given up on Diana Johnson after getting an email detailing her increased workload since the Hull floods(!) but this morning a posh looking House of Commons envelope landed on my doormat.

 

Here's her response:

 

Dear xxxxx xxxxx

 

Thank you for your email regarding overcharging complaints. I have written to the FSA on your behalf. I have made it clear to their Chief Executive my concerns about the issues you raised.

 

I will let you know the response of the (sic) when I receive it. In the meantime if I can be of any further assistance on this, or any other matter, please do not hesitate to contact me again.

 

Yours sincerely

 

Diana Johnson

Labour MP for Hull North

 

What's the betting she gets the same response as the others? I'm thinking perhaps I should drop her a quick email to forewarn her that she may get fobbed off!

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Hi crfx250, I dont mind asking my MP for his letter, but how would i word it so as not to insult him??? Any ideas???

 

Bonnie

 

 

ok Bonnie this is what I'd write:

 

Dear MP

 

I am extremely grateful to you for taking the time and trouble to contact the FSA about my concerns.

 

I am, however, very disappointed in their response to you. Thier letter was no more informative than the standard templated response I received when I first contacted the FSA.

 

Moreover, a colleague who's MP wrote to the FSA expressing rather different concerns than mine, received, word for word, an identical letter to yours. And I feel that the FSA should be giving more consideration to the concerns of constituents to their Members of Parliament than merely a bland generic response.

 

I now wish to make a formal complaint to the FSA on this matter and I would be grateful if you would forward me the letter you originally wrote to the FSA, either by post or e-mail.

 

Again, thank you so much for your kind cooperation.

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Olden - what I'm interested is the letter your MP sent the FSA

 

 

Hello crfx just to let you know I have sent to Jessica Morden, questioning the FSA letter and asking for a copy of her letter to them as you said. Waiting to hear now;)

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NOTICE TO ALL

 

 

62 posts removed that are not required anymore, I shall leave posts that provide links to contact sites for MP's. If you have a post removed you WILL recieve a Cagbot message, this is a standard message. Should you have a problem with a post being removed please contact Ja-de or Kenntthecelt via Pm.

 

All of theposts that have been removed from this thread are

here, no posts have been deleted. Thank you.

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Osborne, George MP-Tatton (Shadow Chancellor)

 

Has replied saying he agrees bank charges are UNFAIR! and it's unfair the banks can have a stay while this is sorted out.

 

said hes going to write to the FSA and the master

of the rolls and forward on the replied letters to me.

 

Thanks George!

Will keep you informed

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Osborne, George MP-Tatton (Shadow Chancellor)

 

Has replied saying he agrees bank charges are UNFAIR! and it's unfair the banks can have a stay while this is sorted out.

 

said hes going to write to the FSA and the master

of the rolls and forward on the replied letters to me.

 

Thanks George!

Will keep you informed

 

Thank you, it's very much appreciated.

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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