A

Thanx London just a heads up for anyone having issues with mcol which I see there’s a few when you enter you claim number and password your eyes are drawn to the red writing at the top saying that the password is incorrect but if you scroll to the bottom you will see that you are actually logged in. You won’t see see this unless you scroll all the way down…. There will be a link to take you to the case details regardless of what the red writing says

Thanx dx

Ok. So will ignore it from what I understand I now wait for the DQ. and a possible invitation from them to enter into a tomlin order. Is that correct?

Just received a letter from the debt collectors in response to the defence stating how they will be proceeding but would like to resolve it and to enter into a payment. He already called them a couple of weeks ago to tell them he is unemployed and offered a token payment which they refused. Can’t see any point in callling them them again as he can’t afford any more than a token payment Should I just ignore it?

Thanks to both of you

Interesting. Thanks for that London. That’s what I’m gathering. iv no doubt they would send me fake documents but would they really dare present fake documents to a court of law?

Thanx Dx i know that’s what I sent, but what I’ve learned in the last few weeks it’s that legal manoeuvres and court processes can have all sorts of consequences and so I just wanted to know a bit more about the the process of a holding defence that’s all yes I’ve done a fair amount of reading for debt that isn’t even mine

Ok thanx I keeping coming across this term “ holding defence”. Can someone explain what this is. Thanx.

So defence submitted they asked for a unique reference and I just made something up. Is that correct? does a statement of truth need submitting too? I didn’t see this

London 1971 … will do. Thanks

Absolutely. And not just on this subject but if I remember correctly, it was a partial court transcript

I did read a something about comma data. I believe it might have been pra group/ hsbc where comms data was challenged by the defence. A hsbc employee was bought in to give evidence …. And the judge accepted his version on the balance of probability….. which is why I was asking

Thanks

I have been doing a lot of reading but the intricacies of legalities is not always obvious to someone like me and it’s a lot to take in for someone new to this how else is it served? by that it seems you are saying that they will need proof of postage or will a judge accept that on the balance of probabilities a large company will likely to have sent it?